Healthy Pets Insurance Reviews 

3,657
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 420 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the exceptional value, competitive rates, and reliable coverage. Customers consistently praise the friendly, helpful staff who make setting up new policies, managing queries, and completing transactions completely smooth. People deeply appreciate the clear options and the user-friendly website that makes comparing different coverage levels remarkably straightforward. However, some people mentioned that annual renewal prices increased significantly over time, expressing disappointment over a complete lack of loyalty rewards. Consumers also noted unexpected policy caps, strict plan restrictions, and occasional frustration regarding poor communication or unhelpful customer support teams.

What people talk about most

Price

Customers had ambiguous experiences with price, often noting very competitive initial quotes and reasonable... See more

User experience

Reviewers highlight positive aspects of user experience, consistently noting that the website and application... See more

Value for money

Customers consistently note positive experiences with value for money, highlighting sensible prices and... See more

Customer service

Consumers find customer service to be positive, highlighting helpful and pleasant staff who explain policies... See more

Service

Reviewers express mixed feelings about the service, noting both positive and negative experiences. While some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Have been with Healthy Pets many times over the years. Have always found them up there with the most competitive quotes for the cover provided. I do move away every year or two as with all insurance c... See more

Company replied

Rated 5 out of 5 stars

My pet has been insured with Healthy Pets since 2021. As a rescue from Crete with mixed heritage she has enjoyed a fairly untroubled intoduction to the UK. Apart from a disgnosis of Giardia in her... See more

Company replied

Rated 4 out of 5 stars

Good service. Their cat insurance policy prices are presently cheaper than many other insurers at the moment. Their customer services are easy to get hold of if I have any queries. They process clai... See more

Company replied

Rated 5 out of 5 stars

I received my new quote for my cats health insurance, but found it had increased. I phoned to query this & spoke to a really helpful member of staff. She explained why it had gone up & between us we s... See more

Company replied


Company details

  1. #166 of 227 best companies in Insurance agency
  2. #200 of 258 best companies in Pet shop

Written by the company

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4k reviews

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4.5

All reviews

(3,657)

388 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to navigate the website and obtain…

Easy to navigate the website and obtain a quote for cover.Very competitive and having used them previously very happy to sign Nova up..

20 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for taking the time to share your review!

We’re thrilled to hear that you found our website easy to navigate and that we could offer you such a competitive quote. It means the world to us that you had a great experience with us previously and chose to trust us again to cover Nova!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars

Very easy & straightforward

Very easy & straightforward

20 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your review!

We’re delighted to hear that you found the whole process so very easy and straightforward.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 1 out of 5 stars

I've complained to the FOS about them…

I've complained to the FOS about them imposing a loyalty penalty on renewing customers.

16 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for reaching out and sharing your concerns regarding your renewal price.

We understand how frustrating this can be and would like to assure you that we are committed to providing fair and competitive pricing to all our customers.

Your feedback has been logged as a complaint and is currently under review.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Really easy to do and a great price.

Really easy to do and a great price.

20 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your great 5 star review! We're delighted to hear that you found the process easy and that you were happy with the price. We really appreciate your feedback and are pleased to have been able to provide a simple and convenient experience.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your 5 star review and feedback! We're delighted to hear that you found our price to be reasonable. We really appreciate your feedback and are pleased we could offer you good value.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Healthy Pets

Rated 5 out of 5 stars

Lauren

Your member of staff, Lauren, was very helpful and polite and helped me out no end

15 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your feedback.

We are absolutely delighted to hear that Lauren was so helpful, polite, and went above and beyond to support you.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars

Quick and effective and easy to view…

Quick and effective and easy to view quotation.
Great price.

8 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your feedback.

We are delighted to hear that you found our quotation process quick, effective, and easy to view, and that you are pleased with the price.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your feedback.

We are absolutely delighted to hear that you found our adviser so helpful and friendly.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars

Opening the policy was straightforward…

Opening the policy was straightforward and details emailed through immediately premium competitive
Other than that I cannot comment Hopefully I will never have to claim but if I did then I trust they would be equally as efficient.

14 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for taking the time to share your feedback with us!

We are delighted to hear that you found opening your policy straightforward, received your documents immediately, and secured a competitive premium.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Healthy Pets

Rated 5 out of 5 stars

Couldn’t have been better

Hadn’t heard of this company before and worried I may regret going for one of the cheaper options rather than a well known brand. Our cat got extremely sick and had to undergo various tests and scans and had lots of treatment and amazingly recovered after being on deaths door. Healthy Pets were amazing. All claims were made quickly and without any push back. Really pleasantly surprised and gave us one less thing to worry about during a very stressful time. Thank you!

