Easy to view my options and apply for a loan. Also I really appreciated seeing the different APR options so I could make an informed decision about which plan I would like. Also! Incredibly competitiv... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with t... See more
They made it really easy to shop around for whichever loans worked best for my needs. There were so many options listed out for me. I also thought it was helpful they immediately get loans that pre-qu... See more
Fast and easy application process that checks with a large number of providers to get the best deal. Whole process only took about 20 minutes and received my requested loan amount within 3 days.
Company details
About Credible
Written by the company
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).
Credible
Written by the company
- Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank, or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs.
Contact info
6601 Northpark Boulevard, Ste. C #6037, 28216, Charlotte, United States
- 866-540-6005
- support@credible.com
- www.credible.com
4.8
Excellent
9K reviews
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Searching for a consolidation loan…
Searching for a consolidation loan found Credible. Many options.
21 April 2026
It was a great experience
It was a great experience. Multiple offers at great rates. I actually applied earlier to one of the companies. The rate was a lot lower through your company by 5 percent. Thanks!
21 April 2026
It was a fast and easy process
It was a fast and easy process! So glad it worked out for me!
22 April 2026
Credible found me a loan lender very…
Credible found me a loan lender very quickly and I was able to pick the loan that worked best for me, filled out application, got approved and funded within 3 business days 🙌🏽
15 April 2026
Provide options to consider.
21 April 2026
Was smooth and got a better rate then my bank
Great process. Everything went smoothly amd fast
21 April 2026
Your system allowed me to find the…
Your system allowed me to find the perfect company for my situation. No extra credit checks and the lowest rate. Thank you!
21 April 2026
It was an easy set up and someone…
It was an easy set up and someone contacted me right away.
17 April 2026
Such a smooth and easy process
Such a smooth and easy process, super thankful for such a good experience. Funds came in literally next day!
17 April 2026
The process was quick and easy with a…
The process was quick and easy with a variety of options
17 April 2026
Simple Process
The process to get approved was quite quite easy and clear to understand. I only wish that I didn’t have to pay origination fees, however, in the long run, I will still save more by refinancing with the bank that I was able to refinance with. The customer service team was very cordial as well.
17 April 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Others give loans they do not dont waste your time my credit is pretty good and got denied
I got a loan from somebody else they denied me my credit is pretty good so dont waste your time with them.
17 April 2026
Reply from Credible
Hi, Ronald
Thanks so much for sharing your Credible experience.
Credible is an online marketplace and not a lender. We help customers compare rates with lenders we partner with so that users can view prequalified options before making a final decision.
Our partner lenders determine prequalified rates based on the overall information entered on the prequalification form and information on your credit profile. Credit profile information is gathered through a soft credit inquiry, which does not affect your credit score. While we do ask questions, our main goal is to provide prequalified results that are as transparent and accurate as possible.
If you have any questions or feedback regarding our website or your experience with the lender you selected, please let us know. You can reach us at 866-540-6005, Monday through Friday, 9:00 AM – 7:00 PM ET, or by email at support@credible.com.
One-Stop Loan Shop
I found the best rates on Credible, multiple times, for multiple different financial needs and circumstances. I don't bother with other loan shopping sites any more!
18 April 2026
They found what i was looking for..
17 April 2026
Easy to use and right on point!
The the list was helpful and your ratings for each were right on. Got very quick results from SoFi.
Thank you!
18 April 2026
Give better interest rates
Give better interest rates and give better explanations on what is being stated not just a random b******* statement dancing around the real question or topic at hand
17 April 2026
Reply from Credible
Hi Alfonza,
First, thank you for sharing your experience. We appreciate feedback from our users, and that feedback is an invaluable tool for improving our customer service.
Credible is an online marketplace, not a lender. When Credible performs a soft credit pull, it is evaluated against each of our partner lenders’ criteria to show personalized options. Some of the factors considered include debt-to-income ratio, credit score, credit history, and annual income. By completing our process, customers can see which options they prequalify for before a hard pull.
If you have any questions or anything else you'd like to share with us, we can be reached by email at support@credible.com and by phone at 866-540-6005, Monday through Friday, 9am- 7pm ET.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.