Everything Breaks Reviews 439

TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Considering 131 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the staff for being knowledgeable, friendly, and helpful, often going above and beyond to assist with issues and explain coverage. Many people appreciate the transparency and good service provided by representatives, making stressful situations more pleasant. However, some people were dissatisfied with the payment process, reporting delays in refunds and issues with high labor costs. There are also concerns about the time it takes for approvals, with some experiencing long waits for their vehicles to be serviced. A few customers also mentioned rude agents and a lack of communication from the payment department.

What people talk about most

Staff

Clients share positive opinions on staff, with many praising representatives like Keenon Morrison, Marco, and... See more

Customer service

Customers had ambiguous experiences with customer service. While some reviewers, like those who interacted... See more

Service

Reviewers highlight ambiguous aspects of service, with some experiencing significant frustration due to... See more

Payment

Customers consistently note negative experiences with payment. Many reviewers report unauthorized charges,... See more

Warranty

People report ambiguous experiences with warranty. Many customers express dissatisfaction, citing issues like... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I upgraded this from a two star to a four-star since the time I put this in myself and the Midas GM were pushing the claims department pretty hard to get it going. When I was told 24 to 48 hours that... See more

Company replied

Rated 5 out of 5 stars

The representative Robert was very helpful in providing me information about my claim he was great, patient and knowledgeable but as I read I pray that all goes well with my claim. I have been follow... See more

Company replied

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ I had the absolute pleasure of working with Crystal at Everything Breaks. She went above and beyond in helping me understand my benefits and resolving an issue I was having. Not only was s... See more

Company replied

Rated 5 out of 5 stars

I had an emergency arise, and it has financially disturbed the Apple cart so to speak, and I called and spoke to Darlene and she was able to assist me so that I could still keep my coverage and not ha... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

With 20 years of experience working in the warranty business, the head honchos at Everything Breaks know that traditional extended warranties don’t always work in the consumer’s favor. Paying a large sum upfront for extended coverage isn’t consumer-friendly, and being bound to a contract for up to 72 months is just plain unreasonable. So, they created a monthly protection program that works for you by alleviating hefty upfront payments and long-term commitments. At Everything Breaks, we always keep the customer in mind when developing new protection plans. It’s our mission and pleasure to offer great coverage at an affordable price.


Contact info

3.5

Average

TrustScore 3.5 out of 5

439 reviews

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Replied to 90% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

Everything breaks is there when you need them they're reliable

I just wanted to report that everything breaks is one of the best aftermarket policies on the market. Whenever I have any trouble I always get through to everything breaks when I call they're always courteous I spoke to Taylor and billing today I just want to give a shout out to Taylor for doing a superb job getting my account back in order I had some trouble with my Banks and Taylor was very efficient and resolving the issue she was courteous knowledgeable and polite thank you everything breaks and thank you Taylor for doing such a great job always a pleasure thank you

11 June 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you so much for your kind words and 5-star review! We’re thrilled to hear that you've had a positive experience with our team. It’s always our goal to be courteous, efficient, and helpful—especially when unexpected issues come up. We're glad we could get everything sorted out for you quickly. Your support means a lot to us, and we're always here when you need us. In a world where Everything Breaks, we've got you covered!

Rated 1 out of 5 stars

I paid everything brakes and line five…

I paid everything brakes and line five for 6 months 120.00 dollars a month auto debit from my bank account they lied to me kept my money and would not fix my truck when it broke down I'm a disabled vet and I depend on my vehicle to get to and from doctor appointments Misty also stole money at Christmas time 240.00 dollars after calling me promising she would make sure my truck was fixed after Christmas if I would pay her 240.00 dollars that day which I did my notes were up to date I didn't owe 240.00 dollars but she assured me by paying the amount my truck would be priority as soon as everything brakes and line 5 their partners company opened back up. It was all a scam my truck is still in my driveway still broke down and they charged my bank account 3 additional months at 120.00 dollars per month after dining my claim on my truck.

