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Universal Funding Corporation Reviews 75

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

We’ve had a great experience working with Universal Funding. Four years strong and still counting. They factor our invoices weekly, which helps keep our cash flow steady. Angie, our Account Manager,... See more

Company replied

Rated 5 out of 5 stars

My experience with Universal has been terrific. They've gone above and beyond, worked hard for us, and have been extremely helpful with the process. They are always quick with responses and has made f... See more

Company replied

Rated 5 out of 5 stars

We have been Factoring with UFC since May, 2017and to date service has been excellent. Working with Charlena Cozza has been wonderful. She is very pleasant and responds to our drawdown requests very... See more

Company replied

Rated 5 out of 5 stars

Its hard to trust banks and financial institutions and as a business owner its difficult sometimes managing accts receivables and cash flow. Universal Funding has stepped right up and done everythin... See more

Company details

  1. Non-bank financial service
  2. Financial Institution

About Universal Funding Corporation

Written by the company

Boost your cash flow quickly and easily with Universal Funding’s accounts receivable financing solutions. Our services are designed to meet the unique needs of your business, providing the flexibility and financial support required to grow. Whether you're navigating seasonal fluctuations, expanding operations, or managing day-to-day expenses, we offer a reliable funding solution that keeps your cash flow steady..

Applying for invoice factoring with Universal Funding is simple and efficient. Our application process takes only minutes to complete, with approvals available in as little as two business days. Once approved, you can receive funding within two hours of submitting your invoices. This fast turnaround ensures you have immediate access to the capital you need to cover payroll, purchase inventory, or take on new opportunities.

As a trusted partner since 1998, Universal Funding has provided over $2 billion in working capital to thousands of businesses across various industries. Our experienced team takes the time to understand your business and its specific financial challenges, offering personalized solutions that align with your goals.

Unlike traditional lenders, we provide flexible financing that grows with your business. As your sales increase, so does your access to capital. With Universal Funding, you gain a partner dedicated to helping your business thrive — without the lengthy approval processes and restrictive terms of conventional financing.

Experience the difference of a responsive, reliable funding source. Contact Universal Funding today to discover how we can support your business’s growth and financial stability. .

Capital to Fund Your Needs--When You Need it

Written by the company

Turn Your Unpaid Invoices Into Cash Today!
Universal Funding Corporation is a top-rated invoice factoring company. We turn your outstanding invoices into cash within days. Get the cash flow you need to cover payroll, rent, supplies and other business expenses. Rates as low as 0.55%. Advance rate up to 95%. $25k - $20M per month in funding. Funding within 24 hours of approval. Dedicated account management team. To learn more, call us at 800.405.6035 to speak to a factoring specialist today.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

75 reviews

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Rated 5 out of 5 stars

Great people

Great people! Very helpful and great company! Always there when you need them!

5 February 2026
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Reply from Universal Funding Corporation

Thank you so much for your kind words! We truly appreciate you taking the time to share your experience with Universal Funding. Our team is committed to being responsive, supportive, and dependable for our clients, so it means a great deal to hear that you felt we were there when you needed us. We’re grateful for the opportunity to work with you and your team and look forward to continuing to support your success!

Rated 5 out of 5 stars

We’ve had a great experience…

We’ve had a great experience working with Universal Funding. Four years strong and still counting. They factor our invoices weekly, which helps keep our cash flow steady. Angie, our Account Manager, is a gem — she gets things DONE. She’s always available, answers questions right away, and processes our transactions fast. Her responsiveness makes the whole process easy and stress-free. We really appreciate the support and consistency from the Universal Funding team and are happy to be working with them.

2 January 2026
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Reply from Universal Funding Corporation

Thank you so much for sharing your experience and for being a valued client these past four years! We’re thrilled to hear that our partnership has helped keep your cash flow steady and that Angie has made the process smooth and stress-free. Your kind words mean a lot to our entire team. We truly appreciate your continued trust in Universal Funding and look forward to supporting your growth for many more years to come.

Rated 5 out of 5 stars

Over ten years of great service.…

I worked with Universal Funding for over 10 years. During that time , they were very responsive to my needs and never a hitch in providing funding.

16 September 2025
Unprompted review
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Reply from Universal Funding Corporation

Jerry, thank you for the trust you’ve placed in Universal Funding over the past decade. It’s been a privilege to support your business, and we’re grateful for your kind words as you step into retirement. We wish you every joy in this new chapter ahead.

Rated 5 out of 5 stars

Great communication and excellent…

Great communication and excellent products that give us the funding we need with speed and simplicity.

