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Travel Guard Reviews 1,689

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 1,573 reviews, reviewers had a great experience with this company. Many customers consistently praise the ease of use and straightforward nature of the website, finding it simple to navigate and understand when getting quotes and choosing coverage options. People appreciate the clear explanations of policies and the ability to compare different plans easily. The overall user experience is frequently highlighted as positive, making the process of purchasing travel insurance efficient and hassle-free. However, some reviewers were not happy with the claims process, mentioning slow review times and denials for reasons they considered valid. There were also concerns about higher rates for certain demographics and the lack of waivers for pre-existing conditions under specific circumstances. A few other people also felt that their claims were denied, leading to frustration and extended claim resolution periods.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, with many finding the website easy to use and... See more

Service

Reviewers highlight ambiguous aspects of service, with many expressing satisfaction and loyalty, citing good... See more

Website

Customers consistently note positive experiences with the website, finding it easy to use and navigate for... See more

Claim

People report ambiguous experiences with claim processes, with many expressing significant frustration and... See more

Price

Consumers find price to be ambiguous, with some reviewers reporting reasonable and competitive pricing, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Just straightforward data entry on trip; cost, persons with ages. Nothing about where going, special events like charters, etc.

Rated 4 out of 5 stars

I've been using Travel Guard exclusively for my cruise vacations for many years utilizing the Essential Plan coverages, with the additional medical and evac options offered. The online site is easy t... See more

Rated 4 out of 5 stars

TravelGuard came up with the amount I more or less expected to receive for our claim, even if calculated slightly differently from expected. While it was very challenging to get the Representative on... See more

Rated 5 out of 5 stars

We have used Travel Guard for all of our out of country trips. The purchase of the insurance is easy and straight forward. We have had two claims over the years, one for trip cancelation because of an... See more


Company details

  1. Insurance company
  2. Insurance agency
  3. Travel agent
  4. Travel Insurance Company

About Travel Guard

Written by the company

Travel Guard® Travel Insurance Plans – Trusted protection for your next journey

Written by the company

Travel Guard, a leading provider of travel insurance and assistance services, offers some of the best travel insurance plans for individuals, families and business travelers alike. Travel Guard helps deliver more peace of mind through comprehensive coverage and 24/7 global support for both domestic and international travel.
✅ Why Choose Travel Guard?
Trip cancellation and interruption coverage Emergency medical and dental expense coverage 24/7 emergency travel assistance and concierge services Coverage for lost, delayed or damaged baggage Optional add-ons for adventure travel, CFAR (Cancel for Any Reason), rental car damage and more
Whether you're planning a family vacation, business trip or international getaway, Travel Guard has a plan tailored to your needs. Our user-friendly online quote tool makes it easy to compare travel insurance plans, understand coverage and purchase in minutes.
🛡️ Trusted by Millions of Travelers
With over 40 years of experience, Travel Guard is there for travelers who want fast claims, responsive customer service and reliable protection.
🏆 Awards and Recognition
At Travel Guard, we’re proud to be recognized as one of the best travel insurance providers by trusted experts and everyday travelers alike.
-Named a top travel insurance company by Forbes Advisor, Money.com and MarketWatch Guides
-Winner of Travel Weekly’s Magellan Award for our claims filing website - recognizing its user-friendly design and efficient functionality, enhancing the customer experience in managing travel insurance claims
These awards mean a lot to us—but what matters most is earning the trust of travelers like you. Whether you're going across the state or around the world, we're here to help you travel with confidence.
🌍 Travel Insurance Plans for Your Next Journey
Travel Guard travel insurance plans are ideal for:
-International trips
-Cruises
-Domestic trips
-Adventure travel
-Group travel
-Weekend vacations
-Rental car coverage
-Last-minute trips
Get a quote today and trust your travels to Travel Guard.
www.travelguard.com

Contact info

  • 3300 Business Park Drive, 54482, Stevens Point, United States

  • travelguard.com

4.1

Great

TrustScore 4 out of 5

2k reviews

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Rated 1 out of 5 stars

This is a scam

This is a scam. I am a contractor that deals with insurance companies every day and my claim was denied even though the reason for my cancellation was specifically stated in the policy, after I provided more than enough documentation. I had a work meeting across the country that was cancelled. Do not purchase under any circumstance.