3 June 2024
Unprompted review
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Reply from Everything Breaks

Thank you for taking the time to share your experience. We sincerely apologize for the frustration you've encountered and want to clarify a few important points from our internal review of your account.

Our records indicate that multiple attempts were made to assist you with your claim. According to documented notes:

- You were informed that your claim could not be processed due to the vehicle being modified or branded, which falls outside the terms of coverage. Our team requested supporting documentation multiple times, including mileage, VIN photos, and clarification regarding the vehicle’s title status.

- Despite several calls and emails, the necessary documents were either not submitted or did not meet the requirements for coverage.

- On December 23rd, our representative Misty did discuss a past-due balance on the account. Per the notes, you were advised that bringing the account current was required for the claim to be reopened. The payment of $240 was applied as agreed; however, the claim was ultimately denied due to policy terms regarding the title and prior issues with documentation—not because of any failure on her part to follow through.

- Charges continued only because the account remained active and was not formally cancelled. As outlined in our agreement, monthly billing will continue unless the customer requests cancellation.

We are committed to supporting our customers, especially our veterans, and it is never our intention to cause additional hardship. We understand how vital your vehicle is and would still be happy to re-review your case if you can provide all required documentation—including the vehicle's title, VIN, mileage photo, and confirmation that the vehicle has not been modified or branded.

Rated 5 out of 5 stars

Ryan was great in making me feel…

Ryan was great in making me feel comfortable about the entire process. Very informative and answered all my questions.

22 May 2025
Unprompted review
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Reply from Everything Breaks

Thank you so much for your 5-star review! We're glad to hear that you felt comfortable and well-informed throughout the process. Providing clear answers and great support is what we strive for, and we’re happy to know your experience reflected that. We're here whenever you need us!

Rated 5 out of 5 stars

I have used everything breaks twice now…

I have used everything breaks twice now for my home air conditioning. The first time was for a condenser. Today was for a blower.
The claim was made. The service provider responded, showed up and did the repair in a timely manner.
I am very pleased.
I have a home Policy and a car Policy.
I have only used my home policy so far.
I have had other Home policies before. They were great until they weren't.
So far everything that breaks has been covered by everything breaks program.
Thank you Fhawne for helping with my claim.
Hopefully , as is well until I need you again.

22 May 2025
Unprompted review
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Reply from Everything Breaks

Thank you for your thoughtful review! We’re thrilled to hear that your home air conditioning issues were resolved quickly and smoothly. It’s great to know our program has delivered on its promise and that you’re pleased with the coverage and service. We're always here when you need us—hopefully not too soon, but ready whenever you do!

Rated 5 out of 5 stars

Worked with Everything Breaks to help repair customer vehicle

Worked with Everything Breaks to help repair a customer's internal water pump on her Ford Explorer. What could have cost her around $2k with our shop ended up being right under $400! Payment was pretty quick, I spoke with Taylor today and followed up. She was awesome, very friendly!

5 May 2025
Unprompted review
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Reply from Everything Breaks

Thank you for the fantastic review and for taking care of our customer! We're so glad the repair process was efficient and affordable. We truly appreciate your kind words about our team member — we’ll be sure to go over your shoutout with them. We value great partnerships and look forward to working together again!

Rated 1 out of 5 stars

This scam company called me claiming I…

This scam company called me claiming I was the “owner” of a car I’ve never owned. I decided to record the call and string them along fur 50 minutes.

This is a shameful company who will STEAL your money. DO NOT FO BUSINESS WITH THEM.

Not now, not ever. To pretend I “owned” a nonexistent auto, then to try to extort me for money???

For shame.

Reporting this to the FCC and the Insurance Commissioner

29 April 2025
Unprompted review
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Reply from Everything Breaks

We’re sorry to hear about your concerns. To clarify, our company only contacts individuals who have opted in to receive information about vehicle service plans. The vehicle details and contact information we use come directly from online request forms submitted by consumers. It is possible that someone may have entered incorrect or falsified information using your phone number.

