Viva Credit Reviews 

1,988
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 230 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast and reliable financial assistance provided during unexpected emergencies, noting how dependable the service remains. Consumers genuinely appreciate the clear payment terms and the remarkably helpful customer support available directly over the phone. People frequently mention that the loan approval process moves extremely quickly while the digital application is very simple to use. Users also enjoy having convenient options to withdraw funds safely and manage their monthly financial reserves smoothly without complications. Reviewers often describe the entire borrowing experience as extremely helpful and entirely safe for their daily needs.

What people talk about most

Service

Reviewers highlight positive aspects of service, consistently describing it as very fast, safe, and reliable.... See more

Staff

Customers had positive experiences with staff, highlighting their professionalism, kindness, and promptness.... See more

Payment

Users describe positive interactions with payment, noting fast credit options and quick installment returns.... See more

User experience

Clients share positive opinions on user experience, describing it as safe and very easy to use. Consumers... See more

Customer service

People report positive experiences with customer service, highlighting fast help and minimal paperwork.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Small loan company, with everything upfront. Sure they have their commission but you always know exactly how much you get and how much you owe. They are fast, reliable, and never said No when I needed... See more

Rated 5 out of 5 stars

Fast analysis, then fast and correct behaviour in monthly usage of the services. Very useful reserve of money at the end of month, with 5-7 days before the salary.

Company replied

Rated 5 out of 5 stars

My experience with this company is great, I respect the technical and customer support over the phone, they explain everything that you need to know in a very kind matter, even if you forget to speci... See more

Company replied

Rated 5 out of 5 stars

Every time I need some guidance on the phone the employee’s response is very nice and helpful and the application itself is very good and helpful


Company details

  1. Non-bank financial service

Written by the company

Când cei dragi se bazează pe tine, tu bazează-te pe Viva Credit! :) Misiunea noastră este să oferim o soluție rapidă și convenabilă pentru finanțarea nevoilor tale urgente - linia de credit. Cum arătăm în cifre? Peste 13 ani de experiență în România Peste 1.000.000 de împrumuturi acordate Peste 90% dintre clienți ne-ar recomanda altor prieteni Ce este Linia de Credit? Este rezerva ta de bani până la salariu din care poți retrage oricând ai nevoie, de câte ori ai nevoie. Ce beneficii oferim? 0% dobândă în primele 30 de zile. Oferta este valabilă pentru clienții noi; Plătești dobândă doar pentru suma retrasă; Poți rambursa anticipat fără comisioane sau alte penalități; Suma rambursată, mai puțin dobânda, este din nou disponibilă pentru a fi retrasă; Poți plăti lunar doar 10% din suma utilizată + dobânda acumulată; Atât timp cât nu retragi bani, nu te costă nimic. VIVA Credit IFN SA este o instituţie financiară nebancară înregistrată în Registrul General al Băncii Naţionale a României cu numărul RG-PJR-41-110267.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2k reviews

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4.8

All reviews

(1,988)

734 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

The money transfer is very slow

The money transfer is very slow

6 April 2026
Viva Credit logo

Reply from Viva Credit

Bună, Alina,

Îți mulțumim pentru feedback. Întotdeauna există loc de îmbunătățire și părerea clienților noștri este foarte importantă pentru noi. Transferurile sunt inițiate instant din partea noastră, însă timpul efectiv de procesare poate varia în funcție de banca la care ai cont.

Echipa Viva Credit

Rated 5 out of 5 stars

Airplane

For me is very helpful.issy and perfect for my needs, useful.

25 March 2026
Viva Credit logo

Reply from Viva Credit

Bună, Veronica,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

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