So easy and when I called in, the person I spoke with was so nice and explained things to me and answered all of my questions.
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See what reviewers are saying
I was approved for a $500 loan on Monday, and it's now Wednesday—I’m still unable to access the funds. If someone needs this money urgently, I would honestly recommend they look elsewhere. Customer... See more
Company replied
We are struggling due to having to start over. Life is so scarry when you are just trying to do right by paying rent and keeping food to a bare minimum for you and your animals. I was able to receive... See more
I was skeptical at first after reading the reviews but I tried it anyways! The customer service agent Hannah was amazing! The process to submit documents and get a decision was under an hour and I got... See more
Company details
About Advance Financial - UT Online
Written by the company
Recent recognitions include 2019 Inc. 5000 fastest-growing private companies for the eighth straight years; A+ rating by the Better Business Bureau; Nashville’s 4th fastest growing company (2019, Nashville Business Journal); Forbes Best Employers for New Graduates (2018); and, Indeed Top-Ranked Workplace for Compensation/Benefits (2019). Advance Financial is the second largest family-owned company headquartered in Nashville (2019, Nashville Business Journal).
Contact info
Oceanside Drive 888, 37204, Nashville, TN, United States
- 615-341-5900
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So easy and when I called in
So easy and when I called in, the person I spoke with was so nice and explained things to me and answered all of my questions.
My account representative was very…
My account representative was very patient and helped me get my funds fast.
Ruined my credit
Wouldn’t let me. Get the money they had me sign for and wouldn’t assist me
They where there for me when I needed a…
They where there for me when I needed a loan it wasn't what I wanted but I guess it is better than nothing thank you
May use AI-assist with repliesRead more
This is some kind of scam
This is some kind of scam. $450 @ 450% WTF is that all about. Your telling me I can't open an online bank without this BS loan?

Reply from Advance Financial - UT Online
Thank you so much
Avoid Advance Financial at all costs if…
Avoid Advance Financial at all costs if you are in an emergency. I specifically selected 'Instant Funding' for my loan, expecting the money to hit my debit card immediately. Instead of notifying me that the debit card transfer failed or giving me a prompt to cancel, their system automatically defaulted to a standard ACH checking deposit without my consent.
I called them literally one minute after the loan went through to fix their error, and they flat-out told me they 'couldn't do anything.' Now, my money is trapped in a 2-5 business day banking limbo while my account is sitting at -$400. Because they didn't have the decency to show a 'Transfer Failed' message, I'm now facing hundreds of dollars in overdraft fees and have no way to access the funds I'm paying interest on. Their 'Instant Cash' claim is a total lie designed to trap you. Use a physical storefront instead.
How quick and easy the application was
I made the application quick and simple truly appreciate that
$230
$230, some odd dollars a month.for $750, you're out of your mind. And it automatically went into my account when I didn't withdraw anything because I didn't want to do it. GetYou're crap together

Reply from Advance Financial - UT Online
Company is trash
Company is trash. I sent them all of my verification items and then they just closed my account with no explanation after saying i was filly verified. They are liars and their customer service is a joke and non existent. I would try somewhere else if I was you.

Reply from Advance Financial - UT Online
I am actually giving them five stars
I am actually giving them five stars. Easy to work with. I am happy with them.
Erika was very helpful and we worked…
Erika was very helpful and we worked together to get my loan approval in a timely manner
Quick and Easy
Amanda, the customer service rep that helped me was thoughtful, efficient, and competent. We completed the application quickly and completely and I was approved within hours. Also, your process, your website, your forms, etc., were clean and easy to understand.
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