Hastings Essential Reviews 109

TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

Worst car insurance company ever. They wrote off my car, with very minimal damage. Now they won’t give me a buyback price, or tell me under what category it has been written off. They want you to sign... See more

Company replied

Rated 1 out of 5 stars

Called at 11am to renew policy no problem with price so paid it on a different card they had on file Checked bank payment taken of 2 separate cards very poor customer service and told 2-5 days be... See more

Company replied

Rated 1 out of 5 stars

If zero stars were an option, I’d choose it. Customer service was very poor — I was asked the same questions multiple times, then ignored for hours, and later blamed for not replying quickly enough. D... See more

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Rated 3 out of 5 stars

My discovery got broken into but they failed to steal it and vandalised it. It got recovered and took straight to the salvage yard. I knew it would be right off. However I didn’t read the docs in f... See more

Company replied

Company details

  1. Money & Insurance

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Make great savings through your car insurance, home insurance and vehicle breakdown recovery. Get a quote from Hastings Essential now.


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1.3

Bad

TrustScore 1.5 out of 5

109 reviews

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Rated 5 out of 5 stars

YouDrive is a win-win

So far so good with my car insurance and YouDrive tab. I saved about £200 and I get to check how well I am driving, which is a win-win for me (not a young driver but I have kids in the car and want to model good habits).
I found it easy to purchase and set up.
I hope that i will receive more detailed driving feedback than just a score, and hope that my renewal quote is a lot lower next year 🙏

22 November 2023
Unprompted review
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Reply from Hastings Essential

Hi Elaine,

Thanks for your 5-star review!

Thanks for taking the time to send us your review. ~ Beth, Customer Care.

Rated 1 out of 5 stars

Had to cancel due to car being…

Had to cancel due to car being uneconomical to repair, rip off price for new car cover so had to go elsewhere so this bunch of robbers have charged me over £70.00 for just 20 days of cover. Excuses will be cancellation fee etc but they are totally geared up to rip off their existing customers by either charging extortionate fees for a different car knowing that you will shop elsewhere or charging a rip off cancellation fee. Avoid these greedy insurers.

8 November 2023
Unprompted review
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Reply from Hastings Essential

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy about your cancelled policy. To understand our charges, it’s important to note we don't charge your insurance per month. Instead, we charge you for the exact dates you were insured – so you don't pay any less or any more. The only additional charges are for any non-refundable fees (for example, the arrangement fee or any Direct Debit default fees) and a cancellation fee, when it applies. You’ll find a breakdown of the costs of your cancellation in your documents. If you’d like us to explain the costs in more detail, you can call us on 0333 321 9801 or find more ways to contact us at www.hastingsdirect.com/help. Thanks again ~ Jodie

Rated 1 out of 5 stars

Dishonest service

Dishonest service, cancelled my policy with no warning. Impossible to get hold of over the phone

1 November 2023
Unprompted review
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Reply from Hastings Essential

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy about your cancelled policy. We always let our customers know in advance why we need to cancel a policy. And the date we’ll cancel it from if the situation doesn’t change. We do apologise if you didn’t get an email or letter that told you about this. Please let us know if you’d like us to investigate what happened. You can call us on 0333 321 9801 or find more ways to contact us at www.hastingsdirect.com/help. Thanks again ~ Jodie

Rated 1 out of 5 stars

Hobbesian without law…

The company has a great lack of transparency in my personal opinion.
The are experts at reducing duty if candour to a fine art, that Hobbes would recognise.

Never ever expect a simple interaction.

Raising a complaint places your in a Orwellian play. With go to the FSO its not a issue to us. We are beyond regulated behaviour we navigates the hole in regulation and build our policy around this.

Welcome to the free market.

