Frank Pet Insurance Reviews 

1,005
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 320 reviews, reviewers overwhelmingly had a great experience with this company. Customers are really happy with the quick and efficient claims process, noting that payments are handled very smoothly and directly with veterinarians. People frequently mention that the customer support team is extremely kind, highly responsive, and always ready to help during difficult moments. Some reviewers were not happy with payment decisions, reporting that specific claims were unexpectedly denied due to pre-existing conditions or policy exclusions. A few other people also felt that significant frustrations arose regarding unexpected policy restrictions on essential treatments, veterinary sedation, and extra home medications.

What people talk about most

Claim

Reviewers mention positive feedback about claim processing, highlighting that the online system is... See more

Service

Users describe satisfaction with the service, highlighting quick and efficient communication alongside... See more

Response time

Clients share positive opinions on response time, noting that queries and claims are handled promptly and... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers praised the fast processing times, noting... See more

Staff

Customers consistently note positive experiences with staff, describing them as very professional, helpful,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Frank make submitting a claim simple. When you're worried and scared about the health of your beloved family dog, they handle your claim efficiently, liaising directly with the vet and paying our clai... See more

Company replied

Rated 5 out of 5 stars

I’m just about to start my second year with Frank pet insurance. I haven’t needed to call on their services but was happy with my original cover and price . I’ve recently revisited my second year wh... See more

Company replied

Rated 5 out of 5 stars

Very simple process when we unfortunately had to make a claim for our old dog who was attacked by another dog off its lead, they thereafter claimed the money back for the surgery from the other dogs o... See more

Company replied

Rated 5 out of 5 stars

Wow very quick and the email response was very quick almost instant, the gentleman I spoke to on the phone was helpful , informative and patient he understood how worried we were. The claim was s... See more

Company replied


Company details

  1. #15 of 31 best companies in Pet Insurance Company

Written by the company

Honest, simple, game-changing pet insurance. We're also majorly pet obsessed, which means we always put your furry friends first.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1k reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.5

All reviews

(1,005)

279 reviews in the last 12 months

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Rated 5 out of 5 stars

Helped with questions I had regarding…

Helped with questions I had regarding my claim. Communication via email was quick and easy to understand. Processed payment quickly once claim was settled.
Very happy.

23 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hey Graham,

Thanks so much for the lovely review! We're really glad we could help answer your questions and keep things clear and simple throughout. Quick, helpful communication and speedy payments are a big deal to us, so it’s great to hear we hit the mark.

The Frank Pet Insurance Team

Rated 1 out of 5 stars

Avoid Frank

Avoid Frank, our rescue cockapoo went to the vet for excessive thirst. She's always drank a lot since we rescued her 2.5 years ago but the last few weeks she has been gulping down and searching for water at every opportunity. Vet recommended a full blood test. All come back clear but next step was to scan her stomach and take a urine sample. Started the claim to recieve a phone call asking if it's right that she's always had excessive thirst and why ive waited 2.5 years before having her checked. I said she's always drank a lot in comparison to our other cockapoo but that she's been extremely thirsty the last few weeks prompting us to take her to the vet. I mentioned we're not sure if it's anxiety related as we moved house back in March and we're having works done or if there's something medical going on. Anyway recieved an email to say she's not covered because I said it could be behavioural and behaviour isn't covered even though the vet hasn't concluded this and wants to investigate further. My advice is ask for everything by email refuse to speak on the phone as they obviously grasp onto anything you say to avoid paying out. Immediately cancelled both my policies with them.

23 December 2025
Unprompted review
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Ms Barton,

Thank you for your review.

To clarify, decisions on claims are made based on the information provided, the veterinary evidence available at the time, and the terms of the policy. That said, if you feel our decision is incorrect, we do have a formal claims appeals process in place.

For transparency, all calls with our teams are recorded for training and quality purposes, and to ensure we have an accurate record of conversations.

Appeals can be requested by emailing our claims team at claims@frankpetinsurance.co.uk, who will be happy to explain the next steps.

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Praiseworthy

Highly recommended. Claims processed effectively and efficiently.

23 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Martin,

Thanks so much for the lovely feedback! We’re delighted to hear you had a fab experience with the claims journey. Making things straightforward and stress-free when you need us most is what we’re all about, so your recommendation really means a lot to us.

