AKC Pet Insurance Reviews 

1,092
TrustScore 2 out of 5

2.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

RUN!!! THEY DO NOT REIMBURSE!! Believe what others say… THIS IS A SCAM! If you have a dog that is older than 6 or 7 they will ONLY pay for accidents and wellness visits if you chose that option. I ca... See more

Rated 1 out of 5 stars

My 1 year old Havanese dog that we got from a breeder we noticed around her 1 year birthday that she was limping and pulling her right hind leg up. I took her to the vet and they X-rayed her. The diag... See more

Rated 1 out of 5 stars

Absolutely terrible company, do not use them! There are far better pet insurance companies out there that actually pay on claims versus deny every single one you put in. We were with them for 2 months... See more

Company replied

Rated 5 out of 5 stars

Our little puppy has had a few casualties, so I’m really fortunate that I took a policy out. I have been treated like royalty, by this insurance company. I appreciate it!!! (I am a senior citizen... See more

Company replied

Company details

  1. Pet Insurance Company

Written by the company

PetPartners Inc., a licensed agency, administers pet insurance for the AKC Pet Insurance brand underwritten by Independence American Insurance Company. Customizable coverage allows you to create a pet insurance plan to meet your pet's individual needs without going over your budget. 1. Start by choosing from accident and illness coverage or accident only. 2. Further customize your plan by adding coverage for hereditary conditions, exams, final respects and wellness care. 3. Then choose your own deductible, coinsurance and annual limit to complete your unique plan! Get your free quote today - https://www.akcpetinsurance.com/enroll *Policyholders enjoy access to the 24/7 Vet Helpline. Call or chat with licensed veterinary professionals to get your pet health questions answered directly from your phone. Learn more - https://www.akcpetinsurance.com/24-7-vet-helpline *Policyholders can also manage pet health with the TailTrax app! Keep track of your pet's health records, access your pet insurance documents, submit a pet insurance claim, join the pet community in your neighborhood and much more! Learn more - https://www.akcpetinsurance.com/tailtrax


Contact info

2.1

Poor

TrustScore 2 out of 5

1k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

2.1

All reviews

(1,092)

12 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I have multiple Dogs and I am very pleased with AKC pet insurance

I have multiple Dogs, Dachshunds insured by AKC one had multiple back surgeries and another was hospitalized. AKC reimbursed me for the back surgeries for one and reimbursed me for the hospitalization for the other. When buying insurance please pay attention to the additional riders; you may need to purchase more than one.

Overall a great experience.

4 March 2023
Unprompted review
Rated 1 out of 5 stars

This pet insurance is a scam!!!!!

This pet insurance is a scam!!!!!! Don’t get it. I was paying extra for Illness then when I filed a claim I found out my dog wasn’t covered for Illness due to his age but it never said that in the policy. I called to cancel my policy and they never canceled it and was still charging me and won’t refund me my money.

11 January 2023
Unprompted review
Rated 5 out of 5 stars

The staff I spoke with were very…

The staff I spoke with were very knowledgeable. The answered all my questions and valued my concerns. This is the first time I had to ever purchase pet insurance and they walked me through the steps and all coverages. They were able to assist with adjusting my insurance policy without having any issues.

6 February 2023
Unprompted review
Rated 1 out of 5 stars

My first experience

My first experience. My dog was diagnosed with Alopecia. We had the hereditary insurance. They denied my claim saying it was a pre existing condition. Did not cover anything ever. Talked to the customer service agent. I said so you guys do anything you can to get out of a claim?? He said, Yes sir!

26 January 2023
Unprompted review
Rated 5 out of 5 stars

I'm new to the pet insurance world but…

I'm new to the pet insurance world but knew that it would be important for my little Frenchie to be covered. Sydney has been helpful on more than one occasion at answering my questions, helping me navigate the site, and generally being an all around kind human. This type of service helps build trust and will definitely keep us with AKC Pet Insurance.

