Vemo Reviews 

12
•
TrustScore 4.5 out of 5

4.4

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Company details

  1. Non-bank financial service
  2. also in
  3. Alternative Financial Services
  4. Financial advisor

Written by the company

Vemo bietet unabhängige & provisionsfreie Anlageberatung in der Schweiz an. Wir unterstützen Privatpersonen dabei, ihre bestehende Säule 3a und andere Anlageprodukte transparent zu analysieren, versteckte Kosten aufzudecken und bessere Lösungen zu finden. Viele Vorsorgelösungen in der Schweiz sind unnötig teuer oder intransparent – insbesondere bei Versicherungsprodukten. Unser Ziel ist es, Klarheit zu schaffen und Kundinnen und Kunden eine fundierte Entscheidungsgrundlage zu geben. Unsere Beratung ist unabhängig und provisionsfrei. Das bedeutet: Wir verkaufen keine Finanzprodukte und erhalten keine Vertriebsprovisionen. Stattdessen analysieren wir bestehende Lösungen objektiv und zeigen kostengünstige Alternativen auf, zum Beispiel mit ETF-basierten Anlagestrategien. Besonders häufig begleiten wir Kundinnen und Kunden bei der Analyse bestehender Säule-3a-Verträge, der Aufdeckung versteckter Gebühren und Strukturkosten, der Optimierung der langfristigen Vorsorgestrategie und dem Aufbau kosteneffizienter ETF-Portfolios Unser Anspruch ist es, Vorsorge & Investitionen verständlich, transparent und langfristig rentabel zu gestalten.


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4.4

Excellent

TrustScore 4.5 out of 5

12 reviews

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4.4

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(12)

12 reviews in the last 12 months

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Rated 5 out of 5 stars

HIGHLY RECOMMENDED

HIGHLY RECOMMENDED
I really would highly recommend this company, especially, if like me, you know very little about pensions and investment.

I was very nervous about investing my pillar 3 pension fund and had absolutely no idea where to start. Diego took the time to get to know my personal situation and how this might influence my options.

He put my mind at ease, not just with empty platitudes, but with well researched and very clear, easy to understand visual presentations. This made me realise that investing a sizeable amount of money isn't as daunting as I thought.

At the end of two separate consultations, we considered various options, ranging from extremely low risk to slightly higher risk and zero pressure to choose one or the other. With Diego's advice, the choice was 100% mine, but most importantly, I was able to make that choice with complete confidence.

On a personal note Diego is a very amiable person who speaks perfect English (obviously, a benefit for expats whose German perhaps isn't good enough to fully understand the complexities of pensions and investment).

Vemo is not only completely transparent about costs, they are quite flexible with their payment structure. Furthermore, because they do not work on commission from wealth management companies, their advice is completely impartial.

I really cannot speak highly enough of this company! 😊

22 September 2026
Unprompted review
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Reply from Vemo

Hi Matthew

Thank you for taking the time to write such a detailed review. It really means a lot to us.

Pensions & investing are tricky enough in your own language, so we're very glad the visuals helped and you went from "no idea where to start" to choosing with full confidence. That's exactly the idea: you decide, we make sure you understand what you're deciding on.

And yes, commission-free means no product provider pays us to recommend anything. Only you do. Makes it a lot easier to stay honest :-)

We'll pass your kind words on to Diego, he'll be happy to read them.

Cheers
Your Vemo Team

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