V12 Vehicle Finance Reviews 

789
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

They have sold their vehicle finance department to a company we can’t get hold of from the 30may 2026 .. anybody going through any trouble too?

Company replied

Rated 5 out of 5 stars

I highly recommend these guys, absolutely amazing from start to end. Guided me through the whole process. Zuhaib was absolutely amazing and found exactly what I asked for. Make it so easy for me.... See more

Company replied

Rated 5 out of 5 stars

Over a year since I signed up and I have had no problems whatsoever. As long as you continue to make the agreed payments, everyone is happy. Prompt reminders before payment is due and I'm sure if som... See more

Company replied

Rated 5 out of 5 stars

Purchased my car with v12 finance about a year ago now. Not had any issues whatsoever and can’t fault them at all. They helped me to get a car that I otherwise wouldn’t have been able to afford. Makes... See more

Company replied

Company details

  1. Car finance and loan company

Written by the company

V12 Vehicle Finance, a trusted partner in your car-buying journey, offers finance to suit your needs. With a commitment to customer service, we help our customers fund their cars with confidence. Our expert team understands the importance of every purchase, ensuring a smooth and efficient financing process. From flexible terms to competitive rates, we strive to make car ownership easy and enjoyable. Join thousands of satisfied customers who have experienced the convenience and excellence of V12 Vehicle Finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

789 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(789)

10 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Ease of use honesty.

Ease of use honesty.

2 April 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hello Derek, thanks for your comment. We’re pleased to hear you’re happy with our service.

Many thanks, Emily

Rated 2 out of 5 stars

Your not very helpful when thing go…

Your not very helpful when thing go wrong with the car

1 April 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hello Steven, thank you for your feedback; we’re sorry to hear V12 Vehicle Finance hasn’t met your expectations.
It looks like you will have received a Final Response Letter from us after the completion of our investigation into your complaint.
The Final Response Letter advises that you also have the right to raise this with the Financial Ombudsman Service (www.financial-ombudsman.org.uk).
I hope we’ve responded clearly to the concerns you raised and explained in more detail what happened.

Kind regards, Emily

Rated 5 out of 5 stars

Excellent 5*

26 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi we're glad you had such a wonderful experience with us! We hope you have a lovely day.



Many thanks Callum

Rated 5 out of 5 stars

Quick response got accepted right away

Quick response got accepted, and paperwork emailed very easy no fuss really happy with the service and at a good interest rate aswell and reasonable payments

24 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Neil, thank you very much for your feedback! We're glad you've had a positive experience. Enjoy your new car, and thank you for choosing V12 Vehicle Finance.

Many thanks Callum

Rated 5 out of 5 stars
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Nigel, thank you very much for your feedback! We're glad you've had a positive experience. Enjoy your new car, and thank you for choosing V12 Vehicle Finance.

Many thanks Callum

Rated 1 out of 5 stars

Again I would not recommend this…

Again I would not recommend this company at all.
They have collected vehicle and say outstanding balance is over £15 grand , the car is worth 6 in space of year.
All the extra charges they put on
vehicle, customer service from start to finish was poor and they brought the car before i even seen it.
They never even give me the registration doc I had to pay extra.

I had mechanical failing with the car in short space of time of having the vehicle even the garage said this is rare even the dealer they said speak to finance company in these cases they usually quite reasonable and pay half or part of but no it took months for even to get a response which made me furious even more .

They ignored emails even when i said the speaker had gone on my phone they kept ringing wth , asked for email correspondance what a suprise they so were hapoy to obliged NOT.
No response from emails and were blamed on staff training and holiday for no response ????
No I'm sorry , you have been far from helpful from the very first day , if I'm having to pay then I want vehicle .
It's like if I had a loan , not going to pay the whole agreement off if I've not benefitted from having the whole amount of money ?
Yes I did question payments, why the extra cost when I disagreed felt pressured to signing because they knew I was desperate and just got flagged around which I'd why they made it difficult to hand vehicle back which I'm pretty sure I'm entitled to do but was denied this !!!
I'm sure I'm not the only one who wanted to hand vehicle back within days , were they helpful NO, Did I ask for them to collect vehicle YES , straight away YES did they hinder this process YES they certainly did.