23 June 2026
Unprompted review
Rated 1 out of 5 stars

Worthless

Worthless. A waste of money and time. Never ever use this for travel insurance with United Airlines….says refund for any reason right on their website but just try and use it, endless run around.

19 June 2026
Unprompted review
Rated 1 out of 5 stars

DO NOT WASTE YOUR MONEY!!!

DO NOT WASTE YOUR MONEY!!!! SCAM!!! I had purchased this insurance many times in the past, but I never have used it the first time I needed it. It refused to pay anything for a bike accident that resulted fractured rib. There is nothing the ER can do to fix a fractured rib. because of this technicality, they used it as the grounds to refuse to pay for the hotel room. We had reserved when using this scam insurance when we try to file the claim their website wouldn’t work their Internet was always down when we called to check on it and that was over three times. Don’t purchase this you’ll regret it. You’ll spend hours filling out their forms that won’t submit on their website and then wait weeks for their investigation and still get declined

10 May 2026
Unprompted review
Rated 1 out of 5 stars

I was traveling from EWR to Singapore

I was traveling from EWR to Singapore, my baggage was lost for 4 days. Finally my baggage was found, I spend almost haft of my vacation's with out my clothes and toiletries, it was little frustrating .
I did have my travel insurance ( travel guard) and immediately contacted them after I comeback from my trip hoping to receive some compensation.
It was very big disappointment after couple of weeks dealing with them . I did send them all evidence and all receipts from my trip hopping that compensation gonna come soon.Unfortunately it was only hope, I was left behind with out anything.
My advice to all, my personal advice , from my own experience!
Don’t waste your money on Travel Guard !


20 January 2026
Unprompted review
Rated 4 out of 5 stars

A great service for US travelers overseas

TravelGuard came up with the amount I more or less expected to receive for our claim, even if calculated slightly differently from expected. While it was very challenging to get the Representative on the phone in spite of requests for scheduled calls, she was excellent, professional and caring when we finally did connect. I have been a long-time TravelGuard customer, plan to use the service in the future and have already recommended it to traveling friends.

4 June 2026
Rated 1 out of 5 stars

I purchased travel insurance with the…

I purchased travel insurance with the understanding that it would provide protection if unforeseen circumstances required changes to my travel plans. Unfortunately, my experience has been the opposite.
I was forced to change my flight plans due to dangerous weather conditions that created legitimate safety concerns. As part of my claim, I provided documentation and evidence supporting the circumstances that led to my decision. Despite submitting proof of the hazardous weather conditions and explaining why travel was no longer safe or practical, my claim was denied twice!
DO NOT PURCHASE THIS INSURANCE, IT DOES NOT COVER ANYTHING!

20 March 2026
Unprompted review
Rated 5 out of 5 stars

Customer service and comprehensive coverage

Customer service and comprehensive coverage. I've always used Allianz but United offered this insurance a lot cheaper with the same coverage so I gave it a go. While I was away, I had a bout of gastroenteritis and had to postpone my flight. It took one phone call to Travel Guard. The associate explained in detail what needed to be done. I was even connected to a medical team associate who offered to connect me to one of their nurses. In short, my coverage got extended for 7 days. I was given a case number. They even followed up on me the next day! I now purchased two travel insurance with them for my next two trips.

16 June 2026
Rated 1 out of 5 stars

Many Many Lawsuits

There's a reason why Travel Guard has so very many Lawsuits against including Class Action Lawsuit; they DO NOT PAY their claims. I just filed a lawsuit for a straightforward claim where I missed my flight at no fault of my own. Avoid using this company for protection. They are NOT even listed on the 10 best with American Express. Bad intentions, bad reviews, bad culture. Karma will get them back.

25 December 2025
Unprompted review
Rated 1 out of 5 stars

Scam policy

Terrible policy! The claim review is very slow, and I was denied when I had to cancel when my companions, who were my transportation while in Philadelphia, were unable to make the trip. I got hotel cancellation insurance in case of an unforeseen problem, and was shocked when I was denied. I paid almost 10% of my hotel bill for insurance, and it wasn't explained that most cancellations didn't qualify for reimbursement. It's a terrible scam.

4 November 2025
Unprompted review

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