25 June 2025
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Reply from Universal Funding Corporation

Thank you so much for your kind words! We're thrilled to hear that our communication and funding solutions have made a positive impact on your business. Providing fast, simple, and reliable service is always our goal. All of us at Universal Funding are grateful for the opportunity to support your success.

Rated 1 out of 5 stars

Things to be aware of.

If anyone uses their services you must be aware of the minimum factoring amount. We were charged $6,700.00 per month due to not meeting the minimum requirement.

8 May 2025
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Reply from Universal Funding Corporation

Thank you for your feedback. We appreciate you bringing this to our attention. At Universal Funding, transparency is important to us, and all fees, including minimum factoring requirements, are outlined in the factoring agreement. We encourage all clients to review the terms closely and reach out with any questions—we’re always here to clarify and ensure you feel confident in every step of the process.

Rated 5 out of 5 stars

Great service

Great service

9 May 2025
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Reply from Universal Funding Corporation

Thank you so much, Carlos! We are glad you were happy with Universal Funding's service.

Rated 5 out of 5 stars

Fantastic PO financing experience

I was vetting several PO financing companies and found Universal Funding Corporation from an Internet search. I was immediately pleased with the customer service and fast evaluation process. My account manager kept me informed and gave me step-by-step guidance when needed which allowed me to execute on a large order from a major retailer. As an entrepreneur, this was my first time entering the PO financing space and I would highly recommend Universal Funding Corporation to anyone looking to get swift and fair PO financing terms.

12 August 2024
Unprompted review
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Reply from Universal Funding Corporation

Thanks so much for the great review! We're really glad you found us and that we could help make your first PO financing experience a positive one. It’s awesome to hear that your account manager kept things clear and on track—especially with such a big opportunity on the line. The entire team at Universal Funding appreciates your recommendation and is excited to see what you accomplish next!

Rated 5 out of 5 stars

We've had a great experience working…

We've had a great experience working with Universal Funding Corp., especially with their invoice factoring and PO financing services. Their support has helped us grow by keeping cash flow steady and project funding reliable.

A big thanks to DaVonna and Jeff for always providing exceptional service and making the process smooth and stress-free. Highly recommend!

7 May 2025
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Reply from Universal Funding Corporation

Thank you so much for your kind words and thoughtful review! We're thrilled to hear that you've had a great experience with Universal Funding and that our invoice factoring and PO financing services have supported your growth and cash flow needs.

We'll be sure to share your appreciation with DaVonna and Jeff—your recognition means a great deal to them and to all of us. It's our pleasure to support your success, and we truly value the trust you've placed in us.

Thank you again for the recommendation—we look forward to continuing to serve you!

Rated 5 out of 5 stars

Smooth Evaluation process.

Smooth Evaluation process.
The evaluation process with Uni virtual funding was straightforward. I appreciate that there were no upfront fees, and I only paid the security fee after passing the challenge. The entire process felt transparent, and the support team was helpful whenever I had questions.fair and risk free evaluation.

17 April 2025
Unprompted review
Universal Funding Corporation logo

Reply from Universal Funding Corporation

Thank you so much for your thoughtful review! We're glad to hear the process felt smooth and transparent for you.

Rated 5 out of 5 stars

The staff are responsive and…

The staff are responsive and knowledgeable of their services. I appreciate how DaVonna always follows up.

27 February 2025
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Reply from Universal Funding Corporation

Thank you for your positive feedback. We’re delighted to hear that you appreciate our responsive and knowledgeable staff. Providing excellent service and ensuring clear communication are always priorities of Universal Funding Corporatoin. We look forward to continuing to serve you!

Rated 5 out of 5 stars

No complaints!

DaVonna has been so helpful and great to work with!

27 February 2025
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Reply from Universal Funding Corporation

Thank you so much for your kind words! We’re thrilled to hear that DaVonna has been so helpful and great to work with. All of us at Universal Funding Corporation appreciate your feedback and look forward to continuing to provide you with excellent service!

Rated 5 out of 5 stars

A partner in AR

Universal helped us to bridge the funding gap on our new project, which had 60 day net terms. In addition, our account manager has been a partner for us, like having an additional AR person on staff.

30 July 2024
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Reply from Universal Funding Corporation

Thank you so much for your kind words! We're thrilled to hear that we could help bridge the funding gap for your company. It's our goal to make sure you have the support you need, and we're glad that our account manager has felt like an extension of your team. Thanks again for choosing Universal Funding!

