Frank Pet Insurance Reviews 

1,004
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 328 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the support team for being exceptionally kind, highly professional, and wonderfully supportive during difficult times. People mention that submitting claims through the online system is straightforward, and the staff handles payouts rapidly and efficiently directly with vets. Some reviewers were not happy with partial payouts or denied claims regarding pre-existing conditions and specific health issues. Customers also noted that certain medications, such as take-home treatments, or specific types of coverage were completely excluded from their policies. Some people also felt that communication or payment processing could occasionally be slow or complicated.

What people talk about most

Claim

Users describe positive interactions with claim, noting that the online submission system is very easy to use... See more

Service

Customers consistently note positive experiences with service, describing it as stress-free, quick, and... See more

Response time

People report positive experiences with response times, highlighting prompt email replies and fast claim... See more

Payment

Consumers find payment experiences to be mixed, with stark contrasts in how claims are handled. Many... See more

Staff

Customers had positive experiences with staff, highlighting their professional, helpful, and caring approach... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Frank make submitting a claim simple. When you're worried and scared about the health of your beloved family dog, they handle your claim efficiently, liaising directly with the vet and paying our clai... See more

Company replied

Rated 5 out of 5 stars

I’m just about to start my second year with Frank pet insurance. I haven’t needed to call on their services but was happy with my original cover and price . I’ve recently revisited my second year wh... See more

Company replied

Rated 5 out of 5 stars

Very simple process when we unfortunately had to make a claim for our old dog who was attacked by another dog off its lead, they thereafter claimed the money back for the surgery from the other dogs o... See more

Company replied

Rated 5 out of 5 stars

Wow very quick and the email response was very quick almost instant, the gentleman I spoke to on the phone was helpful , informative and patient he understood how worried we were. The claim was s... See more

Company replied


Company details

  1. #15 of 31 best companies in Pet Insurance Company

Written by the company

Honest, simple, game-changing pet insurance. We're also majorly pet obsessed, which means we always put your furry friends first.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,004)

317 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Wonderful service

Wonderful service

30 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Julie,

Thanks so much for your lovely review. We’re thrilled to hear you had a wonderful experience with our claims process.

We know making a claim can feel stressful, so our team works hard to keep things clear, quick, and as straightforward as possible. We really appreciate you taking the time to share this.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

The cancellation was dealt with…

The cancellation was dealt with speedily and with respect at a very sad time

27 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Katherine,

Thank you for your kind words at such a difficult time. We’re very sorry for your loss, and we’re glad our team could handle the cancellation quickly and with the respect and care it deserved.

Wishing you all the best.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Claim accepted quickly and handled well

We had a good experience with Frank Pet Insurance. Elza’s claim was accepted and processed smoothly, and the communication was clear throughout. Thank you for handling the claim efficiently and arranging payment directly to the vet clinic.

30 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Kornel,

Thanks so much for your review. We’re really pleased to hear Elza’s claim was accepted quickly and handled smoothly, and that our communication was clear throughout. Our claims team work hard to deliver a speedy turnaround and make the process as straightforward as possible, so it’s great to know that came through in your experience. We’re also glad arranging payment directly to your vet clinic helped make things easier.

The Frank Pet Insurance Team.

Rated 1 out of 5 stars

I wouldn’t recommend this pet insurance…

I wouldn’t recommend this pet insurance as I was with them for 4.5 years with my giant Newfoundland and I paid nearly £100 a month I sadly lost my boy in march and this insurance was absolutely disgusting with how they dealt with the loss of my boy and policy , They wouldn’t cover atopy condition to full premium couldn’t go any higher if you have claim at anytime don’t pay for home visits don’t pay anything for cremation and pay percentage of purchase price but only go to £1000 anything over they take for themselfs . I think you need to have a look around read the small print , expensive policy , and customer care is below 0 theres is better insurance out there and that would treat you like a valid customer.

16 December 2025
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Lindsey,

Thank you for your review, your feedback is very important to us.
I’m truly sorry for your loss.

Frank is one of the few providers that allows mid-term policy adjustments, meaning you can increase your cover and add Boosters at any point during the policy term, not just at renewal. Any new conditions noted after the increase is submitted would then benefit from the additional cover.

Within the pet insurance industry, it is standard that cremation costs are not covered, and that a sliding scale applies to the purchase price of your pet, typically up to £1,000. While we understand this can never replace your beloved pet, we hope it may help with some of the costs incurred along the way.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Efficient Claims Service

Fast efficient claims service. Pre-questions answered promptly.

28 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Chris,

Thanks so much for your review. We’re really pleased to hear your questions were answered promptly and that you found our claims service fast and efficient. Our team work hard to keep things clear, responsive and straightforward from the first question through to the final outcome.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Easy to amend cover

Taking Sidney on Holiday and wanted to add the travel booster. So simple and easy! This is how insurance should be.

27 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi David,

Thanks so much for your review. We’re really pleased to hear adding the Travel Booster for Sidney was so simple and easy. You can amend your cover at any time through the portal, any time of day, so it’s great to know the process felt straightforward. We work hard to make managing your policy as easy as possible.
We hope you and Sidney have a lovely holiday!

