Uplyft Capital Reviews 641

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and dedication, often highlighting how employees go above and beyond to assist them. Many people appreciate the smooth, efficient, and fast service, noting that the company excels at understanding business needs and tailoring solutions. The customer service is frequently described as responsive, helpful, and excellent, with many consumers feeling supported and confident throughout their interactions. However, some customers reported dissatisfaction with communication, mentioning instances where calls were not returned or explanations for issues were not provided. A few people also felt that the company lacked loyalty towards returning customers.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their professionalism, knowledge, and helpfulness. Many... See more

Service

Reviewers consistently express satisfaction with the service provided. Customers highlight the speed,... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently praise the... See more

User experience

People report positive experiences with the user experience. Customers consistently describe the process as... See more

Response time

Reviewers highlight positive aspects of response time. Customers consistently praise the quick and timely... See more

Based on these reviews

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ Scott was absolutely fantastic! From start to finish, he was professional, knowledgeable, and genuinely cared about helping me find the best lender. He took the time to answer all my quest... See more

Rated 5 out of 5 stars

"Working with Osvaldo and Keilani was a dream come true. Smooth, efficient and insanely fast. I applied on Sunday and by Monday morning they were sending me a wire for my truck repairs. I Highly reco... See more

Company replied

Rated 5 out of 5 stars

Danny was my rep. He truly went above and beyond to assist us with our complicated lending situation. His communication was awesome and we actually got the best rates through Uplyft compared to any ot... See more

Company replied

Rated 5 out of 5 stars

Scott and his team went above and beyond to make the entire process smooth and stress-free. He was incredibly knowledgeable, attentive, I felt like he truly had my best interest at heart every step o... See more

Company replied


Company details

  1. Financial Institution
  2. Loan agency
  3. Non-bank financial service

Written by the company

Same day business funding is what we do! Our funding platform and team of professionals will take care of the rest so you can focus on your business.

Uplyft Capital

Written by the company

Business Funding In As Little As 24 hours!
Our mission is to be provide working capital to businesses to help them grow, prosper, and evolve using a seamless, automated and customer-centered experience.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

641 reviews

5-star
4-star
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1-star

Replied to 83% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Rudy was my rep and he was great

Rudy was my rep and he was great. Very thoughtful and willing to go above and beyond to get me funded

9 April 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

We’re glad to hear Rudy went above and beyond to support you and get everything completed. That level of care and effort is what we strive for—thanks for sharing your experience.

Rated 5 out of 5 stars

I had an excellent experience working…

I had an excellent experience working with this loan company, and I especially want to highlight Giancarlo’s outstanding service. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process clearly and made sure I felt comfortable and informed throughout.

Giancarlo went above and beyond to find the best options for my situation and ensured everything moved smoothly and efficiently. His attention to detail and commitment to customer satisfaction truly set him apart.

I highly recommend this company to anyone looking for a reliable and trustworthy loan provider—and if you have the chance to work with Giancarlo, you’ll be in great

9 April 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you for taking the time to share such a detailed and thoughtful review. It’s great to hear Giancarlo provided clear guidance, strong communication, and a smooth process from start to finish. His attention to detail and commitment to finding the right solution truly make a difference. We’re glad everything came together efficiently and appreciate your recommendation.

Rated 5 out of 5 stars

I appreciate the practical guidance…

I appreciate the practical guidance Yury provided. As I'm a very young business, I am looking forward to working with Uplyft and Yury as my needs evolve in the coming years.

6 April 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

We’re glad to hear Yury was able to provide practical guidance as you navigate the early stages of your business. It’s exciting to be part of that journey, and we look forward to supporting you as your needs continue to grow.

Rated 5 out of 5 stars

Osvaldo Rodriguez was great to work…

Osvaldo Rodriguez was great to work with! Communication was very smooth!!!

8 April 2026
Unprompted review
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Reply from Uplyft Capital

We’re glad to hear Osvaldo was great to work with and that communication felt smooth throughout. Thanks for sharing your experience.