31 October 2023
Unprompted review
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Reply from Hastings Essential

Hello. Thanks for letting us know about this and we’ve looked into your complaint in detail. We’ve considered a lot of factors before making a final decision – and we’re sorry the outcome isn’t what you’d hoped for. The letter we sent you describes different options if you’d like to take this further. If you have any questions or would like to add anything to your complaint, please call our Complaints team on 0333 999 8904. Thanks again ~ Jodie

Rated 1 out of 5 stars

Money grabbers

My car insurance is due next month, and I am looking around for best price as I have been quoted (from the company I am currently with) renewal of over £700, that’s a large jump of way over £400 from last year’s charge. I know Insurance companies are robbing people majorly this year, and come up with false reasons, but when I got the cheapest quote from a well known comparison site, cheapest of £487.68 with Hastings Essential, I clicked ‘Go to provider’.............
As soon as I clicked onto your link, you shot it up to £548.29, trying to rob me of a further £60.61. Quote as Hastings Essential, click went to Hastings Direct, it is all Hastings, but never thought they would decide to pocket more money.
I therefore WILL NOT be insuring with Hastings.

22 October 2023
Unprompted review
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Reply from Hastings Essential

Hello,

Thanks for letting us know about this and we’re sorry you’re unhappy with the price of renewing your policy.

Just so you know:
• We base our price on the current details on the policy.
• With online quotes, your information is usually more up to date – this is often the reason for the more competitive price.
If you’d like to talk about this, please call our Renewals team on 0333 321 9790.

Thanks ~ Vicky

Rated 4 out of 5 stars

Good customer service

Completed online but couldn’t finish my insurance so I phoned them and spoke to Aqeel who was very pleasant and very helpful. Kevin Rumsey

6 October 2023
Unprompted review
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Reply from Hastings Essential

Hi,

Thanks for your 4-star review!

Thanks for taking the time to send us your review. ~ Beth, Customer Care.

Rated 1 out of 5 stars

What a dreadful company they have sent…

What a dreadful company they have sent me a renewal gone up from £118 to 142 went on go comparison site same policy same company Hastings £97 check before you renew

12 September 2023
Unprompted review
Hastings Essential logo

Reply from Hastings Essential

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy with the price of renewing your policy. Just so you know, we base our price on the current details on the policy. With online quotes, your information is usually more up to date – this is often the reason for the more competitive price. If you’d like to talk about this, please call our Renewals team on 0333 321 9790. Thanks again ~
Cat, Customer Care

Rated 1 out of 5 stars

AVOID - WORST CM SERV - COULD COST U THOUSANDS IN END

We all know customer service is terrible these days so expect that but I can honestly say Hastings is by far the worst company by a long shot. 6 months to fix car with not a single call or email in all that time after somebody hit it when parked. 8 different advisors have given a different answer each time to the question as to who has to disclose claim on future insurance quotes the named driver who parked car before it was hit, the main policyholder, no-one as claim not made on our insurance as it was parked..etc they all have a different answer and when I asked for an answer sent via email or writing so I wouldn't be liable if there were queries in future..I was told no so had to put in a formal complaint to try get it, despite an email saying they would call me to discuss ..still nothing. I have to wait 8 wks before I can go to ombudsman. Don't stay 2 years with them , if u do u will loose all your ncb as they won't accept an emailed ncb proof which is all most companies send these days themselves included ! So much more I could list that they refuse to deal with / or can't be bothered ..I have spent over 25 hours on hold to get nowhere over a period of months its a complete joke if you ever have a problem.

4 September 2023
Unprompted review
Hastings Essential logo

Reply from Hastings Essential

Hello Lindsey, we're sorry to hear this. Once the complaint has been raised, we will be in touch after 5 working days and have up to 8 weeks to resolve the complaint in line with the regulators guidelines. If you have not yet been contacted, you can reach our complaints team on 0333 999 8904, their phone line is open Monday to Friday 9am till 5pm. Thanks ~Jodie

