Bank of America Reviews 

3,576
TrustScore 1.5 out of 5

1.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 913 reviews, most reviewers were let down by their experience overall. People are extremely frustrated with excessively long phone wait times, automated systems that constantly fail to connect, and unhelpful customer support when trying to resolve critical payment and account issues. Consumers frequently deal with delayed deposits, unexpected transaction holds, and sudden account closures without proper advance notice. Though some customers encountered severe banking obstacles, a few reviewers were happy with specific branch staff who provided professional, attentive, and welcoming assistance. These positive interactions successfully resolved urgent matters and made certain branch visits smooth and genuinely reassuring despite widespread systemic frustrations.

What people talk about most

Customer service

People report negative experiences with customer service, highlighting excessive hold times and difficulty... See more

Payment

Reviewers mention negative feedback about payment processes, highlighting unexpected fees and blocked... See more

Service

Customers consistently note negative experiences with service, highlighting long wait times and unresponsive... See more

Staff

Clients share ambiguous opinions on staff, with some praising individuals like a staff member for their... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting excessive wait times that... See more

Reviews shaping this summary

Rated 1 out of 5 stars

BofA fraud department called me about if I had made a balance transfer request. I had and called them back. Totally spent over two hours on hold trying to contact fraud department. Spent an hour today... See more

Rated 1 out of 5 stars

This bank is the worst bank EVER. Yes, I had to open a new account with my Social Security backpay check which was a large amount, however I gave all legal documentation that all aligned with address,... See more

Rated 1 out of 5 stars

I would give BofA 0 stars if possible to try to save people from added stress and wasted time which none of us need these days. Obviously, if you look at their review rating it’s not a great bank.... See more

Rated 1 out of 5 stars

Bank of America completely disregards their customers' welfare. I sold an investment I'd held since 2022 in increments and transferred the proceeds to Bank of America over two weeks to pay down debts.... See more


1.4

Bad

TrustScore 1.5 out of 5

4k reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(3,576)

906 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Worthless bank

I went to my full service bank in New Bern North Carolina where I learned that they do not have tellers therefore it is not a full-service bank additionally I was trying to get a document notarized to which they informed me, after I waited 20 minutes that they do not have a certified notary but it should happen in the next month or two?. Why? What is the point of this location? It is the only Bank of America location within a very large radius. I wasted my entire lunch break. This makes me literally want to change banks. Worthless!

17 July 2026
Unprompted review
Rated 1 out of 5 stars

Bank of America is a ruthless company…abusive fraudsters

Bank of America is a ruthless company that preys on senior citizens who cannot afford to fight them in court. They try to drag you into collections and refuse to even provide evidence or discovery outside of court. They are scandalous. Do not bank with them. They are frauds. Dishonest. And abusive! Why do you think they can't get better than one star on reviews.

16 July 2026
Unprompted review
Rated 1 out of 5 stars

I was with BoA for 23 years

I was with BoA for 23 years. Recently I disputed a fraudulent charge about $30 to my BoA Visa card. So it was a matter of principle not the amount. I emailed screen shots a few times only to hear that the I should have disputed during the 1st 30 days. The card policy says I have a one year protection. I had closed the account and my BoA account as well.

11 May 2026
Unprompted review
Rated 1 out of 5 stars

This is the worst bank to ever join……

This is the worst bank to ever join… They close my account, without any notice and I was stranded for 3 days , then they say I can’t have access to my money until it is fully close in a month… like wth!!! They close my account, left me stranded and now I can’t pay my bills because they holding on to my money until my account is fully close…. This is outrageous!!!! Don’t trust this bank ever with your money

1 July 2026
Unprompted review
Rated 1 out of 5 stars

I switched from chase bank to BOA

I switched from chase bank to BOA , HUGE mistake !! Before you even think about dealing with this institution,try getting someone on the phone ….They have the worst customer service I have ever experienced !! I have no reason to make this up . My direct deposits are going in 4 days later ! They are horrendous!! If you lock your credit card ,good luck trying to unlock it . I thought Chase Bank was the worst . BOA SUCKS !! I’m going to wait a month and I’m moving everything out of BOA .

