Our team had a great experience with Mico Steenhard and the Express Capital Team. After weeks of dealing with brokers offering less than ideal terms, Mico took the time to learn about our business,... See more
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As a newly formed LLC, with very limited credit history under the current EIN, other lenders were reluctant to offer the amount needed with the terms that made sense for our cash flow. Express Capit... See more
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As a small business owner I am often faced with cash flow challenges. Dylan Mullaney at Express Capital understands this and went above and beyond to find a loan solution that perfectly fit my curren... See more
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Roger (AKA Grant) has always been super helpful in all of our business engagements. It's almost as he's a built in lender partner the way his communication has always placed us front and center. Super... See more
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Company details
About Express Capital Funding
Written by the company
About Express Capital Funding
Express Capital Funding is a direct lender providing fast, flexible working capital solutions to small and mid-sized businesses across the United States. Headquartered in Anaheim, California, and in operation since 2013, Express Capital Funding has built a trusted reputation as a go-to alternative to traditional bank financing — helping thousands of business owners get the funding they need, when they need it most.
What We Do
We specialize in short-term working capital loans and lines of credit designed to keep your business moving. Whether you need to cover payroll, fund a new project, purchase inventory, manage cash flow, handle emergency expenses, or seize a growth opportunity, Express Capital Funding delivers same-day funding so you never have to put your business on hold.
Funding amounts are tailored to your business's revenue, cash flow, and financial performance — not rigid, one-size-fits-all bank criteria.
Industries We Serve
Express Capital Funding works with businesses across a wide range of industries, including:
- Construction & Contracting
- Retail & E-Commerce
- Restaurants & Food Service
- Transportation & Logistics
- Healthcare & Medical Practices
- Professional Services
- And many more
Why Business Owners Choose Express Capital Funding
🏦 Direct Lender — We are not a broker. As a direct lender, we set our own terms and underwriting guidelines, giving us the flexibility to work with businesses that traditional banks and brokers often turn away.
⚡ Same-Day Funding — Apply in minutes. Once approved, funds are deposited the same business day so you can get back to running your business without delays.
📋 Simple Application Process — No lengthy paperwork, no business plan required, no collateral necessary. Just provide your last 6 months of business bank statements and we'll handle the rest.
✅ Accessible Eligibility — We evaluate each application on its own merits. If your business has been operating for at least 6 months and generates $90,000 or more in annual revenue, you may qualify — even with imperfect credit. We look at the full picture of your business, not just a credit score.
🤝 Personalized Service — Every client is paired with a dedicated Funding Specialist who provides expert guidance, clear communication, and transparent terms from application through funding. No surprises, no runaround.
💼 Built for Small Business — We understand the real challenges small business owners face. When banks say no, Express Capital Funding finds a way to say yes.
Get Funded Today
Ready to access the working capital your business deserves? Call us at (800) 301-9149 or apply online at expresscapital.com. Approvals are fast, funding is same-day, and our team is standing by to help.
Express Capital Funding — Small Business Lending Simplified.
Contact info
160 N. Riverview Dr, Suite 350, 92808, Anaheim, United States
- (800) 301-9149
- customercare@expresscapital.com
- www.expresscapital.com
4.8
Excellent
580 reviews
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Replied to 100% of negative reviews
Typically replies within 48 hours
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Great Customer Service
My experience with Anthony was awesome and I look forward to a long standing heathy relationship with them.
11 March 2025
Reply from Express Capital Funding
Thank you for your kind words! We're so glad to hear about your awesome experience with Anthony and look forward to building a long and healthy relationship with you.
Reply from Express Capital Funding
We love hearing that our team is not only professional but awesome as well. Thanks so much for sharing that with us, Jason!
Roger is great to work with
Roger is great to work with and makes everything very simple!
6 February 2025
Reply from Express Capital Funding
So happy to hear that Roger was great to work with and made it easy to get funding!
Reply from Express Capital Funding
We love to hear that it was quick and easy to get funding from us. Thanks for the review and your business, Gerry!
Reply from Express Capital Funding
Glad to hear the funding process was very easy and you're a happy customer! We look forward to our partnership with you.
Reply from Express Capital Funding
We really appreciate your vote of confidence, Bill! Looking forward to a solid partnership with your business.
The experience was great
The experience was great. Funding in a short amount of time.
5 February 2025
Reply from Express Capital Funding
Happy to hear you got the funds you needed quickly, Dawn! Thanks for the review.
