Budgetinsurance Reviews 

18,707
•
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 1,313 reviews, reviewers had a great experience with this company. Verified consumers frequently praise the highly affordable pricing options and the clear, intuitive website that makes purchasing a new insurance policy completely straightforward. Many people also highlight the exceptionally helpful support team, noting that speaking directly with knowledgeable agents resolves inquiries quickly and efficiently. Some reviewers were not happy with unexpected expenses, specifically mentioning surprisingly expensive administration fees when attempting to make simple policy amendments. A few other people also felt that reaching customer support representatives could sometimes be quite difficult, describing long wait times and frustrating communication issues during busy periods.

What people talk about most

Price

Reviewers highlight positive aspects of price, noting that initial quotes are very competitive compared to... See more

Service

Consumers find service to be ambiguous, with many reviewers praising the fast processing times and polite... See more

User experience

Reviewers mention positive feedback about user experience, highlighting that the process is quick,... See more

Customer service

Customers had ambiguous experiences with customer service, as some reviewers praised polite and knowledgeable... See more

Website

Clients share positive opinions on website, expressing satisfaction with how easy it is to manoeuvre,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Unable to log into My account. Fed up putting in different names, emails and forgotten password (with no link sent - yes I checked spam)Insurance due in two days. No reminders sent. Had to take insura... See more

Company replied

Rated 5 out of 5 stars

Spoke to a human and not a AI. She was very knowledgeable and despite me getting confused, she went through it three times, all of which were patient and was happy to reiterate and simplify for me,... See more

Company replied

Rated 5 out of 5 stars

As my current insurer (Privilege) had decided, for no reason, to increase my renewal by over £100 I used a well known comparison site. Budget insurance came back as by far the cheapest but with identi... See more

Company replied

Rated 5 out of 5 stars

I purchased the insurance I wanted through top cash back at a good price. The website and communications were good and best of all there is a proper customer phone line. Like all insurers you do no... See more

Company replied


Company details

  1. Insurance agency
  2. also in
  3. Car and Motor Insurance Agency
  4. Home Insurance Agency

Written by the company

Budget Insurance has helped almost 3 million customers across the country find great value insurance solutions. Catering for a wide range of circumstances and budgets, our expert team are always on hand to support you with finding great options for your home, vehicle and life insurance needs. All of our motor and home policies offer a comprehensive level of cover, with the option to add extra protection should you wish. For our motor and home insurance policies we work with a UK network of leading insurers and for our life insurance policies we work with a selected insurer so you can be sure you’re getting great cover, at a great price. Why not get a quote today and see what Budget Insurance can offer you.


Contact info

4.2

Great

TrustScore 4 out of 5

19k reviews

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4.2

All reviews

(18,707)

1,209 reviews in the last 12 months

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Rated 1 out of 5 stars

Devious and Crafty

Car insurance was on auto renewal and I rec'd an email stating if I didn't renew the policy would be cancelled ,As I had a better deal elsewhere I let the policy expire.
I then rec'd a terse email from Budget threatening me with debt collectors if I didn't pay £131 as they had let the policy run for a few more days and only them did they cancel it .There was no note asking me to call them and they charged me a £60 cancellation fee.

17 October 2026
Unprompted review
Rated 4 out of 5 stars

Easy Budget.

All straight forward and easy to set up.

1 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Jonathan,

Thank you for sharing your feedback!

We’re delighted to hear that you found everything straightforward and easy to set up. It’s brilliant to know you had such a seamless experience with us today.

Tahara

Rated 5 out of 5 stars

Happy 👍

Fair and easy to set up

16 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for your feedback!

We're so glad to hear that you found setting up your insurance fair and easy.

Tahara

Rated 4 out of 5 stars

Very impressive

Very impressive

9 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for taking the time to leave us a review!

We're thrilled to hear that you had such a great experience with us.

Tahara

Rated 5 out of 5 stars

Very good service and price

I found the insurance company very helpful.
Very easy to insure my car as a new customer, the price quoted was less than my insurance last year, vey pleased

7 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Anthony,

Thank you for your review!

We're glad we could help and make insuring your car simple and hassle-free. It's great to hear you got a lower price than last year too.