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Quick to respond and keep you up to…

Quick to respond and keep you up to date. I was a bit unsure using an insurance company which only has an online portal but Frank has been brilliant and proves an online only insurance provider can work!

24 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Helena,

Thanks so much for your review. We’re really pleased to hear you found us quick to respond and that we kept you updated throughout. Our Customer Success Team work hard for quick response times and our portal can be accessed at any time for submitting a claim or any policy changes you may need.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Amazing service .

Amazing service .. info ... payout ect ... will be using again very shortly x

21 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Dean,

Thanks so much for your review.

We work hard to keep things clear, helpful and straightforward, so it’s great to know that came through in your experience. We’d be delighted to help again when you’re ready.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Dealt with swiftly

Dealt with swiftly. No hassle 👌

21 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Ryan, thank you for your feedback. Our hassle free claims process lets you sit back and relax while we do all the chasing for you. Once all information is received, we are currently settling claims within a few days.

Rated 5 out of 5 stars

Very easy to put a claim through and…

Very easy to put a claim through and track the progress of it

14 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Thank you for your review Sam, our claims process is very simple and we have a new tracker on the Customer Portal which tells you exactly at what stage your claim is.

Rated 5 out of 5 stars
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Thomas, thank you for your review. We are very proud of our efficient claims process. Once we receive all relevant information, we are currently assessing within a few days.

Rated 5 out of 5 stars

Just had another claim go through

Just had another claim go through with Frank. They dealt with it really well, keeping me informed along the way. Dealt with the vets directly.
All dealt with by really kind and professional people, thank you.

9 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Sharon,

Thanks so much for your review. We’re really pleased to hear your claim was handled so well and that you were kept informed throughout the process. It’s great to know our team could work directly with your vets and make everything feel straightforward, kind and professional from start to finish.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Frank has dealt with our claim quickly…

Frank has dealt with our claim quickly and efficiently

16 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Carol,

Thanks so much for your review. We’re really pleased to hear your claim was dealt with quickly and efficiently. Our team work hard to keep the claims process as smooth and straightforward as possible, so it’s great to know that came through in your experience.

The Frank Pet Insurance Team.

Rated 4 out of 5 stars

Very quick and helpful email service

Very quick and helpful email service, good policy at a very competitive price.

15 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Carole,

Thanks so much for your review. We’re really pleased to hear you found our customer success team quick and helpful, and that you felt your policy offered good cover at a competitive price. We work hard to keep things clear, responsive and good value, so it’s great to know that came through in your experience.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Quick and Easy

Easy to claim and prompt

20 March 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Dee,

Thanks so much for your review. We’re really pleased to hear you found the claims process quick and easy. Our team work hard to deliver a speedy claims turnaround, so it’s great to know that came through in your experience. We aim to keep everything as simple and straightforward as possible when you need to make a claim.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Fast reply

I just needed an answer to my question regarding my policy. I did think having to email my request it would be answered within 24 hours but I was pleasantly surprised when is was answered within an hour. Excellent

14 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Allison,

Thanks so much for your review. We’re really pleased to hear you got a fast reply and that your question was answered much sooner than expected. We work hard to provide clear, helpful support as quickly as possible, so it’s great to know that came through in your experience.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

I cant praise them enough

I cant praise them enough, walking us through the claim process, very helpful ,fast, freindly myself and wife are pensioners and not very good dealing with things like this ,

14 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi there,

Thanks so much for your lovely review. We’re really pleased to hear our team could walk you through the claims process and make everything feel helpful, friendly and straightforward. We know insurance can sometimes feel daunting, so it means a lot to know we were able to support both you and your wife and make things easier.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Easy quick turnaround of my claim

Easy quick turnaround of my claim

14 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Kevin,

Thanks so much for your review. We’re really pleased to hear your claim was handled quickly. Our team work hard to deliver a speedy turnaround, so it’s great to know that came through in your experience. We know how important it is to keep things simple and efficient when you need to make a claim.

The Frank Pet Insurance Team.

Rated 5 out of 5 stars

Extremely quick and efficient responses…

Extremely quick and efficient responses to emails and handling of our claim

2 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Rachel,

Thanks so much for your review. We’re really pleased to hear you found our email responses quick and efficient, and that your claim was handled smoothly. We know how important clear communication and a prompt claims experience are, so it’s great to know our team delivered for you.

The Frank Pet Insurance Team.

Rated 1 out of 5 stars

Wouldnt Pay full claim

Wouldnt pay out a large portion of vets bills when my cat had a seizure because she required sedation. Frank said the sedation was due to my cats demenour and not the treatement. Very poor.

9 April 2026
Frank Pet Insurance logo

Reply from Frank Pet Insurance

Hi Andrew,

Thank you for your review, your feedback is very important to us.
Your claim is assessed using the information provided by yourself and your vet.

If you feel the decision is incorrect, please contact our Claims Department via claims@frankpetinsurance.co.uk, they will be happy to help you with the appeals process.
This will give your vets the opportunity to provide further information that may not have been submitted in the first place.

The Frank Pet Insurance Team.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look