Jaja Reviews 

15,929
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 3,302 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy and fast application process, often receiving quick decisions. The accompanying app is widely regarded as user-friendly, simple to navigate, and effective for managing spending and account details. Many people also highlight the excellent service received, including helpful advice and beneficial features like payment plans. However, some customers noted issues with customer service, describing unhelpful or rude agents, limited availability, and difficulties reaching a human. A few people also reported problems with payments being declined or cards blocked, sometimes after reporting fraudulent transactions, leading to frustration.

What people talk about most

User experience

People report positive experiences with user experience, highlighting the ease of application and setup... See more

Application

Users describe positive interactions with the app, frequently highlighting its ease of use and... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising the ease of direct debit payments... See more

Service

Reviewers mention positive feedback about service, highlighting it as smooth, efficient, and friendly, with... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many expressing significant frustration over... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied

Rated 5 out of 5 stars

I found this company very helpfull and straight forward with my credit card.payments by direct debit help me keep my account updated and I dont miss a payment if I forget very helpfull to myself I wou... See more


Company details

  1. #15 of 29 best companies in Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16k reviews

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Asks customers to review

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4.5

All reviews

(15,929)

3,035 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I found this company very helpfull and…

I found this company very helpfull and straight forward with my credit card.payments by direct debit help me keep my account updated and I dont miss a payment if I forget very helpfull to myself I would recommend this credit card company to anyone thanks

31 July 2026
Rated 5 out of 5 stars

Generous credit limit 💫

Said I would be accepted for this Visa card before applying so nothing to lose. Interest is fairly high though but I got a decent credit limit Fine if you can pay all in full, at least that’s the plan. 💫💫💫

5 February 2026
Rated 1 out of 5 stars

Update

Update. Jaja upheld my claim. Uber paid 20 of 25 transactions back. Jaja paid 1 and gave me £40 goodwill. Several emails to Natalie in Complaints Dept regarding the other 4 but no response. Have to be Financial Ombudsman I’m afraid.

1 June 2026
Unprompted review
Rated 1 out of 5 stars

Card blocked while on Holiday

Card blocked while on Holiday, prefer to use credit card for finacial prptection, cleared balance prior to holiday to allow full use if needed and its beem blocked. You cant speak to a Human constant automation responses stating 2 weeks to rectify! Any other finacial institute allows rectification immediately just a quick review of transactions and confirmation and back up and running. Avoid if you want a hassle free, easy communication, finacial company

24 July 2026
Unprompted review
Jaja logo

Reply from Jaja

Hi Charlotte,

Thank you for taking the time to share your experience.

We are sorry to hear about your experience and appreciate you bringing your concerns to our attention. We have now reached out to you through the in-app Message Centre to discuss this matter further.

You can find our message by selecting the More tab > Help within the app.

Thank you again for your feedback.

Thank you,
Natalie D.

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