Warm Regards,
The Frank Pet Insurance Team

Rated 5 out of 5 stars

fab highly recommend

fab highly recommend

23 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Cindy,

We love hearing this, thank you! Knowing the claims journey felt smooth and positive really makes our day, especially when that’s the moment you need things to be simple and stress-free. Thanks so much for the recommendation, it means a lot to us and the team behind the scenes 🐾

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Easy to use

Very easy to get cover and to adjust terms of quote along the way in order to compare costs for different annual and aggregate limits of cover

23 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Richard,

Thanks so much for the great feedback! We’re really pleased to hear you found the process easy and that you could adjust the quote along the way to compare different cover options. We know every pet (and pet parent) is different, so making it simple to find the right balance of cover and cost is exactly what we aim for.

If you ever need a hand or have questions as you go, we’re always happy to help.

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Super quick response

18 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Jane,

Love to hear it! We’re all about keeping things fast and fuss-free, especially when your pet needs you most. Thanks for taking the time to share!

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Fast and easy claims process

Great communication throughout the whole process, thorough with the claim and kept me updated couldn’t ask for more

19 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Maria,

Thanks so much for the pawsome review! We're thrilled to hear the claims process was fast, easy, and that our team kept you in the loop every step of the way. We know how stressful it can be when your pet isn’t feeling their best, so making things simple and clear is always our goal.


All the best,
The Frank Pet Insurance Team

Rated 5 out of 5 stars

Frank Insurance - Highly rated

Frank Insurance - highly rated

The team have been excellent, I applaud their persistence in following my claim especially when the vet was not responding to them for some time
Really easy process , they literally did all the hard work - Thank you Frank !!

18 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thank you so much for your kind words and high rating! We're thrilled to hear that our team’s persistence and support made your claims experience smooth, even with a few vet hiccups along the way. At Frank, we believe no pet parent should have to chase paperwork, so we're always happy to handle the heavy lifting.

Thanks again for choosing Frank and give your furry friend a cuddle from us!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Fantastic customer service

Fortunately I haven’t had to claim on my insurance so I cannot comment on the claims process.
I recently however found a more competitive price with a multiple discount elsewhere and decided to change insurance. As a result I asked Frank to cancel my policy at the end of the month. I made a mistake with the dates to line up my new insurance and make sure my pet had continuity of cover, and Frank were able to assist with this to ensure my pet was covered the extra 10 days. I am so grateful to Frank for putting my pet first even in the process of leaving them for a different provider. Despite perhaps not being the cheapest I could find, Frank definitely prioritised my pet over business and I am so grateful for this.

15 December 2025
Unprompted review
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Anna,

Thank you so much for your thoughtful review. While we’re always a bit sad to see someone go, we’re genuinely grateful for your kind words and the chance we had to care for your pet.

It means the world to us that, even during your transition to a new provider, you felt supported and reassured. Helping you bridge that cover gap was the least we could do, your pet’s wellbeing will always come before anything else.

We wish you and your furry friend all the best on your next adventure. And remember, if you ever decide to come back, we’ll be here, honest, ready, and pet-obsessed as ever.

Take care,
The Frank Pet Insurance Team

Rated 5 out of 5 stars

Great value

The price and was able to do direct debit and also no percentage of claim to pay and just an excess

12 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Helen, thank you for your review and welcome to Frank! 🐾

Rated 5 out of 5 stars

Been very happy with the service so far…

Been very happy with the service so far with my current policy do had no hesitation including my new puppy

12 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Wendy,

Thank you so much for your lovely review! We're thrilled to hear you've been happy with your policy, it means the world to us that you'd trust Frank with your newest family member too.

Welcome to your new puppy, we can’t wait to be part of their journey (and mischief)! If you ever need anything or have questions along the way, we’re just an email away at info@frankpetinsurance.co.uk.

Thanks again for being part of the Frank family.

The Frank Pet Insurance Team.

Rated 1 out of 5 stars

Broken promises

I set this insurance up about a year ago, transferring from PetPlan because we were paying more for pet insurance than for our life insurance. I signed up in good faith, believing the promises on their website—claims of honesty, being “game‑changing,” and putting pets first. I couldn’t have been more wrong.
Without my knowledge, they made medication an optional extra—something no other provider does. Our vets were shocked when they heard. When my boy Oscar developed a tumour, they refused to cover a drug that could have saved his life. On top of that, every claim related to his illness was only partially paid, often barely half. The final insult came with his death: despite their website stating death was covered, they claimed it wasn’t in the contract.
Thanks to their empty promises, we’re facing a much harder Christmas—without Oscar in our lives.

