Chime Reviews 

I have had a great experience with Chime over the last 4 years. My spot-me amount has grown over time and I am now upgrade to Chime Prime status. I even qualified for and instant loan earlier this year which came in handy at the time. I don't forsee ever leaving Chime for many years.

I got a text from chime saying my account had been closed so I called to ask why and they told me it was at my request I informed them that I never called and made such request, after a long conversation they finally restored my checking account but would not restore my credit builder saying that I requested it closed,,they need better ways to verify members since apparently ANYONE can call and have an account shutdown,,,I just want my credit account back open

Well, since I started using chime, i had no issues and always went as planned. It's easy and quick.

I love that everything is easy to use and everything is right there.

My credit builder credit card was hacked back in 2024 and whoever stole my info has been trying to use it to this day! Customer service can't tell me who was trying to use it or give me any information about reporting fraud. If you like your money get a real bank account because chime doesn't care about fraud I know firsthand! Very pissed off and unhappy!

They now offer their services to USA residents, but don't seem to know the US is more than the 50 states, and this have chosen to discriminate against US residents residing in the US territories.

If I could give zero or negative stars I would. Chime is a scam, that’s all there is to it. They steal your money and have no intentions of giving it back. They claim to offer programs, but you never get any benefits, you won’t get any kind of bonus from signup or direct deposits. Chime is a lie.

I love Chime, because when no one else did it for me Chime came right on time with the spot me, and etc…. I just love CHIME

I just got off the phone with a customer service rep because i wanted to cash my check but they couldn’t and she goes on yo say that it’s nothing wrong with my check but their system can’t verify it or WONT verify it. I got a similar check from the SAME PLACE and I got my money. So what’s the difference?? Bad look on chime , looking for another bank so I can close this account!!

I absolutely love chime and the many different options they have for building credit and other things. I always recommend Chime to my friends. I highly recommend.

Somehow 219 dollars was taking off my card when I was sleeping at 7:30am in the morning for some tikTok stuff.and the funny thing is I dont even use TikTok but chime dont want to make it right, instead, they denying me twice, saying that they don't see no error or any fraudulent stuff going on. I even provided all necessary proof that I have never used tik tok, and still nothing. I would never recommend chime to anyone. I even did exactly what chime has told me to do. And they keep coming up. Whatever reason to deny me, they denied me 3 times already saying that they haven't found no error or proof a fraudule, chime is nothing but liars looks like I'm going to have to take them to court. Cause My money was stolen and they won't give it back, then they go in reply to my review to try to make them look good.Trust me , when I say they're liars , guys , if you're smart , you'd be done with chime while you can

Chime is the most reliable app ever!!! I trust them with my funds! They’re the best!

You get paid to two days early with direct deposit to chime as a wonderful after have. I’ve been having Chime since 2020 of March. I love the experience of it. It has to build credit also and get 5% cash back on certain restaurants and merchandise and at $200 spot me. If you prefer a friend to Chime app and you get 100 you get $100 and I get $100 each friend you referred to

Since I change to chime I've been so much happier. Because the last bank I was with it felt like they were charging for every transaction I was doing. So chime is the best. No fees.

I’ve had a great experience with Chime! The app is easy to use, and I love being able to check my balance, transfer money, and manage my account all in one place. Setting up direct deposit was simple, and getting paid early has been a huge plus. I also appreciate the instant transaction notifications and the fact that there are no hidden monthly fees. Customer service has been helpful whenever I’ve had questions, and overall, Chime has made banking much more convenient. I’d definitely recommend it to anyone looking for an easy, modern banking experience.

I'm very frustrated with Chime Bank. They change up rules and hold up your money and offer no solutions. I uploaded a retirement check on July 14 at 1pm chime will not release the funds until Monday July 20. This is the 6th check I have received from my retirement so why would it take all these days to release my funds. My payroll hits my account at midnight every other Wednesday, Chime does not release my funds until late evening the next day. It's time for a real bank account I'm over chime.

This is the best banking experience I've ever had the pleasure to be a part of. I haven't experienced the difficulties that many banking individuals encounter. Looking to a great future and any possible new benefits that will be offered. Keep up the great work.

If you want to kn

I have signed up with Chime several years ago, and still have fund in it. But recently I am unable to log in, after call for serveral time, only got a cold email tell me unable to verify my account.
How could you shut down my account without any notice? no email no letter, I need to get my money back!

My account got compromised and a fraud charge happened. CHIMEs dispute system is a joke. They closed my dispute saying no errors and I lost $181,67. This is a horrible company to deal with. They now use an AI to answer their service and it keeps hanging up on you. Totally useless company. Promotes theft. No protection.