Rated 1 out of 5 stars

Con Artists

Con Artists. My stepson got insurance on his first car with Hastings Essentials as they were the cheapest around. He had to have a black box which he fitted and then drove the car. He got excellent first ratings for his driving and then the next morning Hastings cancelled his insurance for no reason at all. When he contacted them they did not give any explanation why his insurance was cancelled and then told him he would have to wait 3-5 days for a refund, which now means he does not have the money to insure his car until he gets his refund from Hastings. I will be contacting the Insurance Ombudsman and ask them to look into this case as it seems like he is not the only one this has happen to you. WATCH OUT HASTINGS AS I WILL NOT GIVE UP ON THIS!!!!! They are a bunch of scammers. Also my own insurance is with Hastings and I can assure you it will not be renewed with them

29 August 2023
Unprompted review
Hastings Essential logo

Reply from Hastings Essential

Hello Brett, we're sorry you feel this way. We do state the terms and conditions of our polices, prior to purchase online, and we do send out communications to notify the policyholder if there is an issue with the policy.

You can raise a complaint here: https://www.hastingsdirect.com/about-us/customer-complaints.shtml. Once the complaint has been raised, we will be in touch after 5 working days and have up to 8 weeks to resolve the complaint in line with the regulators guidelines. ~ Jodie

Rated 1 out of 5 stars

The worst insurance company

The worst insurance company:
- I call to notify someone reared into my car (no claim made). Months after I find out it was logged as a claim and affected by No Claim Discount.
- It took 6 months to get money for another claim where I was not at fault. The driver admitted fault on the day while Hastings was on the phone, now they are saying this is being disputed and is not yet settled.
- Countless hours spent on the phone with them. Many advisors sound like they don't want to be there. Nobody is forcing you!

30 August 2023
Unprompted review
Hastings Essential logo

Reply from Hastings Essential

Hello Francesco, we're sorry to hear this. You can raise a complaint here: https://www.hastingsdirect.com/about-us/customer-complaints.shtml. Once the complaint has been raised, we will be in touch after 5 working days and have up to 8 weeks to resolve the complaint in line with the regulators guidelines. ~ Jodie

Rated 1 out of 5 stars

Absolutely terrible. I will never use them again.

My recent encounter with this company left me deeply dissatisfied and disheartened. The service I received was nothing short of terrible, and I can honestly say that I won't be using their services again in the future. If I had the option, I wouldn't even grant them a single star.

20 July 2023
Unprompted review
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Reply from Hastings Essential

Hello, I'm very sorry to read that you had such a poor experience. Please contact us via email if you need any help with your policy or need to discuss anything further. ~Theo

Rated 3 out of 5 stars

Informed Hastings I would not be…

Informed Hastings I would not be renewing my car insurance. Then received a call week later from them which they quoted me a lower price. I specifically said I would consider it but on the expiry day of the policy, received an email they simply went ahead and renewed without my agreement. Had to call them to cancel only to be told I did not inform Hastings not to renew, so to cancel would be subject to £20 cancellation charge. I would have been happy to take this on in a small claims court but several hours later, Hastings called me again to inform me they reconsidered my case and that they agreed to waive the cancellation on this occasion. Rating moved from 1* to 3* .

19 July 2023
Unprompted review
Hastings Essential logo

Reply from Hastings Essential

Hello, I'm sorry to read about your experience during the renewal period. It is good to see however that this ended fairly amicably. Thank you for having been insured with us and I hope that you have since been able to find suitable cover for your vehicle. ~Theo

Rated 5 out of 5 stars

Afoma has a great customer service

The lady who dealt with insurance was Afoma, has a excellent customer service . She gave me a good rate. Very polite ,

13 July 2023
Unprompted review
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Reply from Hastings Essential

Hi Narmada,

Thanks for your 5 star review!

We're so pleased to hear that your insurance was dealt with brilliantly by our agent Afoma. I'm glad to hear that we were able to offer you a more competitive price. I'm pleased that you enjoyed our service, we do appreciate your kind words.