We do not claim ownership of any vehicle on behalf of a consumer, nor do we ask for payment unless a service agreement is voluntarily entered into. At no point do we attempt to "extort" money, and we have no record of a transaction or account tied to your name.

If you believe your number was used fraudulently, we will gladly ensure it is permanently removed from our system. We are fully compliant with all FCC regulations and consumer protection standards, and take accusations of misconduct very seriously.

Rated 5 out of 5 stars

Quick, easy and friendly

These guys are quick when it comes to making calls, getting approvals and payment
There workers are easy to talk when it comes to explaining the customers issue… I should get this warranty for my car to

9 April 2025
Unprompted review
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Reply from Everything Breaks

Thank you so much for the kind words! We're thrilled to hear that your experience working with our team was smooth and efficient. We take pride in making the process easy for repair facilities and keeping communication clear. And hey — we’d be happy to have you covered too when you're ready to protect your own vehicle! Thanks again for the great review!

Rated 1 out of 5 stars

THIS IS IN REGARDS TO CONTRACT #…

THIS IS IN REGARDS TO CONTRACT # EBEP0153515..... STILL NOT RESOLVED YET. We purchased an Auto Warranty thru Everything Breaks (EA) last year for a 2018 FORD ESCAPE. The car had high milage and the Agent sold us THE "ENHANCED POWERTRAIN" Warranty which started on 07/29/2024. Payments were faithfully made to EA. The Escape was purchased for our 15 year old daughter so she could learn to drive in and when she turned 16, she would have a car. This car got driven maybe 10-20 miles a week. We made sure fluids were fine and the car was in great shape. 2 months ago the Transmission light came on and the car stopped working. We contacted EA and opened a claim. We had the car towed to a transmission shop of our choice as told. Advised by mechanic that the transmission needed to be repaired. It took forever for EA to contact the Mechanic as we were told they were short staffed. After the Adjuster contacted the mechanic he denied the claim as he said car fax showed they milage was the same as indicated in the car fax which was not true and EA DENIED THE CLAIM! DO NOT USE EA as this company does not honor their word nor their warranties. We are now pursuing Legal action against them. THIS IS IN REGARDS TO CONTRACT # EBEP0153515

7 April 2025
Unprompted review
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Reply from Everything Breaks

Thank you for the opportunity to respond to the concerns raised regarding contract #EBEP0153515.

The customer purchased a vehicle service contract on July 29, 2024, and at the time of enrollment, an estimated mileage of 230,000 miles was provided. As part of our standard process, the customer was advised to call back within 7 days to update us with the exact mileage to ensure accuracy for any future claims.

We did not receive an updated mileage until September 4, 2024, at which point the customer reported an odometer reading of 231,472.

On March 12, 2025, a repair facility contacted us to file a claim for a transmission replacement, with a reported loss date of March 10, 2025, and a loss odometer reading of 233,713.

As part of our standard verification process, a CarFax report was pulled. The report showed that on June 18, 2024—prior to the contract purchase date—the vehicle was serviced at Certified Transmission in Liberty, MO, with a documented odometer reading of 233,713. This is the exact same mileage submitted for the loss, and it was recorded before the contract was even active.

Due to this discrepancy, the claim could not be approved. The mileage submitted at the time of loss conflicts with existing vehicle history records, which directly affects eligibility for coverage.

We understand the customer’s frustration, but this decision is based on verifiable data and clearly stated terms and conditions. We stand by the outcome of the claim review and consider this matter resolved.

Rated 1 out of 5 stars

Awful customer service

I received a call and the company was introduced as if it was kia itself, and offer me extended service protection. They said that I could cancel anytime and it was good.

After that, the first payment failed, and it was odd, however they tried it several times afterwards. I call to cancel, but I was on the phone over 50 minutes being transfer from department to department. They said they cancel but i read some reviews where they said it is impossible to cancel. Hopefully they did it as they say they did it.

