While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

This instapay and partner ria are the most terrible remitance center that has been approve by bank negara. We send 1700rm only nov 1 until today Nov 3 has not been send they said processing.... See more

Rated 5 out of 5 stars

Just a shout out to Sophie Rusu who handles my account...Sophie always answers her phone live when available which allows me to handle any issues or questions fast and efficiently. She's such a pleasu... See more

Rated 5 out of 5 stars

As an Amazon Store Owner, I can say that being able to scale your store is essential to your success. Sometimes that seems like an uphill battle because Amazon holds on to the store's payouts as rese... See more

Rated 1 out of 5 stars

Before the new portal I would’ve have given 5 stars. New portal is not user friendly, no way of knowing when you’re actually getting paid and no easy way to submit invoices that you took an advance fr... See more

Company details

  1. Non-bank financial service
  2. Alternative Financial Services
  3. Financial advisor
  4. Financial Institution

Information provided by various external sources

Single Flat Rate. No Hidden Fees. Non-Recourse. No Commitments. Try for FREE


Contact info

3.3

Average

TrustScore 3.5 out of 5

93 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

O&E Trucking Inc.

Hi. Everyone
My name is omar.
And I recently started a new journey in the very difficult trucking industry. I am an owner operator and I managed to book my own loads and and drive as well. It’s not very easy but I already got the hang of it . When I barely started my company a year ago. I was looking into many different factoring companies but after checking the reviews and doing a deep research I decided to go with Instapay flexible LLc. And I made the best decision ever. I believe that insta pay is the best factoring company out there for so many reasons. First because they are very straight forward and honest. They’re always there when you need them. They Offer the best rate for the loads and pay you rite away.
So far I have no bad things to say about Instapay flexible LLc other than my gratitude towards them for supporting me. They have a really good team of people that really take the time to answer your questions or concerns. I’m so pleased with Instapay. And I’m looking forward to continue working with them for a long time. I strongly recommend Instapay as your new factoring company. 👍

Best regards omar
O&E Trucking Inc

27 May 2020
Unprompted review
Rated 5 out of 5 stars

Great company that makes it easy.

I love the company. No minimum. No hidden fees. No complicated contract that forcefully binds you to them when you want to leave and no termination fee. I love this part because the last factoring company I was with tried to charge me $2500 because I didn't give them 30-day notice of cancellation so I ended up staying with them another year. Low rate for non-recourse even if you just have one truck. Most of the time you get your money the same day or always on the next day, depending if they can get ahold of your broker to clear the paperwork.

24 May 2020
Unprompted review
Rated 5 out of 5 stars

We started our company about 2 years ago...

We started our company about 2 years ago and InstaPay has been there since the very beginning addressing any questions I have had. We have been up and running from the start because of there fast payment processing and very easy-to-use form on their website.

21 May 2020
Unprompted review
Rated 5 out of 5 stars

InstaPay is an excellent company

InstaPay is an excellent company. We have been working with them for the past year and will continue. They are professional on what they do. We are grateful to have InstaPay as our factoring company.

18 May 2020
Unprompted review
Rated 5 out of 5 stars

INSTAPAY IS AMAZING!

Instapay was very good at taking care of me and making sure we got funding for our business during the pandemic season! George literally was on the phone for about 5 hours attempting to get this funding in place and making sure we paid off another lender!

Charisse was also amazing! Team did a great job and did work with me in my unique situation! My business was about to be put on hold/pause due to needing the funds to process the orders that are going bananas and in the middle of my account being paused and funds running out we were able to get it done!

Thank you so much team!

5 May 2020
Unprompted review
Rated 5 out of 5 stars

AWESOME!!!!!!

I’ve been with Instapay for a couple of months. Didn’t really know much about them, but I took a chance. InstaPay has been really good to me. I mostly receive my payment within a couple of hrs. The rep. Stephen S. Has given me his direct line of contact, any issues I have he takes care of it within a couple of minutes so I never deal with a middle person. Stephen calls often to check on his customers just to see if everything is smooth. I highly recommend Instapay if you’re looking for a factoring company .

21 April 2020
Unprompted review
Rated 5 out of 5 stars

This is by far THE BEST factoring…

This is by far THE BEST factoring company out there !!
Stephen and his crew went above and beyond to help us with the difficult situation we had with our previous company !
The customer service, support, and professionalism from each of them was TOP NOTCH !!!
We will be hanging out with this crew untill we retire !!!

10 April 2020
Unprompted review
Rated 5 out of 5 stars

I have never factored before Instapay I…

I have never factored before Instapay I tried it so far all works well. Had a chance to talk with a few staff members on different occasions all questions were answered and matter resolved. Thank you . Let continue to strength our business relationship

3 April 2020
Unprompted review
Rated 5 out of 5 stars

Excellent factoring service.

Gotta admit I was skeptical initially but I have had an excellent experience with InstaPay since I’ve started up in 2019. I’ve heard countless horror stories regarding other companies and had A million questions and scenarios. All were answered and I’ve had no issues with their service at all.

24 March 2020
Unprompted review
Rated 5 out of 5 stars

Instapay is there.

Instapay was there to help us when we first started our transportation company And through the ups and down with this business they had our backs and was willing to work with us. With stress and uncertainty of the economy due to COVID-19. Instapay still had our backs and is still willing to work with us to keep my business above water. WE LOVE INSTAPAY especially Charisse. She’s soo kind and helpful and will do whatever it takes to help their clients. Thanks to the Instapay team We appreciate you.

24 March 2020
Unprompted review
Rated 5 out of 5 stars

Are you shopping for a factoring…

Are you shopping for a factoring company. Do you want PEACEFUL MIND NO HEADACHES (NO STRINGS) AND FAST PAY THIS IS FREEDOM We Started in 2014 and shopped around until we found Insta-pay flexible we’ve been happy with them they got a great team Haley Stephen Girard Jamelle Endless Stars. From I Go Express Sincerely Irma and Oscar Garcia. .

👀👀👀
Watch out.. There was a factoring wanted us to sign over the house 🏠as a dog 🐕so they could factor us

4 March 2020
Unprompted review
Rated 5 out of 5 stars

factoring at its finest

I've been factoring with instapay for 4 years and must say. If there's a problem they will figure out how to fix it. Great people with a common goal, getting us paid. Haley, sophie and Stephen I appreciate your hardwork and patience because I can be a pain sometimes. Thanx for everything

27 February 2020
Unprompted review
Rated 5 out of 5 stars

Instapay is great!!

Instapay is great! Fast pay, easy to submit documents and fast communication turnaround.
They are also well known among the brokers and which is a plus.

12 February 2020
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look