CashNetUSA Reviews 

41,059
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 2,158 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the overall ease of borrowing. Customers appreciate how fast and simple the process is to obtain funds, noting that money is deposited quickly when unexpected financial emergencies arise. Consumers frequently praise the customer service team for being extremely helpful, polite, and knowledgeable during phone interactions and support calls. Some reviewers were not happy with the extremely high interest rates and the expensive repayment amounts required by the loan agreement. People also noted that their scheduled payments mostly cover fees and interest rather than significantly reducing the actual principal balance over time.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reviewers praising the fast same-day funding and... See more

Service

Reviewers highlight positive aspects of service, frequently praising the quick loan options and professional... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are helpful,... See more

User experience

Users describe satisfaction with the user experience, highlighting that everything is simple and easy to... See more

Price

People report negative experiences with price, expressing widespread dissatisfaction over extremely high... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more


Company details

  1. Non-bank financial service
  2. Financial Institution
  3. Loan agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes


CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41k reviews

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4.4

All reviews

(41,059)

2,154 reviews in the last 12 months

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Rated 5 out of 5 stars

Well I loved the fact that Cashnet is a…

Well I loved the fact that Cashnet is a great lending company and helps out at a time of financial struggles but I would love to see a increase in the credit line especially when you been dealing with the company for 3 plus years but other than that Cashnet is Awesome

5 September 2026
Unprompted review
Rated 2 out of 5 stars

500 a month is crazy work for a 2000…

500 a month is crazy work for a 2000 dollar loan. Wouldn't recommend

4 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Jessica,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 1 out of 5 stars

STAY AS FAR AWAY AS POSSIBLE this…

STAY AS FAR AWAY AS POSSIBLE this company is terrible they prey upon ppl at their lowest point its scam like the interest and bs fee they tack in ull end of paying triple whatever you borrow if u find urslef having to use Thus company ur best bet is to pay it off asap they legitimately charge u by the day outrageous astronomical rate and tac or by the day its disgusting how they do business stay as far away as possible this company i borrowed 2000 if I didn't pay this off in full I calculated i would've eventually would've ended omup paying close to 7000 its a terrible business that preys upon you in your time of need please dont make the same mistake I did I hipe this company goes under its disgusting how they rob you !

4 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Megan,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 1 out of 5 stars

They don't tell them what processing is and if it gets put into my account at midnight

First I don't know how you guys did it but you put my routing number as my account number and then my routing number is the routing number next I waited and waited and waited finally came back to you guys and we got it all fixed up at 11:45 this morning they processed it to send it back to my account here it is 5:00 in the afternoon and the lady on the phone told me it's processing blaster what processing means does it mean that it's at the bank or your processing it at your office she said well I don't know what processing means they didn't they don't tell me don't you think she should know what processing means so she can answer our question other than waiting all day for his money and here it is with 5:00 in the afternoon and it's still not there 5 hours to go to my back I'm very disappointed and all

4 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Daniele,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 1 out of 5 stars

Total scam

You have sent me at least 2 pre approved offers a month for at least 6 months I decided to check it out and after providing my personal and banking details I was declined the "pre approved " 1,750.00 flex loan ..I didn't really need the money..I was more curious after receiving so many mailings ...I'm really glad I didn't need it...waste of my time and sharing personal information requested...SCAM SCAM...SCAM....NOW I have to worry about you having my personal banking account details...DON'T BE ANOTHER SCAM VICTIM...THROW THE JUNK MAILING IN THE TRASH

4 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi CDS,

We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

Rated 3 out of 5 stars

Payments

I like that you can get your money fast,the only downfall is having to pay every 2 weeks, even tho that's my pay Pierod, paying monthly would be nicer expecially when you have other bills to pay at the same time.and you won't be struggling to pay them too.

3 September 2026
Unprompted review
Rated 1 out of 5 stars

You suck

You suck. You loan pwople money then charge them 250% interest to where they get behind and end up stuck. Like me I’m moving paycheck to paycheck barely surviving and you won’t redo my loan to help me get the cost down. You are blood sucking vampires you suck

1 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Brandy,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

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