The worst decision of my life, and that was just 1 day, I don't want to imagine what would've happen for a longer period of time.

9 April 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

We’re sorry to hear about your experience and appreciate you sharing your concerns. It’s never our intention to cause confusion or frustration, and we’d like the chance to look into this further to ensure everything was handled properly—including your cancellation.

However, we’re unable to locate your account without any identifying information. If you could kindly respond to this review with your contract number, the name on the account, or the phone number associated with it, we’ll be able to investigate right away.

We take feedback like this seriously and are committed to resolving any issues as quickly and transparently as possible.

Rated 5 out of 5 stars

Thanks Login for your help

8 April 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you for the kind review! We’re so glad our representative could assist you.

Your feedback means the world to us and helps us keep delivering top-tier service.

Rated 1 out of 5 stars

They approved a covered repair and…still have not paid

They approved a covered repair and mechanic fixed. They have promised that a check has been mailed three times in the last six weeks. Still no check. Cannot get supervisor to call back. Beginning law suit this next week
16 hours of hold on phone to try to get them to complete their legal obligation
They lie all the time. Terrible company.

6 February 2025
Unprompted review
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Reply from Everything Breaks

Thank you for taking the time to share your experience. We’re truly sorry to hear about the frustration you've encountered and the time you’ve spent seeking resolution — that is not the experience we strive to provide.

We’d like to offer some clarification regarding your claim. It was filed on 02/07/2025, with a reported loss date of 02/05/2025. The items submitted for repair were:

Replacement of the master cylinder – Not Eligible for Coverage (NEFC)

Replacement of the water pump – Approved

We received the signed invoice on 02/20/2025, and a check for the approved repair was issued to the repair facility on 03/04/2025. It has since been confirmed by our accounting department that the check has been cashed by the facility.

We understand the importance of timely communication and apologize if our response time caused concern. We’d love the opportunity to speak with you directly and resolve any remaining issues. Please feel free to contact us at [insert direct contact or email], and we’ll ensure you’re taken care of.

Rated 1 out of 5 stars

When i signed up i was informed i would…

When i signed up i was informed i would only have to pay 100 deductible and i paid more but when I talk to them they said the mechanic is unexperience or they charge to much which the mechanic shop been in business longer than everything breaks. So don't go to this company they don't stand by there word.

28 March 2025
Unprompted review
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Reply from Everything Breaks

Thank you for your feedback. We're sorry to hear about your recent experience and appreciate the opportunity to clarify the situation.

You enrolled in coverage with us on 10/01/2024. On 03/13/2025, your repair facility submitted a claim for multiple items:

Replacement of the starter – Approved

Replacement of the valve cover gasket – Not Eligible for Coverage (NEFC)

Replacement of the lower control arm – NEFC

Replacement of the rear axle seal – NEFC

We informed the repair facility on 03/14/2025 of the approved item and made payment for the covered repair on 03/17/2025.

We’d like to clarify that your $100 deductible applies only to covered repairs. Unfortunately, in this case, most of the items submitted were not listed as eligible under the terms of your service contract. While we understand the mechanic’s credibility, our approval process is based solely on contract coverage — not shop experience or pricing.

We’re here to help clarify your coverage further or discuss your concerns directly. Please reach out to us at [insert contact info], and we’ll be happy to speak with you.

Rated 1 out of 5 stars

Poor customer service

Poor customer service
I took out a auto policy a year ago. They didn't tell me that the car had to be inoperable. They also told me I could cancel at anytime. I called to see about a claim and my car was not inoperable. So I couldn't make a claim.
So 2 days later called to cancel my policy. Took about 2 or 3 minutes to answer my call, which I spoke to a representative. He said I needed to speak to member services. On hold for almost 30 minutes. Spoke to a representative which determined to get a better policy and I no, she transferred me to her manager. She was also determined to sell me a better policy. I had to be persistent and no I want to cancel. Then she was rude and said I would receive a email and disconnected me.