14 July 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for sharing such a wonderful review.

We're so pleased to hear that Healthy Pets was able to support you and your cat during such a difficult and worrying time.

It’s fantastic to hear that your cat made a recovery and that the claims process was quick and straightforward, helping to take away some of the stress when you needed it most.

We really appreciate your kind words and are grateful that you chose Healthy Pets to help protect your pet.

Thank you again for your feedback, and we wish your cat continued good health.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out!

Kind regards,
Laura @ Healthy Pets

Rated 5 out of 5 stars

Efficiency

Efficiency, empathy and realistic costs with cover

10 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We’re pleased to hear that you had a positive experience and that the support provided, along with the cover available, met your expectations. We always aim to offer a helpful service and options that suit our customers’ individual needs.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards,
Karl @ Healthy Pets

Rated 4 out of 5 stars

The customer service person was great

The customer service person was great, however it’s a bit frustrating that you have to revert to new insurance every year to get the best deal.

13 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We’re pleased to hear that you received great support from our team member. We appreciate your feedback regarding the renewal process and understand the importance of providing our customers with clear and competitive options each year.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards,
Karl @ Healthy Pets

Rated 5 out of 5 stars

Everything was excellent.

Everything was excellent.

9 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We’re delighted to hear that you had such a positive experience with your insurance. Providing a smooth and reliable service for our customers is something we always strive to achieve.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards,
Karl @ Healthy Pets

Rated 4 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thanks for taking the time to leave your review and feedback with ourselves! We're pleased to hear you found the policy good value!

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Healthy Pets

Rated 5 out of 5 stars

Very easy to arrange

Very easy to arrange, affordable and good cover

13 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thanks for your 5 star review and feedback! It's great to hear you found our policy affordable and easy to arrange!

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Healthy Pets

Rated 5 out of 5 stars

Easy to contact

Easy to contact. Knowledgeable and helpful advisors.
Quick to respond.

13 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review. We're delighted to hear that you found our team easy to contact and that our advisors were knowledgeable, helpful, and quick to respond. We really appreciate your kind feedback.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out to the team, who will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 4 out of 5 stars

Contact staff very friendly

Contact staff very friendly, service and price.

7 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review. We're delighted to hear that you found our staff friendly and that you were happy with the service and price provided. We appreciate your feedback and are pleased that we could offer a positive experience.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out to the team, who will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 1 out of 5 stars

Renewal was easy however i had to…

Renewal was easy however i had to cancel my original policy to start a new one because of the rediculous renewal cost of my original policy

Crazy that loyalty is nor rewared chasing new customers.

Absolutely bonkers system

13 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thanks for taking to leave a review. We really appreciate you being part of our community and understand that renewal pricing can sometimes come as a surprise.

Our renewal premiums reflect the ongoing care your pet has received, including any signs or symptoms noted in their clinical history, as well as their age and the rising cost of veterinary treatment — which has increased significantly over the past year. These factors help us ensure your pet continues to be covered without any gaps, especially for conditions that may have developed during their time with us.

That said, we’re always happy to explore your options. If you’d like, we can provide a quote for a new policy, which includes a 20% introductory discount. Just keep in mind that new policies come with waiting periods and won’t cover any pre-existing conditions — even if no treatment has been needed yet. Please check that your pet has no signs or symptoms that you may need to claim for in the future before breaking cover to take a cheaper new business policy with the discount.

We’re here to help you make the best choice for your pet’s health and your peace of mind. Please don’t hesitate to get in touch — we’d love to support you further.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Healthy Pets were very sympathetic when…

Healthy Pets were very sympathetic when I had to have my much loved cat put down. They were upfront from the outset about what they could and couldn't cover, and my claim was settled as quickly as possible with the minimum of delays. I very much appreciated the sensitivity with which they handled my case.

10 July 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We're truly sorry to hear about the loss of your much loved cat. We're grateful that you shared your experience and are pleased to hear that our team provided the understanding, sensitivity and support you needed during such a difficult time. It's also good to know that your claim was handled as quickly and smoothly as possible.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

Rated 5 out of 5 stars

so easy to use price is good and we…

so easy to use price is good and we have used them for more than 10years

6 July 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear that you find our service easy to use and our prices competitive. We truly appreciate your loyalty and are grateful that you have been with us for over 10 years.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Healthy Pets

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