8 July 2026
Unprompted review
Rated 1 out of 5 stars

TERRIBLE BANK.

We are the victims of fraud...we have been waiting 4 months for the bank to refund our money, we have a police report, a detective, filed an affidavit under regulation e and gone to the local news...after being a customer for 21 years I am truly disappointed and infuriated.

20 March 2026
Unprompted review
Rated 1 out of 5 stars

I have been with this bank for 5 years

I have been with this bank for 5 years, And I noticed last year has become Very crooked they charge interest even though you paid of the credit card, they make mistakes on the statements and charge you extra fees and if you call customer service nobody is able to give you an answer stay away or they will eat you alive with interest and fees even though you paid off the card.

14 July 2026
Unprompted review
Rated 1 out of 5 stars

Disappointed, no help from customer service

We have Bank of America for lots of years and I was pretty much happy with it but now I’m very disappointed. The bank does not help you out like it used to be I got a fraud alert a couple of weeks ago. Somebody tried to use my card and they froze my account so when I called the customer service person they said no worries will take care of it. We’ll just issue you a new card and we’ll put a block on this vendor or whoever’s trying to use this card. I had to call all the automatic payments that come out of that bank like my house insurance cards, telephone and so on to let them know not to use the card and then when I got my new card, the same thing happen again I just had my card just for a week when I called customer service they said you need to call that merchant and find out how they got your card when I try to call the merchant with no success a number that you can’t reach anybody so I called the bank again. They said we have to issue you a new card. I said forget it if I have to go through this process all over again which took me all day just to cancel that card and then I have to wait for a new card and call again to give them a new card when you promised me that you would handle this so disappointed with Bank of America now I’m looking for a new bank, customer service is not what it used to be

13 July 2026
Unprompted review
Rated 1 out of 5 stars

Zero Customer Service

I am a new credit card customer. I received my card, activated it, set up an online account and used it over the weekend for about $130 in charges. The fraud dept called me this AM and blocked me out of my online account. I have been trying to reach them for THREE HOURS. I have tried the main customer service, online banking and fraud lines. I cannot reach a person at any of these lines. Apparently this is standard wait times for them. They contacted me, and I am a new customer. What a terrible bank.

13 July 2026
Unprompted review
Rated 1 out of 5 stars

Bank error not in your favor

I wasted hours trying to solve a simple mistake BofA made. Unapologetically poor service, ridiculously bad phone support and disagreement between the branch and the main customer support made me decide to switch to a different bank. I encourage you to not deposit your money into this frankensystem.

13 July 2026
Unprompted review
Rated 1 out of 5 stars

The worst customer service experience…

The worst customer service experience ever. I've called 3x the 1st time 45min hold nothing hung up because I was on my lunch, 2nd time on my way home from work 120 commute still was listening to the system speaking when I pulled in my driveway. I try and absolutely avoid calling this company at all cost but the customer service is get progressively worse. I just cant do it anymore and I'll be moving my money to Navy Federal. This company is a lost cause and I'm so surprised 70 million people put up with this. If your in the market to open a new checking or savings account go with your local credit union and stay away from Bank of America

13 July 2026
Unprompted review
Rated 2 out of 5 stars

Fraud communications

I travaled abroud. Just before departures from US I did some online transactions and BoA blocked by credit card. Next few days I tried to get help from fraud department calling to international line. I spend few hours - but still didn't reach assisnatce from operator

12 July 2026
Unprompted review
Rated 1 out of 5 stars

I HAVE TRIED NUMEROUS TIMES TO CLOSE…

I HAVE TRIED NUMEROUS TIMES TO CLOSE BOTH MY PERSONAL AND MY BUSINESS ACCOUNT. I EVEN WENT TO YOUR BRANCH ON THURSDAY, JULY THIRD..
You're so called Floating branch manager WAS DESPICABLE!!

I AM NOW FILING A REPORT WITH C.F P B
AND FINANCIAL COMMISSIONER AND THE
FSB... I HAVEN'T USED YOUR BANK IN OVER A YEAR!!
AND THE FTC
BBB
AND ANY OTHER LETTER THAT WILL LISTEN....

