Wise  Reviews 287,910

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its ease of use, speed of transfers, and excellent exchange rates, often noting that it's much more affordable than traditional banks. Many consumers appreciate the clear communication and efficient process, making it simple to send and convert money internationally. People also highlight the attentive customer service and the continuous improvements to their services. However, some people mentioned issues with payments, particularly regarding transfers being put on hold or experiencing delays. A few customers also expressed dissatisfaction with customer service, citing unhelpful responses or difficulties in resolving specific problems, such as account access issues or discrepancies in transactions.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. Many praise the ease and convenience of... See more

User experience

Users describe positive interactions with the user experience, often highlighting its ease of use,... See more

Service

Consumers find service to be positive, highlighting its efficiency, speed, and reasonable fees for transfers,... See more

Price

Reviewers highlight positive aspects of price, with many praising the excellent exchange rates and reasonable... See more

Customer service

Clients share ambiguous opinions on customer service. Many reviewers express significant frustration, citing... See more

Based on these reviews

Rated 4 out of 5 stars

AMAZING service with VERY reasonable fees for wire transfers! No more worries about having to go to the bank and get charged an arm and a leg. Service is not always as fast as bank wires but if same d... See more

Rated 4 out of 5 stars

In the end the transfer went easy and fast. However, when it came to choosing the bank from the list you offer, my favorite bank - the German GLS Bank - was not among them. Though it is one of the... See more

Rated 4 out of 5 stars

As a newcomer lot to read. Searched to transfer Euros, suddenly I had an account in Belgium. Anyway - safeguard is understandable and its transaction had been quick and reliable

Company replied

Rated 5 out of 5 stars

Wise are consistently great in my experience. They have great prices. Really easy interfaces and just excellent clear communications. There are lots of crooks or quasi crooks in finance and lots of... See more


Company details

  1. #85 of 116 best companies in Financial Institution
  2. #34 of 44 best companies in Money transfer service

About Wise

Written by the company

160+ countries. 40+ currencies. Money without borders.

Visit Wise
Contact Us

Contact info

  • 1st Floor Worship Square 65 Clifton Street London , EC2A 4JE, London, United Kingdom

  • wise.com

4.3

Excellent

TrustScore 4.5 out of 5

288K reviews

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Rated 1 out of 5 stars

Account closure communicated in a confusing and non-transparent way

Updated after Wise’s reply: unfortunately, their response does not reflect my actual experience.

My experience with Wise has been very negative.

I was told that my account would be closed, but I was not given a clear explanation why. The same email address is linked to both my personal and business account, and the communication I received was unclear and lacked transparency throughout.

What made the situation even worse is that when I opened the appeal link a few weeks ago, I was shown a message saying that I could not appeal this case. So in practice, despite what is now being suggested in their reply, I was not actually able to submit any appeal.

This is one of the main reasons why I found the whole process so confusing and frustrating. On the one hand, my account was being closed without a clear explanation. On the other hand, when I tried to challenge the decision, the system told me that an appeal was not possible for this case.

Even more absurdly, as of 19/04/2026, the website still showed me this message: “We’ll close your account on 25 November 2025. Remember to withdraw your money before your account is closed.”
This is clearly confusing, because it refers to a date that had already passed, which only increased the uncertainty.

I have kept screenshots of both the incorrect closure date and the message stating that I could not appeal, because I consider it very serious for a financial service to display such contradictory and confusing information on something as sensitive as the closure of an account.

When it comes to accounts, money, and access to funds, clarity should be the bare minimum. Instead, I experienced vague communication, contradictory information, and no concrete explanation. Their reply to my review did not resolve these concerns; if anything, it reinforced my impression that the handling of my case was inconsistent and unclear.

After reading other reviews, I saw that I am not the only one who has had similar issues, including concerns about funds being blocked. This experience has seriously damaged my trust in the service.

I would not recommend Wise to anyone looking for transparency, reliability, and clear customer communication when dealing with their money.

18 April 2026
Unprompted review
Wise  logo

Reply from Wise

Hey, there.

We can certainly understand the concern in this type of situation, so please allow us to offer some context. While transparency is one of our key goals, we do have to adhere to financial laws and regulations alongside it, meaning that there can be some scenarios where we can't disclose the exact cause for the account to be closed. This is explained in our Customer Agreement under 8.5: https://wi.se/customeragreement as the notice being given where possible, "unless notifying you would be unlawful or compromise our reasonable security measures."

With that said, it's certainly unusual for the banner to denote an incorrect date. If you've previously submitted an appeal: https://wi.se/appeal and it's still being reviewed, it's possible the closure delay could be due to that, as our team is still looking into a final decision. Otherwise, if you have both a personal and a business account, we recommend checking to which account this applies to, should only one have been closed but not the other.

The same can be said regarding any account statements, since transfers for either profile would only show up under their respective activity list — It wouldn't be possible to download a business statement while logged into your personal profile, for example.

We hope this offers some insight, but should it not help, then our support team is still here for you: https://wi.se/help. They'll be able to advise on any appeal status, whether one or both accounts are or will be closed, as well as assist with downloading statements (up to the date of closure).

Wise

Rated 5 out of 5 stars

Excellent

Lovely service,made so fast.I wasn't accepted that day and when received someone was very happy.

16 April 2026
Rated 5 out of 5 stars

Really easy to use

Really easy to use. Multi currency accounts. Both android application and website are clear and simple. Fast and economical. Efficient and effective. Timely. Clear and fast communication.

I wish they would provide interest on larger deposits.

16 April 2026
Rated 5 out of 5 stars

Wow, what an amazing app

Especially as a banker i must say, it was easier, cheaper and much faster to transfer money from Australia to Germany than with every other commercial bank i did before, thank you!

17 April 2026

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