My advice: run as fast as you can to any other provider.

11 December 2025
Unprompted review
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Tim,

Thank you for taking the time to leave a review. Your feedback is extremely important to us.

Firstly, I am very sorry to hear about your loss. Losing a much-loved pet is truly heartbreaking, and we completely understand how difficult this must be for you.

Our assessors review claims carefully using all the information provided by both you and your vet. As with all insurance policies, decisions are made in line with the terms and conditions, which are clearly explained during the quote journey.

If you believe that any aspect of the assessment was incorrect, please contact us at info@frankpetinsurance.co.uk. One of our agents will be happy to guide you through our appeals process, where you and your vet can submit additional information for reassessment.

Kind regards,
The Frank Pet Insurance Team

Rated 5 out of 5 stars

Very helpful and quick response to my…

Very helpful and quick response to my query

3 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Linda,

Thanks so much for your kind words! We're really glad to hear our team was able to help and respond quickly to your query. At Frank, we’re all about keeping things simple, clear, and pet-parent friendly.

If there’s anything else you need, we’re just an email away!

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Answer my e mail promptly

Answer my e mail promptly

10 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Karen,

Thanks for taking the time to leave a review! We're so glad to hear our team got back to you promptly, our team work super hard to make sure you are not waiting a long time for a reply.

If there's anything else we can help with, just give us a shout!

The Frank Pet Insurance Team

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Charli,

Thanks so much for your lovely review! We're thrilled to hear you found the quote process quick and easy, that’s exactly what we aim for. At Frank, we believe sorting pet insurance should be as simple and stress-free.

If you ever have any questions, we're always here to help.

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Stress free claim

Paid out with no hassle or red tape. Very stress free at at a time when it counts. Thank you Frank.

2 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Stephen,

Thank you for taking the time to share this. We're so glad we could take the stress out of your claim when it mattered most. No red tape, no runaround, just fast, straightforward support when you need it most. Our speedy claims turnaround is something we’re proud of, and it’s great to hear it made a difference for you.

The Frank Pet Insurance Team

Rated 5 out of 5 stars

The clam as very easy to complete and…

The claim that as easy to complete and quickly actioned.

2 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thanks so much for your kind words! We're thrilled to hear your claim was easy to complete and handled quickly, that's exactly the kind of smooth, stress-free experience we aim to deliver. Give your pet a scratch from us!

The Frank Pet Insurance Team

Rated 5 out of 5 stars

Responsive and sympathetic

Our dog needed emergency surgery (costing more than our cover) and Frank paid the claim in full and quickly. Thanks. Would highly recommend.

4 December 2025
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Reply from Frank Pet Insurance

Hi Jeb,

Thank you so much for your kind words and for sharing your experience. We're really glad we could be there for you during a difficult time and that the claims process was quick and straightforward.

We truly appreciate your recommendation, it means a lot to us.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

The claim process was clear and simple…

The claim process was clear and simple and each step of the claim was communicated. Frank team are helpful with any questions and my claim money was in my bank within 5 days:)

27 November 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Dear Helen,

Thank you for your lovely review. We're so pleased to hear that the claims process was clear and straightforward for you, and that our team was able to assist with any questions along the way.

It’s great to know your claim was settled swiftly, we aim to make things as smooth and stress-free as possible, especially when your pet’s wellbeing is the priority.

We truly appreciate your feedback and your trust in Frank.

Warm wishes,
The Frank Pet Insurance Team.

Rated 5 out of 5 stars

I’ve had pet insurance for many years…

I’ve had pet insurance for many years and have previously never had to make a claim. So when i came to making a claim I didn’t know what I had to do or timeframes. I found Frank to be really helpful, their site is easy to use and once you submit a claim they act on it straight away. I would thoroughly recommend them to anyone

4 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Dear Rebecca,

Thank you for taking the time to share your experience. We're truly pleased to hear that, when it came time to make your claim, you found our website easy to navigate and our team responsive and helpful.

We understand that making a claim can be unfamiliar territory, especially after many years without needing to do so, and we’re glad we could support you through the process.

Your recommendation means a great deal to us, and we're grateful for the trust you've placed in Frank.

Warm regards,
The Frank Pet Insurance Team.

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