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Integra Credit Reviews 3,029

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TrustScore 4.5 out of 5

4.7

Non-bank financial service
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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease and convenience of the service, appreciating the quick and straightforward application process. Many people found the staff to be courteous, knowledgeable, and professional, making the overall experience seamless. The customer service is consistently praised for being excellent, with representatives being helpful and responsive. Reviewers also noted the fast deposit of funds, often within 24 hours, and the company's willingness to consider factors beyond just credit scores. However, some customers also noted concerns regarding the repayment terms, describing them as outrageous due to high interest rates and fees. A few people mentioned issues with payment arrangements, where agreed-upon adjustments were not always implemented, leading to payments being processed unexpectedly.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting the ease and speed of the loan... See more

Payment

People report positive experiences with payment, highlighting the fast delivery of funds, often within 24... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently describe the sign-up and... See more

Staff

Customers consistently note positive experiences with staff. Reviewers frequently praise the representatives... See more

Customer service

Users describe positive interactions with customer service. Many customers express gratitude for the help... See more

Based on these reviews

Rated 5 out of 5 stars

I’am so Grateful I found Integra Credit! I’ve applied for loans in the past , but never completed the application process because of the convenience or red tape . Integra credit made the process so ea... See more

Rated 5 out of 5 stars

Excellent customer service. They helped me out when I needed to borrow money and after awhile of making payments every month on time I was able to refinance my loan.

Rated 5 out of 5 stars

I requested the amount that I wanted. I received an approval for a little less, I was okay with that. Thank was approved the same day because it was a weekend funds were deposited the next business da... See more

Rated 5 out of 5 stars

Well, besides being easy, it was easy and it came into time when I needed it and I appreciate that nothing‘s free. There’s no free lunch so that’s fine. They explain what you’re getting. They explain... See more

Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

Integra Credit provides customers with the flexibility and manageable payments they deserve. The fast and secure application process provides a virtually instant approval decision and the money can be received as early as the next business day. Checking your loan offers will not impact your credit score.

Written by the company

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Replied to 80% of negative reviews

Typically takes over 1 month to reply

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Rated 5 out of 5 stars

Excellent customer service

Excellent customer service. They helped me out when I needed to borrow money and after awhile of making payments every month on time I was able to refinance my loan.

10 April 2026
Rated 2 out of 5 stars

Not only is interest high but they…

Not only is interest high but they harass me about renewing my deal so i can stay indebted to them I’ll never borrow money from this company again even with monthly payments the balance doesn’t change because of high interest. Once I pay this off I’m done

12 June 2025
Rated 5 out of 5 stars

My experience with Integra Credit went…

My experience with Integra Credit went very well. I applied for a loan and got approved the same day. It was on Saturday so I didn’t get the funds in my account until Monday. It was simple and easy. Everything was explained very clearly. I would get a loan again in the future.

14 March 2026

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