Hiscox Reviews 

1,727
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 228 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the simple online platform, noting that it is very straightforward to navigate quotes, understand policy details, and purchase coverage without any complications. Many consumers point out that the overall pricing is exceptionally competitive, providing wonderful financial value and helping them significantly reduce their regular business insurance expenses. However, some people mentioned facing significant difficulties, complicated procedures, and frustrating delays when attempting to file or resolve business claims. Reviewers encountered unexpected obstacles with slow communication and protracted investigations, leaving them dissatisfied with how certain challenging insurance claims were handled.

What people talk about most

User experience

People report positive experiences with user experience, highlighting that the platform is extremely easy to... See more

Service

Customers had positive experiences with service, often highlighting how easy and straightforward the entire... See more

Website

Clients share positive opinions on website, highlighting a fast and straightforward online quote builder that... See more

Price

Users describe positive satisfaction with price, highlighting great value and competitive quotes for their... See more

Claim

Consumers find claim to be ambiguous, reflecting a complex mix of experiences when trying to secure payouts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The insurance policy is flexible and competitively priced. Lost a star because: - It is not at all clear how to add Employers Liability insurance - You have to add Public Liability before you get an... See more

Company replied

Rated 5 out of 5 stars

Just spoken to a real human at Hiscox, who enabled me to change my cover, optimise the costs and was really friendly and helpful to boot. No endless AI Chat-bots No Automated Phone Hell (key in you... See more

Company replied

Rated 5 out of 5 stars

Quotes are competitive priced with Hiscox, but in particular, I was speaking with one support rep who's name is 'Jake Giordano', I hope I've spelled that correctly. His customer support skills we... See more

Company replied

Rated 5 out of 5 stars

I find using the internet can be tricky and there were one or two moments I thought I might have got something wrong. I therefore phoned them and spoke to a charming lady who checked everything for m... See more

Company replied


Company details

  1. #200 of 227 best companies in Insurance agency

Information provided by various external sources

We have a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 60,000 homes in the UK. We also provide extensive business insurance, finely tailored to the needs of over 300,000 SMEs, professionals and consultants in the UK. We design profession-specific policies, that you can tailor to suit your business.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2k reviews

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4.3

All reviews

(1,727)

225 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple , Easy & Helpful

It was simple, easy and there was full guidance in order to obtain the right quotation.

9 January 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your constructive review. Quickly and accurately servicing our customers is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Great web site

Great web site, clear and helpful information and competitive pricing, all backed up by great professional and helpful office team!

9 January 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

It is great to hear that our service team delivered according to your expectations. Quickly and accurately servicing our customers is one of our goals. Thank you so much for taking the time to share your positive experience with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Title 23 Days Waiting for My Own Money Back - Appalling Service

Hiscox voided my business insurance policy and confirmed a premium refund of £866.43 on 12th December 2025.

I provided bank account details on 15th December - well before the Christmas break.

It is now 7th January 2026. 23 days later, I still don't have my money.

I have sent multiple emails requesting updates. The underwriter has responded THREE times with essentially the same copy-paste response: "I've asked [department name] for an update."

No payment reference number. No timeline. No transparency. No accountability.

Just vague promises that someone, somewhere, is supposedly looking into it.

This is MY money. Money I paid them in good faith for insurance cover. They voided the policy, so I'm entitled to it back immediately.

Instead, I'm being fobbed off with corporate non-responses while they sit on my funds.

The lack of basic customer service is staggering. If this is how Hiscox treats customers when they OWE you money, I dread to think how they handle actual claims.

Avoid Hiscox. They are happy to take your money but appalling at giving it back.

7 January 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Customer,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Insurance for sole trader

I took out insurance with Hiscox after becoming self employed and so far my experience has been very good. I had to make a claim for damage to my equipment and the team were friendly and professional to deal with.

18 December 2025
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Laura,

It is great to hear that our service team delivered according to your expectations. Quickly and accurately servicing our customers is one of our goals. Thank you so much for taking the time to share your positive experience with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Would recommend

Would recommend. Professional and customer friendly to deal with and easy on-line process.

23 June 2025
Hiscox logo

Reply from Hiscox

Dear Mark,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

great

great - very easy

2 January 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. We are glad to receive your positive feedback.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Easy to use site

Easy to use site, fully explained, compliant in minutes - great.

2 January 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Very easy to use the website and get a…

Very easy to use the website and get a quote

2 January 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Lesley,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Straight forward no nonsense.

Straight forward no nonsense.

19 December 2025
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your constructive review. Quickly and accurately servicing our customers is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Very simple application very good…

Very simple application very good website design prompt service facilitate my needs perfectly

17 December 2025
Hiscox logo

Reply from Hiscox

Dear David,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Nice

Nice, easy, quick and dead simple process. More the. Halved my insurance premium which is an added bonus. Happy

12 December 2025
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Straightforward to get a quote which…

Straightforward to get a quote which was very competetive

10 December 2025
Hiscox logo

Reply from Hiscox

Dear Kathryn,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Straightforward & Realistic

A really simple process from start to finish. And realistic pricing for a startup business.

18 August 2025
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. Our goal is to provide a stress-free experience and competitive prices. Thank you for choosing Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

A very quick and easy process

A very quick and easy process

8 December 2025
Hiscox logo

Reply from Hiscox

Dear Shaw,

We are thankful to see your positive feedback. Thank you for choosing to work with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

simple and easy website to navigate and…

simple and easy website to navigate and very competitive & comprehensive cover offered

8 December 2025
Hiscox logo

Reply from Hiscox

Dear Richard,

Thank you for your review. Our goal is to provide a stress-free experience and competitive prices. Thank you for choosing Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

very quick to do and the chat help was…

very quick to do and the chat help was great

8 December 2025
Hiscox logo

Reply from Hiscox

Dear Richard,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Will always recommend Hiscox!

Reliable, easy, affordable for small businesses like myself!

5 December 2025
Hiscox logo

Reply from Hiscox

Dear Emily,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

Rated 4 out of 5 stars

easy to apply

3 December 2025
Hiscox logo

Reply from Hiscox

Dear Louisa,

We are thankful to see your positive feedback. Thank you for choosing to work with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Very straightforward

Very straightforward

3 December 2025
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience.

Hiscox Support Team
Reviews@hiscox.com

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