Rated 5 out of 5 stars

IOU has made this process quick and…

IOU has made this process quick and painless. I’d highly recommend!

8 April 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

We’re glad to hear the process felt quick and painless. Thank you for the recommendation—we appreciate you sharing your experience.

Rated 1 out of 5 stars

Con artists

I contacted this company in search of a creative approach to purchase a home for use by my business. They did nothing but collect payment information for an application I never did & gave me the name of a mortgage lender after explaining their focus was direct business lending ( they're a factoring company). I had no further contact with them. I reached out to the lender, was assigned to a professional who was able to help me put together the deal.

On the afternoon after closing on the property I got a call from the Uplyft rep I had initially spoken with, telling me I owed them nearly $50,000 for "closing costs." I contacted my lender & learned I owed no one anything other than what was disclosed & collected at my closing. The next time Uplyft called I told them to stop calling because I owed them nothing. They persisted, leaving me messages that they were willing to heavily discount their fees. They did nothing & I owed them nothing as confirmed with the mortgage broker who then called them & told them they were breaking the law.

Yet, they persisted & finally, under the name of their parent company, Eagle Phillips, stole $15,000 from my business account using the transfer information provided to them for the application fee that never happened because I did not engage with this company. They were not authorized to use this transaction information beyond the initial purpose that even they agreed was not warranted in my case.

I have filed a fraud claim with my bank & feel sure I'll get the $15,000 back, but they started calling again. I've blocked their access to my account & blocked their number on my phone.

They may be OK to deal with if you need a factoring company, but be aware they are unethical & will steal your money if you provide access to your account for any legitimate purpose. They're shysters.

25 March 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

We take claims like this very seriously. The situation described does not reflect how our company operates.

Uplyft Capital does not charge fees outside of clearly documented and agreed-upon terms, nor do we initiate any transactions without proper authorization. We also do not provide residential mortgage financing, and any referral to third-party providers would not create a financial obligation to us.

At this time, we have no record that aligns with the details outlined, and we categorically deny any unauthorized activity. We encourage you to contact us directly so we can review this matter in full and address any concerns appropriately.

Rated 1 out of 5 stars

BAD NEWS

Subject: Response to Your Fraud Accusation

To Whom It May Concern,

After three weeks of your team repeatedly requesting documents, I finally had the time to send exactly what you asked for—downloaded statements directly from my bank.

I was shocked and offended to receive an email from you claiming that these documents were “fake” and implying fraud. These statements are authentic bank documents, and your accusation is completely unfounded and unacceptable.

I expect:

A written acknowledgment that my documents were legitimate bank statements, or
A clear, detailed explanation of what specifically you believe is incorrect, along with evidence to support your claim.
Accusing a customer of fraud is serious. The way this was handled shows a lack of professionalism and respect. I hope you understand the impact of your words and take this opportunity to correct the situation.

Sincerely,
JEFF W

10 March 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Jeff, we take concerns like this seriously. Our review process is designed to ensure accuracy and consistency across all submitted documents, and in some cases, additional verification may be required when certain items do not align with standard formatting or data points.

This is not an accusation, but part of our standard due diligence process. We understand how this may have been perceived and appreciate the opportunity to clarify.

We welcome the chance to review your file directly and provide a more detailed explanation. Please contact us so we can address your concerns appropriately.

Rated 5 out of 5 stars

Fast on point and made it happen if…

Fast on point and made it happen if need a loan reach out they will make it happen

2 February 2026
Unprompted review
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Reply from Uplyft Capital

We love to hear that! Glad everything was handled quickly and efficiently. Thanks for the recommendation—we appreciate you sharing your experience.

Rated 5 out of 5 stars

Fast!

