When I took out the ISA it was at a great rate but obviously not now. I never intended to invest the full amount though. I quite like that they save a random amount for me each month. I have a few inv... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
- #156 of 169 best companies in Non-bank financial service
Written by the company
Plum builds a complete picture of your finances to help you save money, stick to your budget, find the best deals on household bills and invest for your future... without you needing to think about it.
Contact info
2nd floor, 2-7 Clerkenwell Green , EC1R 0DE, London, United Kingdom
- hello@withplum.com
- withplum.com
Replied to 96% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Saved me some money
Saved me some money, good customer services, had to change my name after marriage and they helped me out quickly and efficiently.
I love using Plum
I love using Plum, having for big things is easier with plum, I use this for holiday ir emergency fund, I think everyone should use plum, I got all my friends on it as well
Smart way of saving
This app has really helped me save so much money and in a smart way. After initial set up of a few rules, I barely check it, only to transfer extra money when and if I need it. Simple to use, good notifications, very helpful.
THE WORST CUSTOMER SERVICE
THE WORST CUSTOMER SERVICE!
Holds onto investments even after you’ve sold them and after the settlement time. Still waiting for investments to settle. Honestly, the worst banking/trading experience I have ever dealt with.

Reply from Plum
Quick response
Quick response, which was extremely informative, which helped to resolve the issue
⭐ 1 Star
⭐ 1 Star – Avoid at all costs
Absolutely unacceptable service from Plum.
I urgently requested a Lifetime ISA statement for a live mortgage application and received no response for over 15 hours. Anyone who has been through the mortgage process knows how fast things move — when you’re asked for documents, you often need to provide them the same day. Not being able to access a simple statement quickly is completely unacceptable for a financial provider.
To make matters worse, the so-called live chat is ineffective, there is no phone number to call, and support simply ignores you when it actually matters. You are left with no way to get urgent help when you need it most.
Between myself and my partner, we have over £14,000 saved with Plum, yet when we need basic support and access to our own funds information, there is zero urgency or accountability.
This situation is now putting our property purchase at risk and could cost us a significant amount of money — all because Plum cannot provide a basic document in a reasonable timeframe.
Once this process is complete, I will be closing my account immediately. I have completely lost trust in this service.
I strongly advise that no one uses Plum, especially if you are relying on them for something as important as a house deposit. When it matters most, they let you down.

Reply from Plum
Avoid Plum if you value your interest – hidden costs everywhere.
Be extremely wary of Plum’s "non-flexible" ISA. The only way to move your money while protecting your tax-free allowance is via a formal transfer. However, Plum penalises you heavily for doing so.
By transferring out, I lost my entire bonus interest AND all unpaid interest for the month—costing me £100 in total. They make it nearly impossible to leave without taking a massive financial hit. They might offer decent rates, but they’ll find a way to claw that money back the moment you try to switch providers. Absolute thieves.

Reply from Plum
I love this app
I love this app, I use it mostly for savings, it will take out money that is disposable and pop it into this account, it's not a lot but comes in really handy for birthdays and Christmas
Plum is very good
Plum is very good, good communication and someone always there to help, good way for saving money. I would recommend plum.
Their services is topnotch
Flexible to use
Ts very flexible to use, it allows you to save very easily, and you can also invest. I still have more to find out but I have been pleased so far.
I love this app
I love this app, if I'm honest there's no way I would have saved as much as I have over the past 3 years, it saves money through multiple ways, rounding up to the pound, naughty spending (mine is Google play) anytime I purchase a game pack on Google play i pay £2 into a pot that goes into my savings or investments, amongst multiple other fun saving strategies,
It's a god send if you suck at savings... Like myself.
Been using it for years
Been using it for years, helps with paying for holidays etc, love it.
One of the best apps I have used
One of the best apps I have used. Easy to use and you can a decent amount of money without really noticing it going!
Great banking app to help you save
Great banking app to help you save money automatically
Absolutely love Plum.I forget about it…
Absolutely love Plum.I forget about it and suddenly I have a few hundred pounds waiting for me 🙂
Definately recommend
Been with plum for a few years, super app, i have the plum card as well, great way to save and manage your money, always in control of your finances always say when and how much money they are taking from your account. Definately recommend.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.