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United Mortgage Corporation of America Reviews 1

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TrustScore 3.5 out of 5

3.7

Mortgage broker
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Company details

  1. Mortgage broker
  2. Mortgage Lender
  3. Radio broadcaster

Written by the company

United Mortgage Corporation of America is a Santa Clarita-based mortgage banker and broker owned and operated by Michael A. Harris — a Southern California lending veteran with 38+ years of experience and the host of the long-running weekly radio program Your Real Estate Life, airing Saturdays on Fox Sports Ventura 1590 AM / 97.9 FM KVTA and Sundays on K-EARTH 101 FM. Unlike large banks or call-center lenders, UMCA is a single owner-operated practice — when you call, you talk to Michael. He closes loans in his own name for speed and control, and shops 50+ wholesale lenders when that's the better fit for your situation. What we specialize in: — Reverse Mortgages (HECM, Jumbo, HomeSafe Reverse Second for homeowners 55+) — HELOC / Home Equity Loans (tap your equity without giving up your low rate) — DSCR Investor Loans (qualify on rental income — no tax returns required; available in 46 states) — Bank Statement Loans for self-employed borrowers (2 to 24 months) — Hard Money, Construction, Jumbo, FHA, VA, USDA, Conventional, and ARM loans We also offer the Money Max Account through United Financial Freedom — a debt-elimination strategy that helps homeowners pay off their mortgage in a fraction of the time without refinancing. Serving Santa Clarita, Valencia, Thousand Oaks, Simi Valley, Westlake Village, Burbank, Northridge, and all of Southern California. NMLS #233410 | Company NMLS #3189 800-230-0168 ext. 201 | unitedforloans.com Licensed by the California Department of Real Estate, Real Estate Broker #01870497. Loans made or arranged pursuant to a CA DFPI Finance Lender License #603E936. DSCR available in 46 states (excluding ND, NV, SD, VT). Reverse Mortgages are neither endorsed nor approved by the Federal Government. Equal Housing Lender.

Contact info

3.7

Average

TrustScore 3.5 out of 5

1 review

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Rated 5 out of 5 stars

Knowledgeable, Responsive and Great to Work With

I've had the pleasure of working with Michael on a couple of recent reverse mortgage transactions and he is always excellent throughout the process! Michael is incredibly knowledgeable, responsive and proactive. He consistently stays on top of every detail and communicates throughout to ensure a smooth and successful closing. Highly recommend working with him!!

8 June 2026
Unprompted review
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Reply from United Mortgage Corporation of America

Thank you for taking the time to share this.

It was a pleasure working with you and your team on those reverse mortgage transactions.

I truly appreciate the trust placed in me to help guide the process, and I’m glad to hear the communication and attention to detail helped keep everything moving smoothly through closing.

Reverse mortgages require coordination and clarity at every step, so staying responsive and proactive is something I take seriously to help ensure a smooth experience for everyone involved.

I look forward to working together again in the future.

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