Unum UK Reviews 

830
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 74 reviews, reviewers had a great experience with this company. Customers frequently praise the fast and efficient online platform, noting that submitting claims is extremely straightforward and user-friendly. People also deeply appreciate the prompt payments and swift reimbursements that are typically received within just a few days of application. Many individuals also describe helpful customer service interactions and seamless support throughout the entire process. Some reviewers were not happy with underpaid claims or noticeable discrepancies in the final amounts reimbursed compared to what was originally submitted by users. Consumers additionally mentioned ongoing frustrations when paperwork was rejected due to strict documentation rules or when multiple treatments were grouped together unexpectedly to limit payouts.

What people talk about most

Claim

Customers had ambiguous experiences with claim, reflecting a high level of disagreement regarding the... See more

Payment

Clients share positive opinions on payment, highlighting the quick and simple process to receive funds.... See more

Service

Reviewers highlight ambiguous aspects of service, experiencing both high satisfaction and frustration. Many... See more

User experience

Users describe satisfaction with the user experience, highlighting an easy and straightforward claims... See more

Refund

Customers consistently note ambiguous experiences with refund. On one hand, many reviewers praise the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Bought a policy through my employer 8 months ago. Claims are so easy to make an usually paid within just a few days. Had to claim for an emergency when I saw 4 different dentists in 5 days and all cos... See more

Rated 5 out of 5 stars

I can’t speak highly enough of Unum Insurance. The claims process was very easy, payment was made very quickly, and the customer service was extremely helpful.

Rated 5 out of 5 stars

Easy and quick claim process The whole claim process is very handy, just a few clicks and uploading the receipt. I have my reimbursement in a week which is really impressive.

Rated 5 out of 5 stars

Easy to use app to submit my claim, and found the categories more in alignment with my dentist's description, so it was easy to complete the form and submit. Remuneration from this claim has appeared... See more


Company details

  1. #133 of 139 best companies in Insurance company
  2. #3 of 3 best companies in Dental insurance agency
  3. #21 of 22 best companies in Income Protection Insurance Company

Written by the company

We’re a leading employee benefits provider that offers expert health and wellbeing support alongside financial protection through the workplace.


Contact info

4.0

Great

TrustScore 4 out of 5

830 reviews

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Asks customers to review

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Hasn’t replied to negative reviews

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4.0

All reviews

(830)

74 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Claiming your money back

I have claimed back twice now and this is effortless so simple and easy to use the app, just select your treatment type, upload your receipt and away you go. It say up to 10 days to get the money back in your account. It only took me 4 days, I applied for it on the Thursday it went into my bank on the Monday. Excellent service so far.

20 June 2024
Rated 1 out of 5 stars

Possibly the worse GPs I have ever met…

Possibly the worse GPs I have ever met on my life. Completely lacking in empathy, spend more time discussing your payment options then they do actually trying to help people.

They can't even diagnose you as it's all done online. If you need a prescription or a referral, it is hidden behind a pay wall. I'm guessing a kind word or any kind of human emotion or compassion is available with a price tag

If this is what healthcare in this country is coming to then there is seriously no hope.

20 June 2024
Unprompted review
Unum UK logo

Reply from Unum UK

We’re sorry to hear you weren’t satisfied with the Help@hand remote GP service, which offers appointments with qualified, UK-registered GPs and is provided by our third-party partner Square Health.

Square Health does require payment for some onward services such as referral letters and fit notes, but these services are optional and the GP should clearly explain this, as well as any potential fees during the appointment so you can decide how you would like to proceed.

We have raised your concerns with Square Health so they can get in touch to discuss your feedback and provide assistance.

Rated 5 out of 5 stars

Reimbursement Request

This was my first reimbursement request and was a bit nervous on how the process might work. However, I found the process so simple and easy and payment was extremely quick.

28 May 2024
Rated 1 out of 5 stars

Hopeless service

I work with a very big investment bank.I had applied for a claim under my group insurance policy from my corporate as I had been working partial hours due to two accidents in the last two years I am at the verge of a spinal surgery now. It's been 10 months since my claim was submitted. No positive response till now. they take months to reply. Because they are not processing my claim I am unable to go on full time leave due to financial issues.

25 July 2023
Unprompted review
Rated 1 out of 5 stars

Terrible

Terrible. Just a mess

Trash, useless people. More focused on finding 1 flaw so they don't pay out.

Unprofessional and dumb AF!

I hope you lot close down or get fired! U have a lawsuit coming your way. Scammers

4 June 2024
Unprompted review
Rated 5 out of 5 stars

Absolutely 5 stars to Unum Dental

Absolutely 5 stars to Unum Dental. I wholeheartedly recommend Unum to anyone looking for private dental insurance.
My dentist was not forthcoming with information for a claim. I spoke to Jodie (Unum claims), she was professional, courteous and well informed and efficiently resolved the matter, which was way beyond me. Jodie went above and beyond!
Online claims process is easy to follow, or you can email. Calls are UK based and answered quickly. Claims are paid within a few days. Brilliant Company.
I can’t Thank you enough Jodie & the claims team. Excellent service, a rare find today. Janice Webb

29 May 2024
Unprompted review

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