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Review summary

Created with AI, based on recent reviews

Evaluating 99 reviews, most reviewers were let down by their experience overall, describing the bank as unsatisfactory and frustrating. Many customers reported highly inefficient and inept staff, with some lacking thorough knowledge of their jobs and exhibiting rude attitudes. Reviewers frequently experienced issues with customer service, including unhelpful helpline interactions, delayed processes, and a lack of responsiveness. Problems with online services, payment processing, and account management were also common, leading to significant frustration and financial losses for some. However, some customers also noted positive experiences, particularly with specific staff members who provided excellent service and guidance. A few other people also felt that certain branches offered good service and that the bank was working on improving operational efficiency.

What people talk about most

Customer service

Customers consistently express dissatisfaction with customer service, citing issues such as wasted time,... See more

Service

People report negative experiences with service, with many reviewers expressing dissatisfaction and calling... See more

Staff

Clients share negative opinions on staff, with many reviewers reporting that employees are often rude,... See more

Payment

Customers express significant dissatisfaction with payment processes, citing issues such as unauthorized... See more

Customer communications

Consumers express significant dissatisfaction with contact methods, citing difficulties in reaching customer... See more

Reviews shaping this summary

Rated 1 out of 5 stars

One of the most pathetic banks i have dealth with my life. They are cheaters. Fraud and inefficiency at every stage. Two recent examples. 1. On premature FD, you lose money whereas HDFC pays yo... See more

Rated 1 out of 5 stars

I am giving ONE as I can't give ZERO (not available). Horrible Internet services, I am not able to use as first it says KYC need to submit documents (as attachment through email) and now saying "Inter... See more

Rated 1 out of 5 stars

My daughter who NRI applied for loan. No letter or mail was sent anout sanction of the loan. Relationship Manager, Ms Sandhya Shinde was asking for various documents not in toto & at a stretch but as... See more

Rated 1 out of 5 stars

I have been an ICICI Bank Shalimar Garden Branch customer for over a decade. In February last, I lost Rs. 2 lakh on an online transaction because of the ICICI Bank concerned person's negligence. The p... See more


Company details


Contact info

1.4

Bad

TrustScore 1.5 out of 5

921 reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Icici- rude attitude of customer support forcing to close group accounts

Giving a one, as a negative rating is not available. People in this bank talk like they have created this universe. Ruthless attitude and very rude with customers. I have had horrible experience with this bank and its high time for me to close all my accounts and move on with a bank who will treat customers with respect. They talk to clients as if we are begging with them. The other day one Moshini and today one Kalyan who called himself as the deciding authority made me feel that I should never ever bank with Icici gng fwd..really humiliating and disrespecfful

16 December 2025
Unprompted review
Rated 1 out of 5 stars

One of the most pathetic banks i have…

One of the most pathetic banks i have dealth with my life.

They are cheaters. Fraud and inefficiency at every stage. Two recent examples.
1. On premature FD, you lose money whereas HDFC pays you interest though lesser than the agreed FD rate.
2. Foreign remitance. despite having the salaries being deposited directly in their accounts, the unqualified associates ask some nonsense questions, delay the process. highly inefficient abd inept folks

15 December 2025
Unprompted review
Rated 1 out of 5 stars

Home Loan - NRI customer

My daughter who NRI applied for loan. No letter or mail was sent anout sanction of the loan. Relationship Manager, Ms Sandhya Shinde was asking for various documents not in toto & at a stretch but as and when she rember. No clear cut idea about the entire process. Hence we were running from pole to pillar for various reqirments from ICICI bank. She had no thorough knowledge abot her own job. Mails were written in very shabby and haphazard manner. No cognizance was taken by Senior Management in spite of several written complaint s
Over all ICICI bank and its staff is use less. No one should go for ICICI bank.

27 May 2025
Unprompted review
Rated 2 out of 5 stars

Mobile and website performance

Their mobile website and main personal login website is horrible. There is a constant struggle with account transfer requests and accessing personal information. It either keeps spinning, timesout, or get a message that try it later.

Why can?t they invest in resources and scale it out horizontally. If you don't know how to contact me

4 December 2025
Unprompted review
Rated 1 out of 5 stars

I didn’t enter my UPI PIN or confirm…

I didn’t enter my UPI PIN or confirm the payment. This the amount has been deducted from imobile app. They are required to investigate such unauthorised charges. They are fraud. Also the customer service are very poor and rude.

