The insurance policy is flexible and competitively priced. Lost a star because: - It is not at all clear how to add Employers Liability insurance - You have to add Public Liability before you get an... See more
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We have a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 60,000 homes in the UK. We also provide extensive business insurance, finely tailored to the needs of over 300,000 SMEs, professionals and consultants in the UK. We design profession-specific policies, that you can tailor to suit your business.
United Kingdom
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It was simple, easy and there was full guidance in order to obtain the right quotation.

Reply from Hiscox
Great web site, clear and helpful information and competitive pricing, all backed up by great professional and helpful office team!

Reply from Hiscox
Hiscox voided my business insurance policy and confirmed a premium refund of £866.43 on 12th December 2025.
I provided bank account details on 15th December - well before the Christmas break.
It is now 7th January 2026. 23 days later, I still don't have my money.
I have sent multiple emails requesting updates. The underwriter has responded THREE times with essentially the same copy-paste response: "I've asked [department name] for an update."
No payment reference number. No timeline. No transparency. No accountability.
Just vague promises that someone, somewhere, is supposedly looking into it.
This is MY money. Money I paid them in good faith for insurance cover. They voided the policy, so I'm entitled to it back immediately.
Instead, I'm being fobbed off with corporate non-responses while they sit on my funds.
The lack of basic customer service is staggering. If this is how Hiscox treats customers when they OWE you money, I dread to think how they handle actual claims.
Avoid Hiscox. They are happy to take your money but appalling at giving it back.

Reply from Hiscox
I took out insurance with Hiscox after becoming self employed and so far my experience has been very good. I had to make a claim for damage to my equipment and the team were friendly and professional to deal with.

Reply from Hiscox
Would recommend. Professional and customer friendly to deal with and easy on-line process.

Reply from Hiscox

Reply from Hiscox
Very easy to use the website and get a quote

Reply from Hiscox
Very simple application very good website design prompt service facilitate my needs perfectly

Reply from Hiscox
Nice, easy, quick and dead simple process. More the. Halved my insurance premium which is an added bonus. Happy

Reply from Hiscox
Straightforward to get a quote which was very competetive

Reply from Hiscox
A really simple process from start to finish. And realistic pricing for a startup business.

Reply from Hiscox
simple and easy website to navigate and very competitive & comprehensive cover offered

Reply from Hiscox

Reply from Hiscox
Reliable, easy, affordable for small businesses like myself!

Reply from Hiscox
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