I'VE NEVER BEEN TREATED SO HORRENDOUSLY IN MY LIFE.
I WENT INTO THE BANK TO SIMPLY CLOSE MY D*** ACCOUNTS. ONCE AND FOR ALL IN YOUR LOVELY
MANAGER..... TREATED ME HORRENDOUSLY.I THINK YOU JUST WANTED TO GET THE HELL OUT OF THERE.SINCE IT WAS FOUR THIRTY ON THURSDAY!! AND HERE WE ARE, JULY 10TH. MY FREAKING ACCOUNTS ARE STILL OPEN AND YOU'RE STILL CHARGING ME. D******, FREAKING FEES I WAS TOLD A YEAR AND A HALF AGO I WOULDN'T GET CHARGED FOR WELL, NOW, EVERYBODY AND THEIR BROTHER IS GOING TO HEAR ABOUT WHAT HAPPENED HERE

HE
DIDN'T EVEN ASK FOR MY I D !!!

HE DOESN'T EVEN KNOW WHO I AM.

I COULD BE A MAJOR STOCKHOLDER, BUT HE DIDN'T EVEN BOTHER TO FIND OUT MY NAME!!

YOU WANNA FIND OUT WHAT'S WRONG WITH YOUR BRANCH? OR THIS MANAGER??.I WILL BE HAPPY TO LET YOU KNOW.

MIRAMAR BRANCH
AND THE GENTLEMANS NAME
WAS JAIRO SERRANO

CLOSE ANY AND ALL OF MY ACCOUNTS IMMEDIATELY ONCE AND FOR!!

SEND ME BACK ALL MY FEES, GOING BACK AS FAR AS DECEMBER 2025, WHEN I STARTED CLOSING THIS ACCOUNT OUT AND YOU HAVEN'T DONE IT YET!

THE REASON BACK THEN WAS THE.FEES THAT I KEEP GETTING!!
THAT WAS MY ORIGINAL REASON, I FIFTEEN MONTHS AGO TO CLOSE MY ACCOUNTS.IN THE FIRST PLACE, NICE MANEUVER, B O A WELL.GUESS WHAT YOUR LITTLE TACTICS IS GONNA COST YOU NOW.I'M FILING WITH THE C.F.P B YOU HATE THAT..
LEGAL

YA

BRING IT

NEXT STEP, SINCE I'M BORED, SMALL CLAIMS, YEP, THAT'S RIGHT, YOU HEARD ME..

So pay UP°
AND YET HERE WE ARE 29.95 X 15 = 435
AND 12.95 X15 = 194.25

EQUALS $629.25

I EVEN WENT TO A BRANCH, BUT THE GENTLEMAN I WAS SPEAKING WITH HAD AN EMERGENCY. BECAUSE HIS WIFE WAS HAVING A BABY, BUT HE ASSURED ME. I WOULD GET NO FEES ASSESSED TO MY BANK ACCOUNTS. 15 MONTS LATER..,

AND YOU'RE STILL CHARGING ME EVERY SINGLE DANG MONTH!!

YOU'RE PAYING ME BACK, AND I'M OUT!!

CFPB will
HANDLE IT FROM HERE.

LIL MISS JOJO

2 July 2026
Unprompted review
Rated 1 out of 5 stars

I’ve recieved multiple issues with everything

I’ve recieved multiple issues with the them decreasing my limit, and now they’ve closed my account. Mind you I paid my card off, and have no lingering payments that I haven’t paid. Hoenstly worst bank/ service I’ve ever used. Anytime I’ve called to ask for help they’re rude.

10 July 2026
Unprompted review
Rated 1 out of 5 stars

AVOID

I have a personal card and a business card for BofA. Recently my business card was hacked and the thieves made off with $19,800 dollars. The idiotic part of this was the vendor and dollar amount spend on the fraudulent charges did not trigger a "warning" just like every other credit card company out there.
It took hours of phone calls to dispute these charges and then BofA still did not entirely resolve the fraud issue. DO NOT do business with this company. There security protocols are weak, their customer service is subpar and your issues will not be closed to full resolution.

3 July 2026
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look