29 November 2025
Unprompted review
Rated 1 out of 5 stars

I am giving ONE as I can't give ZERO…

I am giving ONE as I can't give ZERO (not available). Horrible Internet services, I am not able to use as first it says KYC need to submit documents (as attachment through email) and now saying "Internet banking not available for your account, Visit branch".. Helpline guys asking Debit Card number and PIN.. Guys .. Whats going ON...

28 November 2025
Unprompted review
Rated 1 out of 5 stars

Stuck for Weeks Because of ICICI Bank’s KYC Glitch- No Help at All!

I’ve been banking with ICICI Bank for around 4 years, and honestly, this has been one of the worst banking experiences I’ve ever had. I rarely even use my Indian account- just for small Amazon purchases when I’m in India or when my family visits. Everything was fine until they suddenly started this KYC nonsense.

Being outside India, I had no idea about these requirements. When I tried updating my details online, the website kept throwing an error on the address submission page — the “Submit” button simply doesn’t work. For the past few weeks, I’ve been calling ICICI Bank almost every other day, and every time they promise to fix it “soon.” Weeks later, nothing has changed.

Because of their broken system, I couldn’t even make a simple purchase. I even asked them to just close my account out of frustration — but they said they can’t because the account must be “activated” first. What kind of logic is that? Absolutely ridiculous service.

13 November 2025
Unprompted review
Rated 1 out of 5 stars

Horrible customer service

Horrible customer service. No response. Despite sending documents the other department doesnt receive it. It is like an endless pit where you can drop all you want and still not find it. Terrible website and overall I wouldn't like to bank with them. We would think that NRI accounts would get a better service, but it is the same below average service. Can't wait to get rid of the account soon.

28 July 2025
Unprompted review
Rated 1 out of 5 stars

Bank advertise as fraudulent…

Bank advertise as fraudulent transactions will be handled genuinely. However it never happens. They just for temporary refund and ask us to provide cyber complaint number with all the details. They don’t do any investigation and charge the temporary refunded amount back. So useless service.

27 May 2025
Unprompted review
Rated 1 out of 5 stars

The branch in Scarborough is very…

The branch in Scarborough is very helpful. The contact center for the bank is pathetic. Each time I make an interac e transfer, they do not release the funds for at least 2-3 business days. It's my money being transferred out, but they hold on to the funds and say technical issues. This is bs. I do the same transaction from another bank and it gets done in 10 minutes.

15 October 2025
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

I had my mortgage with ICICI for 12 years. During the last 2 renewals, they have given me unfavourable rates and had no interest in lowering (though I shared how many banks would provide a lower rate). Their response was "it will cost you to move your mortgage". Well, it didn't.

When they were informed of my going elsewhere they immediately stopped collecting and paying my property taxes (a month before the mortgage was paid out). A payment was due, I was not notified and I was charged a penalty from the City for my property tax. Though the penalty was low, I was angry that they did not inform me of a payment due when they were registered as being responsible for paying my taxes and had my money to pay it!

Horrible customer service, terrible treatment of a customer who never had an issue with their mortgage, and at this point I am just glad to be gone.

26 September 2025
Unprompted review
Rated 1 out of 5 stars

Horrible internet banking experience

Horrible internet banking experience! Unable to raise a request. What is heck the support system is doing. I am sitting one hour for raising the service request. Who is the idiot is maintaining the banking platform.

7 September 2025
Unprompted review
Rated 1 out of 5 stars

I have been an ICICI Bank Shalimar…

I have been an ICICI Bank Shalimar Garden Branch customer for over a decade. In February last, I lost Rs. 2 lakh on an online transaction because of the ICICI Bank concerned person's negligence. The person never checked and matched the receiver's name and account number before letting the transaction go. ICICI did not obey the RBI ruling. But the stubborn ICICI won't accept their fault and won't compensate me. A very frustrating bank.

7 February 2025
Unprompted review
Rated 1 out of 5 stars

ICICI online banking update - what a mess!!!

Before the ICICI Bank online banking was good and easy to navigate. Recently ICICI Bank updated its online services, after logging on, my experience is that is is difficult to navigate and difficult to use. What idiot (software writers) came up with the update and what idiot from ICICI Bank management approved it?
Why update something that is working perfectly and easy to navigate to something that does not?
Lord Krishna, about 5000 years ago, predicted the material world will form in Kali yuga (now), where it describes the human race in Kali-yuga as a vain and stupid people "spurred on by the lowest instincts." This is true of the ICICI Bank online updates - rather stupid, hence Lord Krishna was definitely correct.

19 August 2025
Unprompted review

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