Thanks Anthony
Anthony was awsome and extremely helpful. No other company would help me and he made sure he got my business the funding that it needed. Im really looking forward to this venture and opportunity that we have in the future! Thanks again Anthony!!!
5 February 2025
Unprompted review
Reply from Express Capital Funding
Thank YOU, Kris! We're thrilled to hear that Anthony was able to assist you in securing the funding you needed. Our team strives to provide exceptional customer service and support to all of our clients, and we're delighted that Anthony was able to exceed your expectations. Looking forward to a long partnership with you and your company.
Reply from Express Capital Funding
Thanks for the great review! Happy to hear that the process was quick and easy for you.
Melissa delivered on her promise of…
Melissa delivered on her promise of making this a simple process to acquire the needed funds to begin a project on time. Highly recommend allowing them to help you if you are seeking funding.
30 January 2025
Reply from Express Capital Funding
Thank you for those kind words and choosing Express Capital for your funding needs. We're delighted Melissa was able to make the process smooth and efficient. We strive to provide our clients with the best possible experience and are glad we could help you get your project started on time!
They listened to my need and got the…
They listened to my need and got the best deal for me
30 January 2025
Reply from Express Capital Funding
Thanks so much for the great review, Nina!
The Team You Want Backing Your Business!
Communicating with the team is seamless. They provided a very elevated experience with their direct approach. I felt heard, and supported during a time of uncertainty. They are knowledgeable and trustworthy.
19 December 2024
Reply from Express Capital Funding
Thank you for sharing your positive experience with the Express Capital team. We value your feedback and appreciate your trust in us. We strive to provide exceptional service and support to our clients, and we're glad that we were able to assist you during this time.
Chris works with u and has a great team.
27 January 2025
Reply from Express Capital Funding
We pride ourselves on working with our clients to find the best fit for their business. Happy to see that Chris and team delivered!
This was the easiest process I've ever experienced
This was the easiest process I've ever experienced when looking for working capital for my business. Christian was professional and very helpful in helping me through the process. From start to finish it took less than a week to get approval and receive my funds into my account!
23 January 2025
Reply from Express Capital Funding
Thank you so much for your kind words and for choosing Express Capital! We're thrilled to hear that your experience was so positive. Our team strives to make the funding process as smooth and efficient as possible, and we're delighted that Christian was able to assist you every step of the way. We value your business and appreciate your trust in us.
Good experience
24 January 2025
Reply from Express Capital Funding
Happy to hear that you had a good experience! Thanks for the kind words.
I worked directly with Jon and he made…
I worked directly with Jon and he made the process easy buy working to find the best funding option for my needs.
24 January 2025
Reply from Express Capital Funding
Thank you for your kind words, John! We're thrilled to hear that Jon was able to help you find the best funding solution. We strive to provide exceptional customer service and are excited that we could assist you.
Gil has been so helpful in getting us…
Gil has been so helpful in getting us what we need and more importantly in the timeframes that we wanted. Terrific personal service and always available to answer any questions. Well done, Gil and the whole team!
6 January 2025
Unprompted review
Reply from Express Capital Funding
We're absolutely delighted to hear that Gil and the team exceeded your expectations! Providing timely and personalized service is our top priority. We understand funding needs can be urgent, and we're committed to finding the best solutions for our clients as quickly as possible. We look forward to a continued successful partnership.
Gil at Express Capital was amazing…
Gil at Express Capital was amazing every step of the way he was very professional and stayed on top of everything and was very communicative with the entire process I highly recommend and will be doing business with Gil and the entire team at Express Capital in the near future.
24 December 2024
Reply from Express Capital Funding
Thanks so much for sharing your feedback, Victor! We're so glad that you had such a great experience working with Gil and we also look forward to doing business with you in the future. Thanks again!
An absolute pleasure to do business…
An absolute pleasure to do business with. They did everything they promised in the timeframe they promised. Highly recommend.
20 December 2024
Reply from Express Capital Funding
We are so pleased to hear that your experience working with us was an absolute pleasure. We really do pride ourselves on delivering on the expectations we set. Thrilled to hear that it all worked out and we look forward to a very long partnership with you and your business.
Satisfacción
Real professional and quick solutions for your needs I’m hardly recommending this company
19 December 2024
Reply from Express Capital Funding
Thanks for your kind words and recommendation. We look forward to working with you more in the New Year!
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