Valon Mortgage Reviews 53

TrustScore 3.5 out of 5

3.3

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Review summary

Created with AI, based on recent reviews

Looking at 44 reviews, most reviewers were somewhat happy with their experience overall. Customers generally describe the service as ambiguous, with some finding it easy and quick to obtain a loan, while others report a lack of smooth coordination and communication. Reviewers also have mixed feelings about the staff, noting that some agents are very attentive and helpful, explaining everything clearly and making the process less stressful. Conversely, a small portion of people felt dissatisfied with the payment and contact processes. Many people report issues with payments not being applied correctly or on time, leading to late charges and incorrect escrow information. Additionally, customers frequently mention difficulties in reaching a real person for assistance, with chat features being unhelpful and calls often leading to voicemails or transfers to unknowledgeable staff.

What people talk about most

Customer service

People report ambiguous experiences with customer service. Many customers express frustration with unhelpful... See more

Service

Reviewers mention ambiguous feedback about service. Some customers, for example, report an easy and quick... See more

Staff

Users describe ambiguous interactions with staff. Some customers, like those who interacted with specific... See more

Payment

Customers had negative experiences with payment. Many reviewers reported issues such as payments being... See more

Customer communications

Customers consistently express frustration with contact. Many reviewers report difficulties reaching the... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Customer Service could certainly improve. I, the customer, had to continuously reach out to my loan agent as well as the online portal to gather any and all updates that were taking place. It seems... See more

Rated 4 out of 5 stars

Valon Mortgage loan service; The only reason why I'm giving this 4 stars rating it's because there was one system hip-cup. In addition to that, they should have asked me for the proper information... See more

Rated 5 out of 5 stars

OMG! The agent I had Ward, was amazing. Simply amazing. Ward was very attentive to my financial needs. He knew exactly what I route I needed to take without hesitation. His personality is everythi... See more

Company replied


Company details

  1. Mortgage broker
  2. Financial advisor
  3. Insurance agency
  4. Insurance broker
  5. Mortgage Lender

Written by the company

Valon Mortgage is a mortgage service provider focused on making homeownership more flexible, transparent, and financially beneficial for you. Whether you’re purchasing a new property, refinancing your current mortgage, or looking to access cash from your home’s equity, Valon helps you secure competitive rates tailored to your goals. One of Valon’s biggest advantages is how it combines lending and servicing into one seamless experience. That means once you have a loan, you can easily manage everything in one place—from making payments to tracking your balance and understanding your options. You’re not left in the dark or dealing with multiple companies—everything is designed to be simple and easy to navigate. If you’re looking to refinance, Valon makes it straightforward to explore better rates or adjust your loan terms as your financial situation changes. You may be able to lower your monthly payment, pay off your loan faster, or tap into your home equity for major expenses like renovations or debt consolidation. Because Valon already services your loan, the process is faster and more convenient. Overall, Valon Mortgage is designed to give you more control, better rates, and a smoother path to making the most of your home investment—without the typical complexity of traditional mortgage providers.

Our Services

Written by the company

Use Your Home Equity
You’ve stayed on top of your payments and built up home equity. Now, put that equity to work! Get cash, quick and hassle-free.
Buy A New Home
Ready to buy your dream home? With our competitive rates, simple process, and expert support, let’s turn that dream into your new address.
Lower Your Payment
See the ways you can potentially lower your payment with a refinance. And if you’d like guidance, Valon Mortgage’s team of experts is ready to assist.

Contact info

3.3

Average

TrustScore 3.5 out of 5

53 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 54% of negative reviews

Typically replies within 1 week

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Rated 2 out of 5 stars

Had a very simple question

Had a very simple question. Do I qualify to receive an escrow waiver. I have to wait 6-7 business days? Of which I’ve waited 8 with no response and no way to get through your system to speak with anyone either.

29 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for bringing this to our attention! Please email us at support@valon.com or write our Executive Office team at the below address so we can follow up.

Rated 5 out of 5 stars

Your representative took the time to…

Your representative took the time to explain everything and was willing to answer all my concerns.

29 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Hi Yvonne! Thank you for your kind words! We’re happy to hear you had a great experience with Valon Mortgage and look forward to serving you again when the time comes.

Rated 1 out of 5 stars

Mortgage just transfered from Mr…

Mortgage just transfered from Mr Cooper. Valon already has my escrow incorrect as well as my due date for next payment. Trying to get someone to help with this issue is next to impossible. Their "chat" feature makes you text with a chat bot first, then says they will transfer you to a live person, and no one gets on chat. They email you standard answers not specific to your issues. Hate this so far. Hopefully they fix their issue and resolve mine.

6 May 2026
Unprompted review
Valon Mortgage logo

Reply from Valon Mortgage

Hi Andrea, Thank you for your comments. We would like to assist with your feedback. Please email us at support@valon.com or write our Executive Office team for further review at:
Valon Mortgage, Inc.
6300 Riverside Plaza Ln NW Ste 118 PMB 464190
Albuquerque, NM 87120

Rated 5 out of 5 stars

Late payment

I knew my mortgage bill was coming due but had misplaced the hardcopy (still haven’t found it) and knew it would be late by the time I found it, so
I decided to sign up and make a payment online. I found the process straightforward and easy

28 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for your comments! We’re thrilled to hear you had a positive experience with Valon and look forward to serving you again.

Rated 1 out of 5 stars

Garbage.

Garbage.

My tenants abandoned my property and failed to pay the rent the month they left and all the months they're supposed to be paying me rent under the contract. I explained this on the phone with someone from the mortgage assistance team and they told me to submit an application with my story. I qualified for assistance and was given a contact person to speak with when I called their number (no extension or anything, so getting to the person would take time but whatever). They told me to call to go over my options.