20 March 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you for taking the time to share your experience. We sincerely apologize for any confusion or frustration you may have encountered — that is never the level of service we aim to provide.

You enrolled in our Critical Coverage Plan on 04/18/2024. During the initial sales call, the agent discussed multiple plan options, including one with broader coverage for a $100 deductible. However, based on your budget at the time, the agent offered and thoroughly explained the Critical Coverage Plan — which covers 50% of a repair bill (up to $500 per occurrence and $2,000 per year) for breakdowns that render the vehicle inoperable. The agent also addressed your questions about what qualifies as "inoperable" and noted your intent to upgrade the plan in the future, though we did not receive a follow-up regarding that upgrade.

On 03/18/2025, you called in to inquire about filing a claim, and our representative explained your plan coverage and the steps required. Then, on 03/20/2025, you contacted us again to request cancellation. We’re sorry to hear that your experience during this call felt dismissive or pushy. While our team may offer other plan options before finalizing a cancellation, it should always be done with respect and professionalism. If that wasn’t your experience, we apologize.

It’s also important to note that a full copy of your plan was emailed to you at the time of purchase for your review and reference.

Rated 5 out of 5 stars

Arthur answer all my questions.

13 March 2025
Unprompted review
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Reply from Everything Breaks

Thank you so much for your 5-star review! We're glad to hear that our representative was able to answer all your questions and provide the support you needed. We truly appreciate you taking the time to share your experience!

Rated 5 out of 5 stars

The representative was very pleasant…

The representative was very pleasant and knowledgeable. He was very attentive and listened to be sure he fully understood the nature of my call. He explained fully the process and made helpful suggestions.

13 March 2025
Unprompted review
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Reply from Everything Breaks

Thank you for the wonderful review! We're so glad to hear that our representative was pleasant, knowledgeable, and attentive throughout your call. Providing clear information and helpful support is always our goal—we truly appreciate your kind words!

Rated 1 out of 5 stars

I have been dealing with them for more…

I have been dealing with them for more than three days and on March 12th they called me from the mechanic telling me that the adjuster called him saying that he could not approve the repair and I have two months paying for the warranty and now I do not know what will happen the cars are on the street and it is not known when it could be damaged and above all I spent three days and they left me one hour to take the call they are irresponsible and above all they treat the client with attitude and do not solve anything

12 March 2025
Unprompted review
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Reply from Everything Breaks

Thank you for taking the time to share your experience. We’re truly sorry to hear about the challenges you’ve faced and understand how frustrating it can be when dealing with unexpected vehicle issues.

You purchased our Topline policy on 02/04/2025. This plan includes a 30-day and 1,000-mile waiting period, both of which must be met before claims can be considered. On 03/10/2025, your repair facility reached out to file a claim for suspension-related repairs. At that point, the waiting period had been satisfied.

After a full review, the claim was denied due to the nature of the failure, which was determined to be caused by long-term wear and tear—a type of issue that is not covered under the terms of your contract.

We understand your frustration and regret that this led to a cancellation request, which we processed on 03/19/2025. When the repair facility contacted us again on 03/25/2025, we confirmed the policy had been cancelled at your request.

We’re committed to providing clear communication and support every step of the way.

Rated 1 out of 5 stars

DISAPOINTED

WE ARE A AAA APPROVED AUTO REPAIR, ONE OF OUR CUSTOMERS HAS WARANTY WITH EVERYTHING BREAKS. WE REPAIRED HIS CAR WITH THE APPROVAL FROM EVERYTHING BREAKS AND HE PAID HIS PORTION WE WERE NEVER ABLE TO GET PAID FROM THE WARRANTY PROGRAM CALLED MULTIPLE TIMES WITH NO RESULTS NEVER PAID FOR THEIR PORTION. VERY FRUSTRATING!

13 August 2024
Unprompted review
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Reply from Everything Breaks

We’d love the opportunity to help, but without an account number or customer name, we're unable to look into this specific situation. If you could provide more details, we’d be happy to assist further!

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