While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

I won the ubomi daily draw for a $250 dollar petrol gift card that was sent to my address . Upon using this gift card at a petrol station we were told the card was out of balance . We had not used thi... See more

Rated 1 out of 5 stars

This is an absolute scam! People getting loans at their most vulnerable and then charging weekly for an app that does absolutely nothing. Plus the hassle you get from the calls. I had to block the n... See more

Company replied

Rated 5 out of 5 stars

the customer service, the choice of products to use, the care UBOMI takes to make sure you have all the tools to accomplish your goals. I am very happy with UBOMI

Company replied

Rated 5 out of 5 stars

They were very useful polite and friendly. Were able to assist me in my questions I will recommend to anyone

Company replied

Company details

  1. Alternative Financial Services

Written by the company

UBOMI is a financial wellness app. We bring together an experience to consumers that is focused on three pillars towards a healthier financial future Budgeting and Saving - the basics of our app whereby we give you analytics over your own spending to give you a more comprehensive view of your finances. This also includes feature to help you set and stick to your goals and also remind you of your recurring payments to avoid late fees. Money management software - we power you with features that allow you to actively saving on everyday spending such as energy, fuel, groceries and more. It puts you in control of your ongoings so that you can stretch every dollar as far as possible. We also have assistance features to smooth out the dips in life if ever needed without breaking the bank. Essentials shopping - with our USHOP facility you can gain access to tonnes of exclusive deals, discounts and rewards only to UBOMI members. Our motto of never pay retail means that you can save actively when you need to shop. As our app is membership based, you need to use the app to reap its benefits.


Contact info

2.9

Average

TrustScore 3 out of 5

24 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I won the ubomi daily draw for a $250…

I won the ubomi daily draw for a $250 dollar petrol gift card that was sent to my address . Upon using this gift card at a petrol station we were told the card was out of balance . We had not used this card previously anywhere else . I emailed ubomi and they said upon checking you have already redeemed the card . Scam if you ask me . And put us out of pocket 100 dollars for petrol . Big disappointment seeing as membership fees are 10 dollars a week . I suggest you cancel your membership asap or you will get scammed like me

5 April 2024
Unprompted review
Rated 4 out of 5 stars

Everything you need is all in one app.

17 September 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for the great feedback. We have worked really hard to try and make UBOMI as valuable, easy and fun as possible. So your feedback means the world to us. Please reach out if you need anything from the team here at the UBOMI. :)

Rated 5 out of 5 stars

Excellent customer service.

15 September 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for the awesome feedback! You totally made our day! We're absolutely thrilled that you had such a great experience with UBOMI It means the world to us! if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 1 out of 5 stars

Rip off site

Ripped off paying money for something not to sure what??! taking money out of my account for a service I can't even use or want to use don't even have a login to there site!! Don't even know site address,stay away ?!?! Can't even stop the a'holes from taking money for a service I didn't want 100%rip off

13 September 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

We apologies for any inconvenience caused. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience. Please reach out to our support team at hello@ubomi.com.au as soon as possible so that we can assist you with your issue and ensure that it is resolved promptly. We will try to contact you, we just need to know who you are as we cannot identify you via your review. Your feedback is valuable to us and we will take it into consideration as we continuously strive to improve our services. Thank you for taking the time to bring this to our attention.

Rated 4 out of 5 stars

Ubomi are very engaging when it comes…

Ubomi are very engaging when it comes to rescheduling payments

19 August 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 1 out of 5 stars

You are better off hungry/no money.

This is my first review of my life and probably will be my only one. I hope this can grab your attention if you have come this far to find out about UBOMI.

This is a terrible scam set up by a company registered with an ABN in 2022. They don’t not support anyones finances like the website suggests. The terms and conditions so nothing about cancellation and only about paying them continuously for an infinite amount of time. I came to a verbal agreement on a phone call and am Currently in a cooling off period with Ubomi but still receiving calls about my membership when I instructed that it was to be done with. They haven’t updated my account to suggest that my membership is ending when it was agreed upon. It’s gone so far that I have had to contact consumer affairs about them. They will not pick up your calls when you call them and will call at times you cannot answer.

The email they provide in this review section will not respond. The 50% 5 star reviews are absolutely fake it’s impossible that this service could look after anyone when they do not provide any support to their customers. If you have come here because you are second guessing signing up because your are under financial distress then you are honestly better off not eating and having no money. It is that bad. I hope anyone that is in the position can understand the importance of what I am saying and I am fully serious in that comment.

Regards Sam

18 August 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

We apologies for any inconvenience caused. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience. Please reach out to our support team at hello@ubomi.com.au as soon as possible so that we can assist you with your issue and ensure that it is resolved promptly. We will try to contact you, we just need to know who you are as we cannot identify you via your review. Your feedback is valuable to us and we will take it into consideration as we continuously strive to improve our services. Thank you for taking the time to bring this to our attention.

Rated 5 out of 5 stars

Great service

11 August 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 5 out of 5 stars

Very easy to use

I just need some extra money and then I find UBOMI very easy to access thanks

2 August 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 5 out of 5 stars

Very good costumer service and very…

Very good costumer service and very helpful

19 July 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 1 out of 5 stars

This is an absolute scam

This is an absolute scam!
People getting loans at their most vulnerable and then charging weekly for an app that does absolutely nothing. Plus the hassle you get from the calls. I had to block the number. I have lost so much money due to these charges and I’m suffering financially from it. I tried to cancel it numerous times but they said it’s part of the terms and conditions. Absolutely disgusting. Do not get your loan from them even if you’re super desperate!