Fast!
And expensive))

31 January 2026
Unprompted review
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Reply from Uplyft Capital

Thank you for sharing your feedback, David. Our focus is providing fast access to capital when timing matters most, and we work to be transparent so clients can choose the option that best fits their needs. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Ruben was great he made sure we had the…

Ruben was great he made sure we had the best options that worked for us. I’ll definitely be recommending him to friends.

27 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you for the kind words. Ruben takes pride in finding options that truly fit each client’s needs, and we’re glad he was able to do that for you. We appreciate the recommendation and look forward to working with you again in the future.

Rated 5 out of 5 stars

Brian Calderon made this loan process…

Brian Calderon made this loan process easy and painless! I appreciate you taking the time to make this work! Highly recommend!

26 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Stefan. We’re glad Brian was able to make the process smooth and straightforward. Your recommendation means a lot, and we’re happy everything came together for you.

Rated 5 out of 5 stars

Rudy was great during the entire…

Rudy was great during the entire process, he made it easy for me to get done around my busy schedule and explained everything clearly.

26 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Cody. It’s great to hear Rudy worked around your schedule and provided clear explanations throughout the process. We’re glad it was an easy experience for you.

Rated 5 out of 5 stars

Professional, Personable, and Knowledgeable Business Funding Support

Osvaldo was very personable and easy to speak with during our phone conversation. He took the time to clearly explain the business funding process, answered my questions thoroughly, and made the discussion feel comfortable rather than transactional. His professionalism, knowledge, and approachable communication style stood out. I appreciated how attentive and supportive he was, and I would gladly speak with him again as I move forward with business funding options.

23 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you for taking the time to share such a detailed review. Osvaldo’s ability to combine professionalism with a personable, approachable style is something we value greatly, and we’re glad that came through during your conversation. We’re happy he could provide clarity and support as you consider your funding options.

Rated 5 out of 5 stars

Simon was really nice

Simon was really nice, helpful.

23 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Giang. We’re pleased to hear Simon was kind, helpful, and made the process easy to navigate.

Rated 5 out of 5 stars

Christian was amazing he worked…

Christian was amazing he worked diligently and professionally even though I am not very tech savvy . I appreciate his hard work . Thank you Christian!!!

21 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Robert. We’re glad Christian’s diligence and professionalism made the process smooth and approachable. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Pedro was very insightful and active in…

Pedro was very insightful and active in helping me throughout the process. Great service.

22 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Trantham. It’s great to hear Pedro’s insight and active support made a positive difference throughout the process.

Rated 5 out of 5 stars

"Working with Osvaldo and Keilani was a…

"Working with Osvaldo and Keilani was a dream come true. Smooth, efficient and insanely fast. I applied on Sunday and by Monday morning they were sending me a wire for my truck repairs. I Highly recommend this company for their speed, professionalism and expertise. Thank you again Uplyft!"

20 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Lassana. It’s great to hear Osvaldo and Keilani were able to move quickly and deliver such an efficient outcome when it mattered most. We’re glad the process was smooth and timely, and we appreciate your strong recommendation.

Rated 5 out of 5 stars

My experience with uplift was top-tier

My experience with uplift was top-tier. They really took the time to understand my business needs and tailored me with a loan that fit my financial requirements. I really appreciate them reaching out via text in a world so busy they understand that you can’t always answer a call. Kudos to Scott V.

20 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Marcus. We’re glad our team took the time to understand your business needs and tailor a solution that fit your goals. Scott will appreciate the recognition, and we’re happy the communication style worked well for you.

Rated 5 out of 5 stars

My experience working with Uplyft was outstanding

My experience working with Uplyft was highly positive. The process was efficient and straightforward, and there was clear transparency throughout each stage. All team members demonstrated professionalism and courtesy. I would confidently recommend Uplyft to fellow small business owners.

15 January 2026
Unprompted review
Uplyft Capital logo

Reply from Uplyft Capital

Thank you, Lewis. We’re pleased to hear the process was efficient, transparent, and handled with professionalism throughout. We appreciate your recommendation and are glad you had such a positive experience with our team.

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