Very happy with your service , helpful staff and good to be able to speak on the phone ! Unfortunately in the Autumn of 2025 I had to cancel my holiday, after I had gathered all the relevant informa... See more

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See what reviewers are saying
I've now used Flexicover for my travel insurance twice and have been very happy with their service. They were able to cover all of my pre-existing medical conditions at a reasonable price, which gave... See more
Flexicover is my go-to insurer for travel insurance. Quick and easy to arrange cover with them as you prepare your future travel plans or need to quickly put cover inplace for an urgent journey abro... See more
This will be the 5th time we've used this insurance when going abroad over the last 10 years. We have had a medical event whilst in Spain and it was fully covered and efficiently dealt with, hence we... See more
Company details
- #32 of 67 best companies in Travel Insurance Company
- #106 of 229 best companies in Insurance agency
- #53 of 137 best companies in Insurance company
About Flexicover Travel Insurance
Written by the company
Why choose Flexicover?
Written by the company

- Benefits of Choosing Flexicover
- - 24/7 Emergency Medical Helpline - 100+ Activities Covered As Standard - Up to £10m Medical Cover Per Person - Up to £5,000 Cancellation Cover Per Person
- Featured in the Which? Best Rate Tables
- To view the Best Rate Policy tables for travel insurance online please follow the link: https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR
- Call Centre
- Our friendly customer service team is ready to assist! If you have any questions or would like to speak with someone directly, feel free to give us a call at 0333 005 1071. We are open 8am-7pm Monday-Friday and 9am-5pm Saturday-Sunday. On Bank Holidays we are open from 10am-4pm (closed on Easter Sunday, Christmas Day, Boxing Day and New Years Day).
- Air Doctor Connect
- As part of your policy, you also get access to Air Doctor Connect for free, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!
Contact info
Suite 12, 20 Churchill Square, ME19 4YU, Kings Hill, West Malling, United Kingdom
- www.flexicover.co.uk
Flexicover Travel Insurance
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Challenging Customer Service & Long Call Waits
We did not make any claims, this review is purely about the customer service I experienced.
Despite doing our utmost to list all medical conditions (I even included having the flu last year), my wife received a letter after we took out the policy but before our holiday. It was a follow-up for a mole on her back that she had casually mentioned to the GP nearly two years ago. At the time, they said they would add her to a waiting list, and we forgot all about it. As a result, we didn’t declare it, and the letter came unexpectedly.
This led to a test being arranged for the mole, and we were left waiting for the results with no guarantee they would arrive before our holiday. (In the end, it took over six weeks, though thankfully the results were all clear.) I contacted Flexicover to inform them of the situation and ask how it might affect our cover. The tone of everyone I spoke to was slightly accusatory, as if we had deliberately withheld the information, and overall quite blunt.
Getting through to them was also incredibly difficult, the phone was our only option for this type of request, and it took multiple long calls with long wait times (including three abandoned attempts).
In the end, I sought alternative quotes from other providers I knew would cover this type of situation, just in case I couldn't get a timely response from Flexicover. A week before our holiday, just as I was about to switch to a different insurer and cancel Flexicover, we finally received verbal confirmation that we were covered. However, it was far more stressful than it needed to be. I never received anything in writing to confirm the update, despite specifically requesting this. I was told it would be reflected in the policy documents, but it never was, which left me wondering whether that could have been used against us had we needed to make a claim.
I won’t be using them again.

Reply from Flexicover Travel Insurance
Great Cruise Cover Competitively Priced
Quote and purchase of cruise policy online was straight forward and simple. I had to claim for cabin quarantine experienced on the cruise. The claims process is explained well and after submitting my booking confirmation and proof of illness and cabin confinement, provided by P and O, it was handled extremely well by Tite, a claims handler, a credit to Flexicover, who settled the claim very quickly as all documents were submitted.
Having to repeat what should have…
Having to repeat what should have already been on file and not being listened to

Reply from Flexicover Travel Insurance
Was a straightforward process and competitively priced.
Was a straightforward process and competitively priced.
As we (thankfully) did not need to make a claim / need medical help I cannot comment on that part of the process if it was needed.
Will be a returning customer
It was very easy to do it online.
It was very easy to do it online.
Some others are so complicated
Quick, Flexible and Convenient
Flexicover is my go-to insurer for travel insurance.
Quick and easy to arrange cover with them as you prepare your future travel plans or need to quickly put cover inplace for an urgent journey abroad. Useful to have the options of a full years cover for multiple trips or just for the one travel occasion. Prompt turnaround and access to your policy documents online is very convenient.
Failure to renew my policy
Tried to renew my insurance and continue as a customer. It would not allow me to do so online, so called customer services, who also could not renew it. The lady told me she would have to contact her technical Dept. And would get back to me. She never did. I tried once more days later and was able to renew my policy. It was NOT an easy journey and got no help from Customer Services

Reply from Flexicover Travel Insurance
Been using for years.
Been using for years.
Best around.
Website easy to use.
Had no claims.
Flexicover holiday insurance are great
Been buying Holiday insurance from flexicover for over 15 years now and apart from twice when we couldn't book with them we have always had great service with them, even when we had to use their services once the service ran very smooth without any issues
This will be the 5th time we've used…
This will be the 5th time we've used this insurance when going abroad over the last 10 years. We have had a medical event whilst in Spain and it was fully covered and efficiently dealt with, hence we are using them again for our summer holiday.
Excellent especially for people with health conditions
Very easy to set up and very expansive list of health conditions which help enormously when someone suffers from a rare condition which are not listed by other insurance companies
Reasonably priced with clear explanation of cover
Have used before and will use again
Have used this company many times &…
Have used this company many times & have only needed to claim once but they were very quick & efficient & apart from having to pay the excess, the experience was very good
Easy tp returning customercommunicate fair prices given…
Easy tp communicate fair prices given unable to assess claims procedure as never need too thankfully I am a returning customer for many years
Easy to book online went through the…
Easy to book online went through the medical questions really easy and straightforward. Not a bad cost . Got my insurance last year from flexicover .
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