22 December 2022
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi Chloe, we are sorry that your experience didn’t quite match your expectations. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.

We have tried to reach out to you to investigate your feedback further. Please could you contact us at ronel@ubomi.com.au. We’ll work with you to resolve any issues as quickly as possible.

Rated 1 out of 5 stars

Scam the lend you a small amount of…

Scam the lend you a small amount of money and lock you into a membership you can never get out of. Payed back about 15x what I borrowed at this stage. Next step is to cancel my bank acc.

25 June 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi Richard, we are sorry that your experience didn’t quite match your expectations. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.

We have tried to reach out to you to investigate your feedback further. Please could you contact us at ronel@ubomi.com.au. We’ll work with you to resolve any issues as quickly as possible.

Rated 1 out of 5 stars

F!!!😡😡scam no way to cancel the…

F!!!😡😡scam no way to cancel the subscription

7 June 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi Lyn, thank you for posting a review and we’re sorry to hear that your experience was not up to standards. We would like the opportunity to talk and investigate your feedback further. Please feel free to reach out to ronel@ubomi.com.au with any further comments, concerns, or suggestions you wish to share. We would love to make things right if you give us another chance.

Rated 1 out of 5 stars

Scam sucking in innocent people to take…

Scam sucking in innocent people to take money form their accounts for nothing. The app doesn't even work.

16 June 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi Ben, we are sorry that your experience didn’t quite match your expectations. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.

We have tried to reach out to you to investigate your feedback further. Please could you contact us at ronel@ubomi.com.au. We’ll work with you to resolve any issues as quickly as possible.

Rated 5 out of 5 stars

Very helpful in those people in need of emergency cash.

Very helpful in those people in need.

5 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi,

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Warm Regards,
UBOMI

Rated 5 out of 5 stars

They were very useful polite and…

They were very useful polite and friendly. Were able to assist me in my questions I will recommend to anyone

30 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi,

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Warm Regards,
UBOMI

Rated 5 out of 5 stars

All around great product tools.

the customer service, the choice of products to use, the care UBOMI takes to make sure you have all the tools to accomplish your goals. I am very happy with UBOMI

30 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

Rated 1 out of 5 stars

SCAM stay Away!!!

SCAM stay Away!!!
I have been trying to cancel my account for over a month via email, app. And phone call. They are still taking $19.98 a fortnight out. Stay away

30 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

We apologise for any inconvenience caused. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.Please reach out to our support team at ronel@ubomi.com.au as soon as possible so that we can assist you with your issue and ensure that it is resolved promptly. We will try to contact you, we just need to know who you are as we cannot identify you via your review. Your feedback is valuable to us and we will take it into consideration as we continuously strive to improve our services. Thank you for taking the time to bring this to our attention.

Rated 1 out of 5 stars

35% per annum interest rate!

35% per annum interest rate!
You should avoid this company like the plague. There is no way to cancel the subscription and they are preying on the vulnerable with a useless app and membership. Beware, you think you are getting a grant for $200 when you are desperate (I paid mine back) but they charge you $10 a week for the "membership" and that is actually a horrific interest rate of 35% per annum.

26 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi,

We apologise for any inconvenience caused. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.Please reach out to our support team at ronel@ubomi.com.au as soon as possible so that we can assist you with your issue and ensure that it is resolved promptly. We will try to contact you, we just need to know who you are as we cannot identify you via your review. Your feedback is valuable to us and we will take it into consideration as we continuously strive to improve our services. Thank you for taking the time to bring this to our attention.

Warm Regards,
UBOMI

Rated 1 out of 5 stars

Extremely predatory and scummy

Avoid these guys at all cost. It is difficult to contact their support at all and you are required to be available at any moment to receive a phone call.

The umoney service is funded through another party (Amanzica I believe?) that is associated with ubomi which requires multiple phone calls to cease.

They also contacted me unsolicited after I had requested for my personal information to be scrubbed from their records - 0/5 would never recommend to anyone, please seek proper financial aid if you require their services.

25 May 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Hi,

We apologise for any inconvenience caused. Our company is committed to providing a safe and secure platform for our users, and it is concerning to hear that you have had a negative experience.Please reach out to our support team at ronel@ubomi.com.au as soon as possible so that we can assist you with your issue and ensure that it is resolved promptly. We will try to contact you, we just need to know who you are as we cannot identify you via your review. Your feedback is valuable to us and we will take it into consideration as we continuously strive to improve our services. Thank you for taking the time to bring this to our attention.

Warm Regards,
UBOMI

Rated 5 out of 5 stars

They are friendly and easy to talk to.

7 February 2023
Unprompted review
ubomi.com.au logo

Reply from ubomi.com.au

Thank you so much for taking the time to provide feedback on your experience. Your positive comments mean a great deal to us, and it is truly rewarding to know that we were able to meet your expectations. Your feedback is incredibly valuable, and it will help us to continue to improve UBOMI App and provide the best possible experience for our clients. if you need anything in your journey to reaching your financial goals don't hesitate to reach out! :)

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look