I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Your office listens to my concerns and…
Your office listens to my concerns and needs. Understood the urgency of my request. Thank you.
5 March 2026
Being honest and that’s confident I can…
Being honest and that’s confident I can tell others about ULOAN
6 March 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
The application said to add a debit…
The application said to add a debit card for instant funding. I added the debit card and it still took 3 days.
6 March 2026
Reply from WithU Loans
Hi there,
Thank you for taking the time to voice your concerns. We’re sorry to hear you’re unhappy with your experience.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you'd like to discuss your concerns with us further, please contact us at customercare@withuloans.com.
Warm regards,
The WithU Loans Team
Great helpful
6 March 2026
Easy to do
Easy to do, and customer service was top-notch. Answered all questions and covered everything completely.
6 March 2026
Fast and courteous.
3 March 2026
The staff was polite,and open with…
The staff was polite,and open with information. The few problems I encountered were due to my own short comings.
4 March 2026
Reply from WithU Loans
Hi Katheryn,
We appreciate you sharing your feedback and we’re happy we could help.
Thanks,
The WithU Loans Team
Reply from WithU Loans
Dear Christopher,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you still have not received your funds, please call us at 866-404-0674.
Warm regards,
The WithU Loans Team
Reply from WithU Loans
Dear Russell,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
Reply from WithU Loans
Dear Daniel,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you still have not received your funds, please call us at 866-404-0674.
Warm regards,
The WithU Loans Team
Very simple
5 March 2026
They were very helpful
15 February 2026
Very quick approval
Very quick approval. Got the loan within a few hours! Truly appreciate it!
5 March 2026
Some how the last number of my bank…
Some how the last number of my bank account wasnt on my direct deposit & I waited 2 days & no deposit so I called & found out thats what happened. They said I had to wait for my deposit to be rejected. And I need to call them everyday to see if my deposit was rejected yet, than once it is they will send my info & correct bank account to the hired ups than I should get it in 3 to 4 business days. I sent them a copy my correct bank info as requested. I asked them once it reject can't you automatically send it to hire ups. They said no you have to call everyday to check which is crazy that I have to call everyday. It has been suck a hassle
4 March 2026
Reply from WithU Loans
Dear Christina,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you still have not received your funds, please call us at 866-404-0674.
Warm regards,
The WithU Loans Team
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.