Herts Insurance Consultants Reviews 

127
TrustScore 1 out of 5

1.2

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Rated 1 out of 5 stars

The sold me the wrong car insurance because they think my car had (SORN on it, but it was taxed and had a MOT till December 2026. Idk for a insurance to cover it while until December 2026 and they g... See more

Rated 1 out of 5 stars

These brokers,best quote , given that Stirling underwriter would not renew my existing cover(£1650), was one for £5000. A simple search via Compare the Market .com disclosed multiple quotes startin... See more

Rated 2 out of 5 stars

Impenetrable MYHIC website- can't find cover details or insurance certificate. No hard copies in the post at all for this insurance. No renewal invitation received by post or email. Email received to... See more

Rated 1 out of 5 stars

They were the cheapest for my sons provisional insurance, 11 days later just cancelled saying they had errors when quoting! Then sent they sent letter (Never got) yet they now took over £30 off him! u... See more

Company details

  1. Insurance agency
  2. Car and Motor Insurance Agency
  3. Insurance broker
  4. Insurance company

Information provided by various external sources

HIC Insurance has been helping people find specialist car insurance policies for over 25 years. What ever you drive, we have great value cover to suit you.


Contact info

1.2

Bad

TrustScore 1 out of 5

127 reviews

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1.2

All reviews

(127)

9 reviews in the last 12 months

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Rated 1 out of 5 stars

Absolute robbing swines

Absolute robbing swines, I have had learner insurance for less than 4 weeks with this absolute disgrace of a company. They were reluctant to answer my questions on the first call. However with it being cheap we decided to take the plan. I passed my test and then now they are demanding £241 cancellation fee. Absolute robbing. Would not recommend this company to anyone. They have a bad attitude and are not professional.

4 April 2024
Unprompted review
Rated 1 out of 5 stars

Two company names for one company under different comparrison sites

This company seem to be trading under at least two names and using different names for each popular quote comparison broker web site.
Initially, they provided a quotation which I accepted and they took the money. They then came back to me telling me I had undeclared accidents.
I had declared two accidents initially, the first of which having been cleared after I had the decision changed to bothe party responsibility.
As such, I told them that given the circumstances, their quote was invalid and I wanted to go back to the marketplace.
They refunded the installment but kept £28 as insurance for the one day it took to discover the first penalty.
In a further search, I was careful to note my previous two claims and in this process, the answer sheet only required listings under three years old. As such, my first claim was not required and a quote came up under their other name which seemed reasonable and I accepted it only to be told I had a undisclosed accident following collection of their first installment.
At this point, I realised that both companies were the same company and this was their little trick to extort money from would be customers. For me, a broker should be honest and helpful. This company have proven to be less than honest and helpful only to their own benefit. They may have honest intentions but tricks like this and using accusation rather than sorting out issues does not demonstrate good customer relations. I will however keep the insurance as I am far too busy to fuss over this kind of trollism but I will not use these comparrison sites again as the business is loose to say the least. Update - They cancelled my policy after I posted this - the Good news is that I got my insurance cheaper after these rogues charged me over £200 for interim cover.

9 February 2024
Unprompted review
Rated 1 out of 5 stars

I have been fraudulently charged for…

I have been fraudulently charged for some insurance I never had. This has happened for the fourth time. The police got involved the first time and whoever had taken out the insurance was taken to court. Since then it has happened again a last year, the police got involved again, and today they have taken £731 off my credit card. I dont know how they got my credit card details. This company is perhaps accidentally taking money which they then give back but meanwhile you are paying for premium rates on their phone. I am reporting them. GIVE ME MY MONEY BACK

12 January 2024
Unprompted review
Rated 1 out of 5 stars

DAY LIGHT ROBBERY

Don’t be tempted by low price insurance.
Daughter decided to sell her car after just 3 months, pursues to cancel her insurance to be told that we have to pay an admin fee, early repayment figure and dd costs amongst lots of other fees totalling to £197! I’m sorry but WHAT?!
We have never missed a dd payment, never been in arrears yet being penalised for cancelling SOMETHING THAT WE NO LONGER NEED! I’ve never experienced such day light robbery!
Actual robbers from the community and lure you in with cheap prices.
Please don’t use this company!!! Go with a reputable insurer that are well known otherwise you too will be conned in to paying for something you don’t actually need or have.
What an easy way to make money!

2 October 2023
Unprompted review
Rated 3 out of 5 stars

Another appalling treatment from…

Another appalling treatment from Herts/Sterling Insurance.
They cancelled my policy after renewing it, taking my money and giving me the excuse ‘underwriters instructions’. I used them because they claim to specialise in UK insurance for EU residents which is exactly the real reason for the cancellation.

Thankyou Brexit!
Will I get my money back? Your guess as as good as mine.
Use companies you can trust.

Since the above, Chris from Sterling has managed to correct the issue and we now have insurance.
Thanks Chris, ‘sterling job’.

28 September 2023
Unprompted review
Rated 1 out of 5 stars

Nice little scam they've got!

Took out car insurance but ended up having a further £40 taken out my account. Apparently I didn't declare a speeding ticket which was totally wrong! I screen printed the original quote but they wouldn't accept this. A horrible company with 0% ethics and best avoided.

