We have been using Ultimate Finance for over 5 years.
Their team is knowledgeable, responsive, and truly committed to your business needs. Funding is quick, and the process is transparent. Our Account Manager, Ben Hunter, has always been helpful, friendly, and making Factoring really easy for us.

Fast efficient a pleasure to do business with

Since moving to Ultimate 2 years ago the service has been nothing but exceptional.
Chris moved Heaven and Earth to get the move from our previous lender over the line and the service levels from Michelle and James ever since have matched his passion and "Can Do" attitude.
Would and have recommended Ultimate to other businesses.

Fantastic team of people, they really go above and beyond to support the business as best as they can. Would definitely recommend!!

I’ve had the absolute pleasure of working with **Lesley Mouncher** at **Ultimate Finance**, and I can’t recommend her highly enough! Lesley is incredibly **efficient, proactive, friendly, and professional** — everything you could ask for in a relationship manager.

She consistently goes above and beyond to make the process smooth and stress-free, always staying one step ahead and ensuring everything runs seamlessly. Her communication is excellent, and she’s always approachable and happy to help with any query, big or small.

Lesley truly embodies exceptional customer service — a real asset to Ultimate Finance. Five stars without a doubt! ⭐⭐⭐⭐⭐

Dan & Keiran are great! I can always count on them for the best service, they are reliable and always take time to answer any questions I have. Couldn't recommend more

A massive thank you to the ultimate finance team for all there support and help, but I have to highlight one person in particular DYLAN REID. This guy went above and beyond, nothing was to much hassle to him, so professional, polite and if he said he was going to do something he delivered. He is a massive credit to Ultimate Finance.

Exceptional service from Jane & the team. They helped us bridge our working capital gap, turning our 60-day invoices into immediate cash. This has been fundamental to keeping our operations running smoothly.

We are very happy with Ultimate Finance as our chosen partner for Factoring and Credit Control.

I have been working with Ultimate Finance since 2017, with them managing my Invoice
Discounting ledger. Over this time, I have dealt with several relationship managers and
credit controllers. Naturally, everyone has brought their own style, but with the exception
of one short-lived experience early on, the service has consistently been of the highest
standard. That brief misstep was quickly addressed, which to me demonstrated Ultimate
Finance’s commitment to maintaining the quality of service they are known for.
When I first embarked on using an Invoice Discounting company, I didn’t know what to
expect. However, I have been pleasantly surprised. My business has gone from strength
to strength, and I can confidently say that this growth would not have been possible
without the support of Ultimate Finance.
It would be remiss of me not to mention two individuals in particular: James
Howley and Eve Waterman. James is, without question, an outstanding asset to Ultimate
Finance. His responsiveness, professionalism, and ability to resolve matters quickly are
second to none. To be frank, I would not still be with Ultimate Finance if it weren’t for
James’ continued support.
Equally, my relationship manager, Eve, has been exceptional. She goes above and
beyond to support not only my business but also me personally. The way I work with both
James and Eve feels as though they are part of my own team—vital contributors to the
success of my business. Over the years, our professional relationship has grown into one
of genuine trust and respect, and I would even go as far as to call them friends. That
speaks volumes about the culture and values that Ultimate Finance fosters.
I have been approached by other providers offering cheaper rates, but any experienced
business owner will know that cost is not everything. The true value lies in the quality of
service, reliability, and partnership—and in this regard, Ultimate Finance delivers far more
than any discount could offer.
The stigma that sometimes surrounds factoring and invoice discounting companies has
been completely dispelled in my experience. On the contrary, I now see it as a fast-track
route to sustainable growth for any business.
In summary, Ultimate Finance has been a trusted partner in my business journey for many
years. Their professionalism, culture of care, and the dedication of individuals like James
and Eve make them stand out in their field. I would not hesitate to recommend them to
any business owner looking for a supportive and reliable financial partner.
Yours truly,
Curtis Small
Managing Director

Ben Hunter & Ultimate Finance Are At The Top Of Their Game, And Have Helped Our Business Grow Over Many Years Of Great Service !!!!

Dylan and Jane Are Extremely helpful and go above and beyond. We never have any trouble with our account and are so glad we decided to proceed with Ultimate.

The service received from Michelle, Ahmed and Dinida is very fast, helpful and friendly!

Having Ultimate Finance in your business life is like having an extra arm!
Great company that has been by our side for over 10 years.
Tony
Black & White Group Limited.

Our relationship manager understands the business sector and trends we operate in and how it varies during the year. Good communication and regular updates

We have been working with Ultimate Finance Ltd since January 2022 and throughout this time there service has been excellent and they have always provided a practical and flexible approach

Easy to deal with, professional & helpful staff, commercially acceptable. Overall very good

Excellent

We was made aware of ultimate finance in January of 2025.

From the first induction meeting to Current date they have been nothing less than Excellent

The support we get from Louis and Terri has been fantastic.

This is on a day to day basis

I honestly can not speak any higher of them both.

Ultimate support has improved our cash flow and in return has allow our business to grow

From myself and the whole team thank you.

Your hard work is appreciated and we look to continue working with you in the future

I have the pleasure of working with Daniel Iwanczuk and Kieran Clayton at Ultimate Finance, and I am thoroughly impressed with the level of service I receive. From the outset, both Daniel and Kieran demonstrated a deep understanding of my business needs and provided tailored solutions that were both effective and efficient.

Their professionalism, responsiveness, and attention to detail are outstanding. They are always available to answer my questions, and they consistently go above and beyond to ensure I have the support I need to run my business.

Thanks to Daniel and Kieran, the entire process is smooth and stress-free. I highly recommend Ultimate Finance and, in particular, the exceptional service provided by Daniel Iwanczuk and Kieran Clayton. They are a true asset to the company.

Great company to deal with. Very efficient and friendly service. Very understanding of our business needs. Willing to listen and help with any challenges that may come up.
I would recommend Ultimate Finance to all my industry colleagues.