morethan.com Reviews 16,030

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 436 reviews, reviewers had a great experience with this company. Many customers found the process of setting up their pet insurance to be very easy and straightforward, often highlighting competitive quotes and good coverage. People frequently praised the staff for being helpful, professional, and excellent, providing clear explanations and swift responses to inquiries. The overall service experience was often described as positive, with many appreciating the ease of finding the right insurance and the helpfulness of the advisors. However, some customers also noted significant issues with claims, reporting long delays, lack of communication, and even rejections without clear explanations. There were also concerns about substantial price increases upon renewal, with existing customers sometimes facing much higher premiums than new customers for the same policy. A few other people also felt that customer service lacked empathy and that the company did not honor competitive pricing for loyal customers.

What people talk about most

Price

People report ambiguous experiences with price, with many finding competitive or reasonable prices for their... See more

Claim

Customers express significant dissatisfaction with the claim process, citing unacceptable delays and a... See more

Service

Reviewers highlight ambiguous aspects of service, with some customers expressing satisfaction, noting easy... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with some customers praising the great customer... See more

Staff

Clients share positive opinions on staff, with many reviewers describing them as excellent, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will... See more

Rated 5 out of 5 stars

Just done my pet insurance for our 2 german shepards and was surprised how easy and how competitive the quote was. It's given us peace of mind knowing both dogs are now covered to a high degree.

Rated 5 out of 5 stars

I have always trusted and appreciated the service and communication from MoreTh>n Pet Insurance and continue to do so....although my renewal offer this year was 12% higher than last year...for no appa... See more

Rated 5 out of 5 stars

It was very easy to follow the online prompts to get my pet insurance quote. It was a reasonable quote with good cover so I bought it. Hopefully I won't need to use it, but if, in the future I do need... See more


Company details

  1. #219 of 224 best companies in Insurance agency
  2. #44 of 44 best companies in Home Insurance Agency
  3. #133 of 135 best companies in Insurance company
  4. #32 of 32 best companies in Pet Insurance Company

Written by the company

Get a Fast Insurance Quote Online from MORE TH>N. Home & Pet Insurance. We Do More, So You Stress Less – Get a Quote!


Contact info

3.8

Great

TrustScore 4 out of 5

16k reviews

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Rated 5 out of 5 stars

Pet insurance

It was very easy to follow the online prompts to get my pet insurance quote. It was a reasonable quote with good cover so I bought it. Hopefully I won't need to use it, but if, in the future I do need to make a claim, I hope it will be as straightforward as buying the policy in the first place.

16 January 2026
Rated 1 out of 5 stars

My vet filed a claim for my cats…

My vet filed a claim for my cats treatment last October and even after receiving a letter in December from more than agreeing to cover the cost of the treatment no payment has yet been sent to my vet. So I have left more than because I won't let them continue to take money out of my account when they won't fulfil their end of the deal.

17 December 2025
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Kiera,

We're sorry to hear about the payment issues and the frustration this has caused. We appreciate you bringing this to our attention.

We’d really like to look into your claim and see what’s going on. When you get a moment, please send your full name and claim reference number to the email below, and one of our claims team members will be in touch to help you further.
Alex

ReviewFeedbackSupport@pet.morethan.com

Rated 1 out of 5 stars

Cancelled policy before renewal, was still charged, no communication, no accountability.

I cancelled my pet insurance policy with More Than two days before it was due to renew after being informed the premium was increasing by nearly £100. Cancellation was well within the required timeframe.
Despite this, payment was still taken from my account after the policy had been cancelled.
I then:
* Contacted them again via email/contact form to reiterate the cancellation
* Submitted a formal complaint
* Received no acknowledgement, no response, and no explanation
At the time of writing, they are holding money for a policy that should never have renewed and have failed at every basic level of customer communication.
More Than is now owned by Admiral, and if this is the standard of customer care under that ownership, I would strongly advise people to think twice. Insurance is built on trust and responsiveness — without customer service, you are effectively paying money into a void.
I am still owed a refund and an explanation as to why I’ve had to waste time chasing them. I will never use More Than or Admiral again.

31 December 2025
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Mr Bannatyne.
Thank you for taking the time to share your experience, we’re very sorry to read about the frustration this has caused.