23 August 2023
Unprompted review
Rated 1 out of 5 stars

Add the exorbitant call costs to the price of the premium.

Just renewed cover after daughter passed her test. Passed from one person to the other and put on hold for ages. Everyone repeating the same mantra. Eventually got it sorted. Then a little later got a warning about my phone package price cap. Just investigated and have been charged nearly £17 for the privilege of renewing the policy. Robbing gits. No mention of the stealth charge.

24 July 2023
Unprompted review
Rated 1 out of 5 stars

AVOID LIKE THE PLAGUE

Sorted car insurance with this hopeless company, paid a year upfront, after a few months added my wife as an additional driver. Once insurance was paid in full (which was immediate) got no end of requests from them for one document or another, they really didn't seem to know what they were doing. Have just now received a weeks notification from them that they are cancelling policy and I have no means for a refund??.. I paid nearly £1000 upfront then additional payments to add my wife and they have just cancelled policy and kept all our money. Absolutely pointless trying to get through either via email/phone. Just complete scam artists. Pathetic joke. Glad to say that my wife and I have gone with a much more professional company who know what they are doing.

10 July 2023
Unprompted review
Rated 1 out of 5 stars

I'm only giving one star to let the…

I'm only giving one star to let the good old VW folk know not to use these robbing scum!

Whilst on hold trying to cancel my insurance on the day of renewal, I know my fault.
But whilst I was on hold the automated message was telling me that the friendly folk at Just Kampers would find me the best deal

£ 500 renewal but last week when I did my own quote it was £ 300

Anyway long story short £80 to cancel after questioning why my renewal was 500 when their friendly team are suppose to find me the best deal 500, 500

Anywho Post Office insurance done better than half, cheers dudes

1 July 2022
Unprompted review
Rated 1 out of 5 stars

Issued a policy on a car that was sold…

Issued a policy on a car that was sold !!
CAR INSURANCE POLICY REF = 4682580M007918

February 22, 2022, 11:25:01 PM GMT
=============================
Clearly emailed them that the insured car had been SOLD and was no longer with me and hence insurance policy was to be CANCELLED

Fri May 20, 2022 12:22am (early morning)
================================
Received an email saying the policy will be AUTO RENEWED

Fri May 20, 2022 930am GMT
========================
I called up their help line and told them the car is sold, a permanent license obtained and hence nothing should be renewed. They said OK OK. They said that they will refund the direct debit in 3/4 working days.

Fri May 20,2022 9:58AM
===================
Receive an email saying your car insurance "HAS BEEN RENEWED" .
Just after my call with them.
This is really strange

Fri May 20,2022 10:00am
====================
Receive details of the insurance policy.

Really strange- how can a company issue an insurance policy when the holder has clearly intimated that the CAR HAS BEEN SOLD.

Very disappointing.

Sunday May 22, 2022 - Just noticed that instead of refunding / reversing the earlier charge of £ 307.76 they have again debited the £307.76 to my credit card !!! So for a policy that was cancelled in Feb this company has renewed it TWICE in May 2022 when the car is not even with me !!!

HERTS INSURANCE is now STERLING CAR insurance.

22 May 2022
Unprompted review
Rated 1 out of 5 stars

DO NOT GO THERE

I fund this outfit on go compare. I thought I was looking at the policy details but by mistake I went to the DD page not knowing I had filled in my credit card details. They swooped in took£55.00 out of my account. I called them within 10 minutes explained the mistake. They charged by £26.20 to cancel the policy and for one days insurance. DO NOT GO NEAR THIS LOT. David Flux and his wife make £12 million a year according to companies house. I am on Disability payments, the £26m they kept means I cannot pay my gas bill this week. Really caring outfit - not

15 November 2021
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible! I cancelled my insurance within the 2 week cooling off period by email. I cancelled the direct debit with my bank. This company too £147 out of my bank with no authorisation!!

6 November 2021
Unprompted review
Rated 1 out of 5 stars

ALSO GO UNDER ONE CALL INSURANCE

ALSO GO UNDER ONE CALL INSURANCE, THEY HAVE NO PHONE NUMBERS AND PERMANENT SEND TEXTS SAYING THE POLICY WILL BE CANCELLED AS YOU HAVENT PAID DESPITE PROOF FROM BANKS. CALL CENTRE BASED IN INDIA SO GET NO SENSE FROM LIVE CHAT AFTER WAITING HOURS AND HOURS BECAUSE I WAS NO 345 in the QUEUE!!
untrustworthy
DO NOT USE THIS COMPANY

23 June 2021
Unprompted review
Rated 5 out of 5 stars

Second to none.

Was about to leave the house to collect my new car when I suddenly realised I hadn't informed the insurance company of my change of vehicle. Called at 15.15. My insurance details were changed , new car insured and ready to drive away by the time I reached the dealership at 17.00. Excellent service. That's why I have been with HIC for 9 years.

9 March 2021
Unprompted review
Rated 5 out of 5 stars

Molly at HIC customer services was…

Molly at HIC customer services was amazing start to finish she went above and beyond. Not only professional and knowledgeable but warm and friendly! Definitely made a change to usual call centre experiences. Thank you Molly! X

23 February 2021
Unprompted review

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