Kent Reliance Reviews 

3,553
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 454 reviews, most reviewers were somewhat happy with their experience overall. Many customers express satisfaction, often highlighting helpful service and staff. The website and online processes are frequently described as easy to use, allowing for straightforward account management and quick transactions. However, some people found the website clunky or dated, experiencing frustration with online processes, especially during platform transitions. A few others felt customer service could be unhelpful, noting difficulties with login or account access for specific situations. Concerns were also raised regarding communication about account changes, maturity notifications, or closing accounts.

What people talk about most

Service

Customers consistently note ambiguous experiences with service, with some reviewers praising the helpfulness... See more

Website

Clients share ambiguous opinions on the website, with some finding the online experience great and the... See more

Customer service

Consumers find customer service to be ambiguous, with many expressing significant dissatisfaction. Reviewers... See more

Staff

Users describe ambiguous interactions with staff, with many reviewers praising the helpfulness and... See more

User experience

Customers had ambiguous experiences with user experience, with many finding the new platform confusing and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Working with Kent Reliance has been brilliant but am now moving most of my money from the ease access account because you have reduced the interest rate - can get 4.5% elsewhere!

Company replied

Rated 4 out of 5 stars

I am always happy with my dealings with Kent Reliance. The only reason I did not give the full 5 stars was the fact I could not automatically reinvest my matured funds into another bond that was not a... See more

Company replied

Rated 4 out of 5 stars

Certain aspects of the website are a little clunky and look a bit dated but overall everything works well and transactions are quick. Responsive communication via text and email is also good.

Company replied

Rated 4 out of 5 stars

Good rates but could do with an App and for your savings accounts and ISA accounts to be linked for transfers etc. Have to have 2 seperate log in details, seems unnecessary

Company replied


Company details

  1. #48 of 50 best companies in Bank

Written by the company

We're part of OSB Group, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals.


Contact info

3.7

Average

TrustScore 3.5 out of 5

4k reviews

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Asks customers to review

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Replied to 97% of negative reviews

Typically replies within 48 hours

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3.7

All reviews

(3,553)

401 reviews in the last 12 months

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Rated 1 out of 5 stars

God awful customer service

You call customer service, and every few seconds a rather dozy-sounding person states that you can opt to be called back by Kent Reliance - and it appears to say that this is typically in 24-48 hours. 24-48 hours???? Both the person speaking, the same message, the wait time just makes one's blood boil - and also wonder if they really are a reliable provider or not.

8 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your experience with us Mark. We’re sorry for the inconvenience and we understand how important it is to reach us quickly. Our lines have been very busy due to high call volumes, and we truly appreciate your patience.

Your feedback helps us understand what matters most to our customers, and we’ll be sure to share it with the team so we can continue improving the service we provide.

Rated 5 out of 5 stars

Hi have joined you very recently and…

Hi have joined you very recently and found you excellent. Your online service is good is very suitable for people that are elderly like me that are not very savvy with the telephone meaning smart phone up to now. I’ve had extremely good service from you and will continue to be with you, thank you.

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

We’re delighted to hear that you’re happy with our services, thank you Anne!

Rated 5 out of 5 stars

Easy to use

Good bond rate and easy to setup account and transfer funds.

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

Hi Michael, Thank you for your feedback. We’re glad to hear the account setup was easy and that you’re satisfied with the interest rate. We appreciate you choosing us.

Rated 3 out of 5 stars

Rates are good but trying to get to an…

Rates are good but trying to get to an agent a nightmare. Waited 1/2 hour am, gave up. Waited 1/2 hour pm also gave up. Tried a different number and was answered quickly

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your feedback with us Maria. We’re sorry for the wait you experienced when trying to reach an agent, and we completely understand how important timely support is. Due to a high volume of calls, our phone lines are busier than usual, and we truly appreciate your patience.

Your comments are valuable, and we’re always working to improve the experience for our customers.

Rated 2 out of 5 stars

Trouble opening a new ISA account today!

Having a lot of trouble trying to open an ISA account today. I already have a savings account with Kent Reliance yet they want me to post copies of my statements to a Sunderland address, which I feel totally uncomfortable with carrying out. Flies against everything you have learned about scams! If they don’t accept my documents by email, I will be closing and moving my accounts to somewhere best suited to today’s technology! Very disappointed as this was a good bank to deal with.

7 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

Don't try to ring Kent Reliance

Don't try to ring Kent Reliance - they won't answer. They have a very irritating 'press 1 for queue' saying that they will ring you usually within 24 to 48 hours. This message is on rewind so you get it every 15seconds or so. They don't ring. Meanwhile their internet service leaves a lot to be desired. They tell you to press 'statements' in their emails but they don't have that facility on their website. NOT GOOD ENOUGH.
KR told me to go to their homepage and log in. There is no log in service on their home web page. Surely that's a basic requirement for any reasonable web based accounts accessability. KR do not make it easy to access your account. It's time a new web based system is introduced making it easier for the punter to use.