24 March 2025
Unprompted review
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Laurie, thanks for your review. I’m very sorry the service you received fell short of your expectations and led you to make a complaint, as we do work hard to provide the best experience possible for our customers.

From what you’ve written in your review, it looks like you will have received a Final Response Letter from us after the completion of our investigation into your complaint. I hope we’ve responded clearly to the concerns you raised and explained in more detail what happened.
The Final Response Letter advises that you also have the right to raise this with the Financial Ombudsman Service (www.financial-ombudsman.org.uk).

I apologise again that our service fell short of the standard we set for ourselves.


Many thanks Callum

Rated 5 out of 5 stars

This was an excellent stress free…

This was an excellent stress free experience. Staff were amazing and very helpful from the very start

28 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Mark, thank you very much for your feedback! We're glad you've had a positive experience. Enjoy your new car, and thank you for choosing V12 Vehicle Finance.

Many thanks Callum

Rated 5 out of 5 stars

Very good and helpful

Very good and helpful. Easy to follow and understand.

26 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi David, thank you for this feedback. Reviews like this give us motivation and help us ensure we provide high-quality care.

Many thanks Callum

Rated 5 out of 5 stars

Easy application

Application for finance sorted quickly.

11 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Kitti, we're glad you had such a wonderful experience with us! We hope you have a lovely day.

Many thanks Callum

Rated 4 out of 5 stars

Had a wonderful experience

Had a wonderful experience, and everyone involved was very efficient

25 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Rosemary, we're glad you had such a wonderful experience with us! We hope you have a lovely day.

Many thanks Callum

Rated 5 out of 5 stars

Fast service and reliable

Fast service and reliable

23 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Richard, thank you very much for your feedback! We're glad you've had a positive experience. Enjoy your new car, and thank you for choosing V12 Vehicle Finance.

Rated 1 out of 5 stars

Be real ..look at the intrest they…

Be real ..look at the intrest they charge ..bunch of thieves .like I was paying you £32000 for a £14000 car ..idiots

24 March 2025
Unprompted review
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hello we have tried to contact for further information but we have been unable to get in touch, thanks for your review. We appreciate there may be other products in the market that offer different rates of interest. We hope we’re providing the opportunity for a customer to own a vehicle they may not otherwise have had, as well as providing the chance for a customer to improve their credit rating by maintaining a finance agreement with us.

Many thanks Callum

Rated 5 out of 5 stars

They was really great with dealing with…

They was really great with dealing with our questions

24 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Mandy, we are very happy we could provide you with a positive experience! Thank you for leaving this review.

Many thanks Callum

Rated 5 out of 5 stars

Very easy company to deal with..

Amazing and easy to deal..

24 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Jasmine, thank you for this feedback. Reviews like this give us motivation and help us ensure we provide high-quality care.


Many thanks Callum

Rated 5 out of 5 stars

they were fantastic very helpful indeed…

they were fantastic very helpful indeed every step of the way couldn't fault them

16 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Joseph, thank you for taking the time to let us know how we did. We hope you have a great day!

Many thanks Callum

Rated 5 out of 5 stars

so simple and painless to deal with

so simple and painless to deal with. helpful and speedy decision.

21 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Derek, we're glad you had such a wonderful experience with us! We hope you have a lovely day.

Many thanks Callum

Rated 5 out of 5 stars

With V12 my process was easy and hassle…

With V12 my process was easy and hassle free it them a few days and my deal for a new car was concluded

21 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Sbusiso, thank you very much for your feedback! We're glad you've had a positive experience. Enjoy your new car, and thank you for choosing V12 Vehicle Finance.

Many thanks Callum

Rated 5 out of 5 stars

Very quick transaction

Very quick transaction
Accepted late afternoon collected car next day

13 March 2025
V12 Vehicle Finance logo

Reply from V12 Vehicle Finance

Hi Michael, we're glad you had such a wonderful experience with us! We hope you have a lovely day.

Many thanks Callum

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look