Thanks for taking the time to send us your review. ~ Tamera

Rated 1 out of 5 stars

Absolute amateurs

Absolute amateurs . Shocking customer service . Broke my IPad , made a claim , wanted me to send to some company . The iPad contains personal information plus banking details , passwords etc . GDPR must be being broken left right and centre

10 June 2023
Unprompted review
Rated 1 out of 5 stars

LIE AFTER LIE PLUS DELAY AFTER DELAY WHEN I CLAIMED

Please read this to the end so you too don't become a good laugh for Hastings Essential. I had a car accident in March (my fault) and logged a claim. Everything was logged correctly yet March went, April went and finally at the end of may I got an appointment for someone to assess the damage. They advised against driving the vehicle so I left it with them and asked for a hire vehicle to which their laughable reply was 'there is a global shortage of hire vehicles'. I stated I could get one from Enterprise or Thrifty delivered within one hour but they said they wouldn't cover the cost if I got one myself. So basically I had paid upfront when I took out my policy for a hire car but wouldn't be given one because the perfect useless lie was in place and it would save them an absolute fortune by not providing unfortunate mugs with vehicles they had paid for. Even one of the phone operatives went quiet when I said 'you know its not true about hire vehicles'. PLEASE DON'T GO CHEAP, its ok until you have an accident but then you regret it just like I have.

2 June 2023
Unprompted review
Rated 5 out of 5 stars

I’ve been with hasting essential car…

I’ve been with hasting essential car insurance since 2021 this is my 3rd renewal. I couldn’t be more happier they are always willing to help, so polite and excellent customer service. I’ve never had any issues hence why I stick with them.

12 May 2023
Unprompted review
Rated 1 out of 5 stars

Home insurance claims are outsourced so…

Home insurance claims are outsourced so don't expect any help at all from Hastings. I phoned and played roulette with my keypad before being peremptorily being disconnected!

The Hastings Home insurance isn't with Hastings it is with Lloyds Bank. In turn Lloyds use a claims handler which is part of the Davies Group. ( see their reviews!)

Don't expect a quick response. After phoning to report a loss ( a hearing aid) it took 2 days for them to ask me send various proofs of loss etc ( I expected to have to do this) . I emailed the info the following day. I then phoned them the following day and were told it would take 4 days for their Admin team to "append my email to my records" and only then could they give me the go-ahead to buy a replacement hearing aid.

I asked to speak to a supervisor. It would take up to 2 days for a manager to (perhaps) ring me back ( I'm still waiting).

I found an email address for "Customercare" - still waiting for a response.

Not sure when or if I will be able to get my reimbursement ( about £1000) for buying the replacement aid.

The Hasting quote is priced for inconvenience and not service. I shall go elsewhere upon renewal.

17 April 2023
Unprompted review
Rated 1 out of 5 stars

The most stupid thing about Hastings…

The most stupid thing about Hastings Insurance is their on-line account management system designed no doubt by a complete nincompoop. So if you have two policies with the same email address one policy will be fine to manage on-line but the other will be locked out and cannot be managed. I have to wonder what fool designed that bit of technology for them - It does not work so change it. This affects the customer so badly that I am cancelling two policies with them.

1 March 2023
Unprompted review
Rated 1 out of 5 stars

Where to start

Where to start. Well took my deposit straight away. Told me to download the app, sorted. Then couple weeks after sent an email stating they need more info. Said to wait for further email stating what info they needed, thought fare enough so waited. O then waited some more, then waited further. Finally thought il just get in contact with them. Rang, number not connected, rang again, number not connected. Continued for next few days with same outcome. No other way to contact as hastings general dont opperate hastings essential. Well that is until they just decide to cancel on you. Then hasting get involved. Took my deposit, then took my monthly installment on the 6th of the month. Then decided cancel my insurance on the 7th charging me a cancellation fee in the process without me even knowing it. To further the blow they didnt contact me until the 8th to let me no i wasnt insured. What a company well done. Not only have you extorted your customer but also made them break the law due to me not realising i had no insurance.
Absolute shambles pathetic and extortion to the fulliest level

8 March 2023
Unprompted review

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