7 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your feedback with us Allan. We’re sorry for the difficulty you experienced when trying to reach us, and we understand how important smooth communication is. Due to a high volume of calls, we’re currently experiencing delays, and we appreciate your patience during this busy period. Your comments are really helpful, and we’re continually working to make our services easier to use.

You can access your statements anytime by logging in to your online services and selecting your account. Once you’ve selected the account, you’ll see the account details, and just below that you’ll find two options: Transactions and Statements.

We appreciate you taking the time to let us know.

Rated 5 out of 5 stars

Excellent response times, competative rate of interest

I opened a savings account with Kent Reliance because of a friend having a great experience with them - she sent original Power of Attorney documents to them, they were logged the day they were received and in the post back to her the following day. I found that they had a very competative rate of interest, still do, and when I add money to the savings account I receive an acknowledgement text within seconds! I can't fault them, they're great.

2 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

We’re delighted to hear that you’re happy with our services, thank you Colin!

Rated 5 out of 5 stars

Very happy with my move to Kent Reliance

I transferred an existing ISA to Kent Reliance. The whole process was very easy. I was kept up to date with emails and SMS. I was that happy that I decided to move all my savings to them as well. At a better interest rate than I had previously. Maintaining and accessing the accounts is easy and authorisation codes arrive very quickly via SMS. Transfers of funds are also done in good time. Overall very happy with the move

30 March 2026
Kent Reliance logo

Reply from Kent Reliance

Thank you for the great feedback Martin! We’re really pleased to hear you found transferring your ISA so easy, and that you’re enjoying the interest rates and our website.

Rated 1 out of 5 stars

Woeful customer service

If you’d like to deal with a financial company that is wholly incompetent, then KRBS is the one for you. Letters are ignored by the administration centre in Sunderland while the customer services team is poorly trained and based in India.
My account was locked without any notification, and I was lied to by a member of the customer service team.
If I could be bothered, I’d report this lot to the Financial Conduct Authority.

25 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Mark. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

My wife opened a fixed rate bond and a…

My wife opened a fixed rate bond and a day after the 14 day cooling of period, the next day in fact they updated the issue number and increased the interest rate!!
They refused to let her move it to the new account and would not let her close the account!!
Talk about sharp practices, BEWARE THEY ARE NOT CUSTOMER FOCUSED AT ALL

17 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for your feedback Phil. We would like to clarify that all our products are limited‑edition accounts, and interest rates or issue numbers can change at any time in response to market conditions. For fixed‑rate bonds, once the 14‑day cooling‑off period has passed, the account cannot be closed or transferred, as outlined in the terms and conditions provided before opening the account.

Rated 3 out of 5 stars

Service is fine

Service is fine, just lacking a mobile app

30 March 2026
Kent Reliance logo

Reply from Kent Reliance

Thank you for your feedback Chris. We appreciate your comments about the app. Expanding and improving our digital services is important to us, and your feedback helps us understand what matters most to our customers. We'll be sure to share this with the team.

Rated 1 out of 5 stars

Would be no stars if it was possible.

Would be no stars if it was possible.
No message facility on new platform, I had to log into the old platform to read a generic no help message about my account moved to their new platform.
Cant be bothered to contact customers directly. No specific help, just AI and generic pointers.
Moved our deposit to a .10% easy access account without consultation.
Needless to say closed the account today, the wheel went round and round thinking about it for a long time before the 'you have exceeded the daily limit' message. Be interesting to see how much they filter back to me tomorrow.
Something is very wrong with this outfit given the savings market competition out there

25 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Rob. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

New Platforms leave accounts not connected

I have an Easy Access account on their new platform. I applied for an ISA not knowing this would be on the old platform. When I go to transfer money from one account to the other I can't as they are on 2 different platforms. I'd have to transfer my money into a completely different outside bank then bring it back into Kent Reliance. I wont be doing that. I don't have much faith in this move. Just reading an online message from them was tricky - not the best user friendly design. The poor assistant on the phone was very patient but you could tell he's had enough of it as well.

24 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hi Poe, thank you for sharing your experience with us. We would like to inform you that we currently have two platforms in operation as we transition to an enhanced online system. The ISA products are still listed on our old system and have not yet been moved to the new platform, so transferring funds between the two systems is not possible at this time. We apologize that the new system didn't meet your expectations, but we're glad our customer service made a positive impression. We appreciate your patience as we continue to improve :)

Rated 2 out of 5 stars

My experience with Kent has been stressful…

My experience with Kent has been stressful. I moved abroad, and even though it was my right to keep the account and I sent by recorded post all the documents they wanted to prove my new address and link account, they refused to accept them. Therefore I had no choice but empty the account. I asked them to close the account and once again, they replied they couldn't help me as they had moved the account to a new system. So my account is still with them but empty... and I can't access the new system. Not happy.

23 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Purday. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 5 out of 5 stars

Excellent customer service and competitive rates

I gave a 1 star review previously for KR's catastrophically bad "new" system.
Despite this handicap, they still give excellent customer service and competitive interest rates.

20 March 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hi Tarquin, we’re sorry the new system didn’t meet expectations, but we’re glad our customer service and rates have still made a positive impression. We appreciate your patience as we continue to improve.

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