I received a call one day but couldn't speak then, so I asked if we could schedule a call in advance since I'm always moving around. They said no, but they'll call me when I'm free so I gave them my availability for the week. Didn't receive a call the days/times I was free. In the meantime, they back and forth sending me emails about who my contact person would be; they couldn't keep me with one person and even changed back to the same person like 3 times. Eventually I took time away from work to call myself, and after I get to the right department, I ask for my contact person and they said this person wouldn't be able to help me because they don't even work in this department/area. I explain my situation to the lady I'm already on the phone with, and she offers me only one option that doesn't work for me. It was a take-it-or-leave-it type thing. I told them I'd call them back if I decided to move forward, but there was no assistance given at the end of the day. They expected me to miss a payment if I needed but somehow make more money to pay hundreds more than normal the following months. Sometime after that, I received an email stating I no longer qualify for assistance and risk foreclosure, before my grace period for the month I need to pay for even completed, and they had the nerve to include in the email to please call them for assistance and to discuss options. Seems so backwards to me. Hoping I can switch to another company in the near future because the least someone could do is actually work with me and do what they say they will.

4 May 2026
Unprompted review
Valon Mortgage logo

Reply from Valon Mortgage

Hi Elise! Thank you for bringing this to our attention. Please feel free to email us at support@valon.com or write our Executive Office team at the below address so we can follow up.
Valon Mortgage, Inc.
6300 Riverside Plaza Ln NW Ste 118 PMB 464190
Albuquerque, NM 87120

Rated 1 out of 5 stars

I spoke to someone about my loan

I spoke to someone about my loan. Didn't know it had gone up but when I found out I changed my payment and sent the missing payment. Your people can't apply it to my loan for whatever reason, math to hard I think.

24 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for your note. Please email us at support@valon.com so we can review your concerns or write our Executive Office team for further review at:
Valon Mortgage, Inc.
6300 Riverside Plaza Ln NW Ste 118 PMB 464190
Albuquerque, NM 87120

Rated 5 out of 5 stars

I had a great experience with Avalon…

I had a great experience with Avalon for my equity loan. They walked me through each step and were great about communicating with me!

25 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for your kind words! We’re delighted you had a great experience with Valon Mortgage and look forward to serving you again.

Rated 5 out of 5 stars

Once you Finally get someone who very happy knows…

Once you Finally get someone who knows the issue your good. But it took several calls to get a real person who had a clue. Out of 4-5 calls, one knew how to help. He was brand new but amibitious. Keep him. But I have 12 emails and follow ups once I found someone. Liz was one of them, they are great. Process is easy but ya gotta fight Customer Services ce to get there.

22 April 2026
Rated 5 out of 5 stars

Home equity loan

You made it very easy to apply for the loan. It was all done online. Thomas Everett was very helpful. Answered all our questions. The online notary was very easy to do. It went very quick once we finished our part. Thank you all who were involved.

25 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

We appreciate your feedback! Building long-lasting relationships with our clients is what we aim for, and we’re so glad you felt supported by our team throughout your mortgage journey.

Rated 5 out of 5 stars

Painless & Easy

Thank you for making the process was easy, smooth and painless.

25 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for sharing your experience! We’re thrilled to hear that our team could make your mortgage process smooth and stress-free. It’s our pleasure to help you achieve your financial goals!

Rated 2 out of 5 stars

Contact center representatives do not…

Contact center representatives do not have access to updates and are not able to give any information other than to say that we simply need to wait to hear from them. Terrible customer service practices in place.

23 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for bringing this to our attention regarding Valon Mortgage. Please email us at support@valon.com or write our Executive Office team at the below address so we can follow up.
Valon Mortgage, Inc.
6300 Riverside Plaza Ln NW Ste 118 PMB 464190
Albuquerque, NM 87120

Rated 4 out of 5 stars

Valon Mortgage loan service;

Valon Mortgage loan service;
The only reason why I'm giving this 4 stars rating it's because there was one system hip-cup. In addition to that, they should have asked me for the proper information from the beginning to make the loan process smoother and faster. I had to continue asking if I could provide this or that document would help me with the loan. That's the area that I think they need to improve. Other than that I was satisfied with the service.

21 April 2026
Rated 1 out of 5 stars

I have been trying to get proper… paperwork

I have been trying to get proper paperwork, but cannot seem to talk to the right person or when I do talk to a person they never send me what I want and then I have to keep calling back and talking to a different person I have still yet to get the proper paperwork and it has been a month

23 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for contacting Valon Mortgage. We would like to assist with your feedback. Please email us at support@valon.com or write our Executive Office team for further review at:
Valon Mortgage, Inc.
6300 Riverside Plaza Ln NW Ste 118 PMB 464190
Albuquerque, NM 87120

Rated 2 out of 5 stars

Where do I start

Where do I start? Once I initiated the refi, I went several weeks without hearing from your representatives. I would call and get sent almost immediately to voice mail. I left message after message and did not get return calls. Once I did hear from you again, the process still took longer than it should have. I kept getting more requests for documentation. We took equity from our house and instead of electronic transfer of the funds, you sent cashiers checks for thousands of dollars via FedEx with no signature required for receipt. The envelope was left on our front porch where anyone could have stolen it. Very sloppy!!!

22 April 2026
Rated 5 out of 5 stars

Loan officer was very responsive and…

Loan officer was very responsive and was closed within 2 weeks

21 April 2026
Valon Mortgage logo

Reply from Valon Mortgage

Thank you for sharing your experience! We’re glad to hear your loan officer was responsive and that everything was completed so quickly. We appreciate your feedback and are happy we could make the process smooth for you!

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