19 January 2023
Unprompted review
Rated 5 out of 5 stars

Excellent service by Jessica J. and Ashley D.

This the 3rd dog that I have had covered by this insurance. My recent experience with Jessica J. and Ashley D. is just one more example of the excellent service that they provide. I had many questions to ask about upgrading my policy to get the best coverage for my 2 year old female Doberman and they went above and beyond to assist me.

9 January 2023
Unprompted review
Rated 5 out of 5 stars

Chelsie Great representative

My name is Marcus and I am writing this review to thank Chelsie the representative that helped me with all the questions I need to be answered. She answer everything I needed to know and more, explaining every part of what my plan come with and things I should know even giving excellent recommendations on what the best plan and add on would be for me and my pet. Thank you Chelsie and keep up the good work.

19 November 2022
Unprompted review
Rated 1 out of 5 stars

AKC Insurance - Poor

We are not happy. We received an email to Redeem for a complimentary office visit on a wellness exam. The claim was denied, and we went to one of the best Vets in our area. To me this is just bad business and very misleading. I would not trust these guys!

14 November 2022
Unprompted review
AKC Pet Insurance logo

Reply from AKC Pet Insurance

Thank you for your feedback. Although AKC Pet Insurance works closely with the American Kennel Club, we are separate companies. The offer to receive a complimentary office visit is provided by the AKC as part of the AKC Veterinary Network Certificate Program for new registrants and is not affiliated with AKC Pet Insurance. We recommend you reach out directly to the American Kennel Club to discuss how the certificate can be redeemed by your veterinarian.

Rated 5 out of 5 stars

Call and Speak about the best policy for your pet

I just got off the phone with Ashley. She was so helpful in making me more comfortable with a customized policy within my budget for my 7yr old Basset Hound. For me, I purchased the Exam Plus and Congential/Heriditary add ons. I think it's important you understand what you are buying and don't just sign up on line without having a conversation. Pretty sure that would resolve negative reviews I see. I have a better understanding of coverage now and feel more secure in what I have purchased. Ashley was so helpful, honest and provided some feedback of what may be best for my hound. I am so glad I spoke to a live person which unlike most companies these days, you get right away!! Thank you Ashley for your help.

19 October 2022
Unprompted review
Rated 5 out of 5 stars

AKC Pet Insurance covered over $40,000…

AKC Pet Insurance covered over $40,000 in expenses for my Labrador Ben who had bilateral TPLOs (6 months apart) and had physical therapy for 2 years. They covered all of his treatments and therapies without question. I expected his premiums to increase dramatically but over the 6 years the premium went from $85 per month to just $103. Given how much they reimbursed that was so much less than I expected.

5 October 2022
Unprompted review
Rated 1 out of 5 stars

Canceled my policy as of today

Canceled my policy as of today. I originally got AKC pet insurance due to their name so I thought they would live up to their reputation ..as all other comments say good luck getting reimbursements with any claims. I submitted a claim for roughly $350. It was denied and I was told I will need to update my policy to a hereditary policy. It’s a bunch of bull crap and just another way of making another dollar off of policy holders. This wasn’t told to me when I purchased the policy, nor did I even have the option to do so. go figure!

19 September 2022
Unprompted review
Rated 1 out of 5 stars

I just canceled my policy with AKC pet insurance

I have a policy with AKC pet insurance for 6 years. I submitted my first claim ever, a few months ago. Reimbursement around 450 dollars. My premium jumped from 79 a month to 101 a month. I expected a slight increase, but not 22%. If it had been a massive claim, yeah, but it wasn't.

3 September 2022
Unprompted review
Rated 1 out of 5 stars

DISAPPOINTED IN AKC, thought they were so much better!

Purchased a Platinum package from AKC which included 30 days of pet insurance. Go home, registered my pup and tried to activate my insurance to find out they no longer insure Canadians. Now stuck with a $2000 vet bill. Had i/we known the breeder would have put me under her insurance for that first 30 days. All I got was "Sorry", but yet they take the money and tell you insurance is included in that price".