We recognise how concerning it is when a policy appears to renew and a payment is taken after cancellation, particularly when you had already contacted us within the required timeframe. We also appreciate how disappointing it is to feel that your follow‑up messages and complaint have not been acknowledged, that’s certainly not the level of service we aim to provide.

We’d like the opportunity to look into what’s happened. To allow us to do this securely, please email us at reviewfeedbacksupport@pet.morethan.com with your full name, policy number, and the best contact details, and we’ll ask a member of the team to investigate and get back to you directly.

Thank you again for raising this, and we’re sorry for the inconvenience and time you’ve spent chasing this matter. We hope to resolve it for you as soon as possible.

Thanks,
Courtney.

Rated 5 out of 5 stars

The Honest Advisor

Holly was a polite and professional individual. She was clear, concise and very informative about the options available to me regarding pet insurance for my kitten.
She was thorough - taking down details and repeating all important criteria to ensure all was correctly documented.

13 January 2026
Rated 1 out of 5 stars

No policy documents

Bought a pet insurance policy online but wasn't sent a confirmation email or any policy documents, which left me wondering if I was actually insured or had been scammed.

11 January 2026
morethan.com logo

Reply from morethan.com

Hi Bee, Thank you for taking the time to leave your review. I’m really sorry to hear you didn’t receive your confirmation email or policy documents, as I can appreciate how worrying that must have felt after purchasing your pet insurance online. I have reached out to the relevant team to assist you.
Thanks,
Kate.

Rated 5 out of 5 stars

Telephone number

It was all very good until I had to put the telephone number in you should make clear that you leave off the 0 when entering your number

7 January 2026
Rated 1 out of 5 stars

Ludicrous Renewal Increase over £500

Update... Renewal Price Confirmed as accurate. Offered £1k cover with excess of £100 & 20% excess for age. Just over £600 so basically £600 to not be insured.
Cancelled and Moved to another company. Absolutely disgusted that More Than believe this is rational. Apparently due to their sensitive business model they cannot divulge exactly how they arrived at the increase.

Ludicrous Renewal Increase £542.76
Just got my renewal for my 12 year old neutered female. No ongoing health issues.
Last year £575.28
Renewal £1118.04
That is practically double.
We accept she is getting older but when we took this policy we were told increases were not based on claims with lifetime policies.
That the 20% excess is applied for her age.
Shock at the increase is an understatement. "We are excited to offer you a renewal" I bet you are!!! What plant are you on that a stupid statement like that is included in a renewal notice doubling the price?
We have decided that this is really unacceptable and will not be held to ransom.
All other quotes for the same cover are under £400 with the excess increased from £100 to £125.
Sucker you in then give silly premium price increases. As a pensioner we don't pluck money out of thin air we live on a budget.

9 January 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Angela.
Thank you for sharing your feedback with us. We’re really sorry to hear how disappointing and frustrating your renewal experience has been, especially with such a significant increase.

Renewal prices can be affected by several factors, but you should always feel the change is fair and clearly explained. We’d really like to review your policy and see what’s happened in this case.
If you’d like us to look into this further, please email us at reviewfeedbacksupport@pet.morethan.com with your policy details, and we’ll arrange a call back from the relevant team.

Thanks,
Courtney.

Rated 1 out of 5 stars

Higher insurance costs for a neutered dog

They raised our pet insurance premiums because she had been neutered. All my research indicates that the cost would typically be lower for a neutered pet

Neutered females have fewer health problems

They cannot get pregnant and pregnancy has it's own health risks

Neutering itself has health risks

But they raised the premiums by about 10% simply because she had been neutered

S beware

9 January 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Jimeno.
Thank you for taking the time to leave your feedback. We’re sorry to hear about your concerns regarding the change in your premium after your pet was neutered. We understand why this feels frustrating.

Premium adjustments can be influenced by a number of factors, and we’d really like the chance to review your policy in detail to make sure everything has been handled correctly. Your experience matters to us, and we want to help clarify what’s happened.

If you’d like us to look into this further or provide any support, please feel free to email us at reviewfeedbacksupport@pet.morethan.com with your policy details and we will arrange a call back from the relevant team.

Thanks,
Courtney.

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