Rated 5 out of 5 stars

Excellent service

Patrick was highly responsive and, although my specific situation wasn’t a solid fit, he came through with a tailor-made referral immediately. Excellent service from start to finish.

8 March 2024
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Reply from Universal Funding Corporation

We appreciate your feedback and are delighted that Patrick was quickly able to find a good fit for you. We are thrilled to hear that you enjoyed your experience with Universal Funding.

Rated 5 out of 5 stars

A 5 star experience

The Universal team went above and beyond in educating me and directing me to the right resources
I highly recommend their service
Thank you Jeff K. and Pat P.

22 January 2024
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Reply from Universal Funding Corporation

We really appreciate the positive feedback, Dan and are thankful we were able to find the right funding to fit your needs. All of us on the Universal Funding team wish you continued success!

Rated 5 out of 5 stars

The entire group

The entire group, especially Nick Skinfill, are incredibility responsive and always a pleasure to work with for invoice factoring!

26 June 2023
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Reply from Universal Funding Corporation

We are so glad to hear that you are being well taken care of by Nick and that invoice factoring with Universal Funding has been a positive experience for you and your company!

Rated 5 out of 5 stars

Amazing company!!

26 June 2023
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Reply from Universal Funding Corporation

Thank you for the wonderful review, we really appreciate the kind words!

Rated 5 out of 5 stars

Megan Coleman is wonderful to work…

Megan Coleman is wonderful to work with. She is very helpful, kind, and knowledgable. When she is not in the office, my needs are still met by her fellow employees. Universal Funding has been a huge help to me, and Northland Castings Corporation.

30 June 2023
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Reply from Universal Funding Corporation

We really appreciate your wonderful review and couldn't agree more about Megan--she's the best! It's a privilege to be a part of your success.

Rated 5 out of 5 stars

Get funded when you need it

Our company has been working with Universal Funding in factoring our invoices for over a year and a half. This helps us free up cash when we need it to finance ongoing projects. It was a pleasure to work with Jeff and Manuel in setting up the account. Luis, our account rep., is the best.

26 June 2023
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Reply from Universal Funding Corporation

Thank you for the kind words! The entire Universal Funding team is thrilled to help you with your funding needs!.

Rated 5 out of 5 stars

This company is amazing we have worked…

This company is amazing we have worked with them for years and are always there when we need them. We highly recommend it for you bossiness.
Our account executive is always there for any concerns or questions.

23 June 2023
Unprompted review
Universal Funding Corporation logo

Reply from Universal Funding Corporation

All of us at Univeral Funding are grateful to be a part of your team and continued success!

Rated 5 out of 5 stars

Couldn't do it without you!

We have been using Universal Funding for about a year now. This has been been such a wonderful asset to our company. My first agent that I had worked with was wonderful, (I came into work one day and found out he was no longer with the company.) They immediately set me up with a new agent. This worried a little me as he had some very big shoes to fill as the first agent went above and beyond (or so I had thought) until Luis Alvarez came into my life!!! Luis jumped in like we had been working together for YEARS!! His customer service is out of this world! He is kind, knowledgeable, patient, and is always on top of making sure whatever I need is taken care of! I can be in panic mode and Luis just makes everything so seamless. I know I am not his only client but he sure makes me feel like I am, as if he is just sitting there waiting for me :). He has gotten to know me and how my daily routines go. If he hasn't heard from me he will go out of his way to call me and see what is going on see if he can help lessen my stress levels and to let me know he has my back every step of the way!! I have never had such a personal amazing experience with cs before!! To top it off Luis is hilarious!! I can be having the worst day and his sense of humor can change that in an instant!! It is not often you can feel some ones personality through emails, but this man you can!! Luis, he just makes everything so easy and painless, with a personality that is to die for!! It is rare to find this type of customer service these days, If I could shout it from the roof top on how wonderful Luis is, I would!! People like Luis and Universal funding corp. Have helped myself and our company excel so much over this last year. I will continue to refer everyone I know to this company. There are only five stars allowed to give but I would give 1000000 if I could!!! Thank you for everything you do Luis!! I could not do it without you!!
Sincerely,
Kimmy @ Hero Environmental

22 June 2023
Unprompted review
Universal Funding Corporation logo

Reply from Universal Funding Corporation

Wow, thank you Kimmy for the heartfelt review! We are blown away by your wonderful, kind words. Everyone at Universal Funding thinks Luis is pretty amazing too. Thanks for letting us be a little part of your success!

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