19 August 2022
Unprompted review
AKC Pet Insurance logo

Reply from AKC Pet Insurance

Brenda, we’re sorry about your pup! While we wish we could help all pet owners, we have only offered policies to customers residing in the United States since we became the exclusive pet insurance partner of the American Kennel Club in 2003. As AKC Pet Insurance is a separate company from the AKC, we will work together to review how this can be communicated more effectively in their registration process.

Rated 5 out of 5 stars

Great service!

Great service!! Submitted claim and it was paid resolved within 2 days.
Also, found phone reps very courteous and helpful.

6 August 2022
Unprompted review
Rated 1 out of 5 stars

Atrocious service and reimbursement

Atrocious service and reimbursement! The worst experience ever. Do not use AKC insurance. Four years of premium’s and only one claim approved with a meager $21.80 reimbursement. Waste of time and money.

1 July 2022
Unprompted review
AKC Pet Insurance logo

Reply from AKC Pet Insurance

Jamey, we’re sorry to see that you were unhappy with your pet insurance experience. As we informed you by email on 9/29/21, 3 of the 8 claims you had submitted were for wellness items that are not eligible with the coverage you had chosen for your policy. We offered to add wellness coverage at your policy renewal if that was something you were interested in. On 3/18/20, we had let you know that one of the claims you had submitted was for a dog with a different breed and name than that of the one on your policy and thus ineligible. While the diagnostics and treatment for your other claims were eligible, the diagnostic and treatment charges were first applied to your annual $150 deductible you had chosen for your policy. As you did not meet your deductible in your first 2 policy terms, we were not able to provide reimbursement in either term. As you met your deductible in your most recent policy term, we were able to begin providing reimbursement on eligible items beginning with that claim where you received $21.80. We are sorry to see you leave our pet insurance family and wish you and your pet the best of health in the future. If you would like to discuss your concerns, please call 866-725-2747 and ask to speak with our customer care supervisor, Kaylagh

Rated 1 out of 5 stars

After reviewing all the comments in…

After reviewing all the comments in here. I have one question. The claim denial happened on these due to injuries being caused by preexisting conditions. However on your page you claim to be “the only insurance plan that covers preexisting conditions?” Sounds suspicious!

19 June 2022
Unprompted review
AKC Pet Insurance logo

Reply from AKC Pet Insurance

Nino, we’d be happy to provide some clarification. Here is what is listed in our sample Terms and Conditions: Pre-existing Condition means any Illness or Injury which occurred, reoccurred, existed or showed Symptoms, whether or not diagnosed by a Veterinarian, prior to the Pet Original Start Date, Coverage Period or during the Waiting Period. Pre- Existing Conditions are only eligible after three hundred and sixty‐five (365) days of continuous coverage and only for Treatment that occurs after the three hundred and sixty‐five (365) day Waiting Period.
Here's an example: Let’s say your dog’s policy began on 1/1/21, and they had shown symptoms of allergies before their policy began. During their first policy term, claims for their allergy treatment would not be eligible because it would be considered pre-existing. However, after you renew your policy for the following year, claims for your dog’s allergy treatments that have a date of service after 1/1/22 may be eligible.
We always recommend if you’re interested in our coverage to read our Sample Terms and Conditions on our website or to speak to a member of our Customer Care team at 1-866-725-2747 to confirm availability in your state. For even more of a breakdown of our pre-existing condition coverage, you can also read our blog “Are Pre-Existing Conditions Covered?” under the Pet Insurance category.

Rated 1 out of 5 stars

This insurance is the biggest scam I’ve…

This insurance is the biggest scam I’ve ever experienced. I’ve paid ever month for almost a year & submitted 4 claims from my Vet only to have every single one of them being declined, immediately! All claims were “supposed” to be covered & not even a single one was reimbursed. Total & complete waste of almost $1,000.00 dollars, down the drain. Do not make the same mistake I did. Complete bait & switch!

21 May 2022
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look