Tahara

Rated 5 out of 5 stars

Easy to navigate

Easy to navigate, great customer service when needed thanks to Karl. Extremely happy with the service overall.

9 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi John,

Thanks so much for leaving us a review and sharing your experience.

We're thrilled to hear you found our service easy to use, and it's brilliant that Karl gave you great support.

Tahara

Rated 1 out of 5 stars

9 years NCD proof policy - stupid

Genuinely the only bad experience I have had with car insurance...

First year great, great price beat my renewal - signed up. No issues, no claims through the year. Renewal received - had gone up £130 in a year. So I cancelled (actually had no issues cancelling)

This is where I had the issue.. they have a stupid policy where they only provide a maximum of 9 years NCD when you leave them and they send it direct to your new provider. Genuinely what is the logic behind that? Makes zero sense. However was told during the cancellation that is the policy but to contact when my policy had ended and I will be provided proof of my full entitlement so i did this, waited over a week and received a letter by post confirming 10 years NCD.

I explained to the person I spoke to I had 13 years no claims, that is what I set up on my new provider policy as that is what I have - however because it took so long I missed the period I had to submit my actual no claims discount. Anyway I contacted again and was again reassured it would be sent but it never arrived.

I have today contacted again via live chat (after trying about 4 times on different devices) that this is because I never submitted evidence when i took up my policy.. although they never asked for it and Budget have since provided proof I have 9 or 10 years? So they're saying they never received evidence and have then issued a certificate advising I have 9 or 10 years... is this fraud by budget? confirming NCD they claim to have never seen?

I am very lucky I have my certificate from last year confirming 12 years, I have sent that off today to have another certificate issued Budget which hopefully arrives (I will update if it does or doesn't) and hopefully my new provider will accept this and alter their records (I will also have to pay 2 admin fee's because of this)

I never write reviews but this joke of a company have deserved this, genuinely a shambles and would recommend everyone avoid like that plague

15 October 2026
Unprompted review
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thanks for sharing your experience with us, and I'm really sorry for the frustration this has caused regarding the no claims discount.

We will be in touch with you to see how we can help.

Tahara

Rated 5 out of 5 stars

Good all round service

Good all round service, good policies and price and easy to use website

8 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi Mark,

Thanks for taking the time to share your feedback.

We’re glad to hear you found our website easy to use and that you're happy with our policies and prices.

Tahara

Rated 5 out of 5 stars

Excellent online customer service, great price, all areas of insurance required were covered.

Online advisor gave all information required, answered all questions with empathy and curtesy. Really good customer service and a really great price for cover in all areas required.

5 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi,

Thank you for taking the time to share your feedback with us.

We’re thrilled to hear that our online advisor took such good care of you.

Tahara

Rated 5 out of 5 stars

Found the website very useful and a…

Found the website very useful and a good price for my car insurance

14 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hi David,

It's fantastic to hear you found our website useful, and were happy with the price quoted to insure with ourselves!

Kirsty

Rated 5 out of 5 stars

Great service

Great service, friendly and professional. Everything was straightforward and easy to deal with. Very happy with the service provided. Highly recommended!

14 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hello,

Thank you for your fantastic feedback!

We’re delighted to hear that you found our service friendly, professional, and straightforward.

Your recommendation means a lot to us, and we really appreciate you taking the time to share your positive experience.

Thank you for choosing Budget Insurance!

Laura

Rated 5 out of 5 stars

Excellent customer service and one of…

Excellent customer service and one of the best insurance.

6 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hello,

Thank you for your lovely 5 star feedback!

We’re delighted to hear you’re happy with our customer service and insurance.

We really appreciate your kind words, and thank you for choosing Budget Insurance!

Kind regards,
Laura

Rated 5 out of 5 stars
Budgetinsurance logo

Reply from Budgetinsurance

Hi Roy,

Thank you for your 5 star review and feedback! I'm pleased to hear you were happy with the premium offered to insure with ourselves!

Kirsty

Rated 5 out of 5 stars

Very good service

Very good service

5 October 2026
Budgetinsurance logo

Reply from Budgetinsurance

Hello,

Thank you for your positive feedback!

We’re pleased to hear you’re happy with our service and really appreciate you taking the time to share your experience.

Many thanks.
Laura

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