National Debtline Reviews 

329
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 248 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable, kind, and empathetic staff who provide clear, practical debt advice completely free of judgment. People feel significantly relieved after speaking with the team, noting that the helpful guidance simplifies complex financial situations and puts everything into a much better perspective for the future. However, some people mentioned experiencing frustrating waiting times on the phone before managing to connect with an advisor. A few reviewers also felt rushed during their conversations, noting that certain handlers seemed impatient or eager to end the call.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their compassionate,... See more

Customer service

Clients share positive opinions on customer service, highlighting that advisers are patient, understanding,... See more

Service

Reviewers mention positive feedback about service, frequently highlighting compassionate support, helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the website is extremely easy... See more

Customer communications

Customers consistently note ambiguous experiences with customer communications, expressing both deep... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

329 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(329)

220 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It's always worth making the enquiry!

The advisers provided constructive and detailed advice on what I needed to do. There were no guarantees as it was a last minute effort to resolve a difficult situation. They explained what was needed which provided an opportunity to at least attempt a resolution. I followed the advice and it worked. I had exhausted all other areas prior to contacting them so I was feeling quite low at the stage I called, so speaking to their advisers and finding a possible alternative was extremely helpful. I would however encourage to contact them as soon as possible to make it easier on yourself.

3 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks Vanessa for sharing your positive review. We are so glad you contacted us and that we could help your situation.

Rated 5 out of 5 stars

Dept is daunting

Dept is daunting! But the team at National Debtline are so helpful & understanding give them a call or get in touch to get things sorted.

11 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks for your positive review Graham!

Rated 4 out of 5 stars

I would like someone to contact me some…

I would like someone to contact me some advice about enforcement agents coming to my house to remove my goods

11 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Hi Dean,
For advice, you can contact National Debtline via phone, call us on 0808 808 4000 to speak to an adviser.
Or you can speak to an adviser online via webchat: visit https://nationaldebtline.org/get-help/webchat/ to use webchat.

(open 9am-8pm Monday to Friday and 9:30am-1pm Saturday)

Rated 5 out of 5 stars

Very helpful

Very helpful, listened with no judgement at all

26 August 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks for your review Anna, we're glad you found the service helpful.

Rated 5 out of 5 stars

The Very Best Advice

I was so nervous. I was put at ease with friendly conversation and advice. I was so pleased I called. Anne was the best advisor I have ever had. Wonderful patience and friendly advice. I would thoroughly recommend to anyone.

5 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks for your review Christopher, we will pass on the positive feedback to Anne.

Rated 5 out of 5 stars

Really helpful supportive couldn't do…

Really helpful supportive couldn't do enough for me, took a weight of my shoulders, I know that they are there for me continuing to help me through difficult times..fantastic service

4 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks for your review David. We are so glad to hear that a weight has been lifted off your shoulders.

Rated 5 out of 5 stars

Great service

Great service and they provided links to key sites. Webchat was easier than ringing their contact number

2 September 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks Rebecca for your positive review of our webchat service.

Rated 4 out of 5 stars

Because they were able to make me…

Because they were able to make me understand and the laws going on with the organisation and how I can react positively to all the people I was having debt with
Thank you National debt line

26 August 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thanks Rose for your positive review of our service.

Rated 5 out of 5 stars

Great advice.

Just clear, concise advice, that was relevant, unbiased and instilled me with confidence.
No jargon and easy to understand.

Advisor was polite and friendly.

21 July 2026
Unprompted review
Rated 1 out of 5 stars

Proceed with caution if your case is not clear cut

If your case is not straightforward for either health or unknown benefit status, proceed with caution. I have a documented health condition that makes it difficult to be available for lengthy phone calls, and my benefits status is unknown as its in the DWP pipeline. I tried to complete the My Money online form, only to be told I couldnt proceed, please phone us. I tried the online chat, where I was told to knowingly enter incorrect information into the My Money page in order to let me proceed, to then at a later date correct this misinformation. No way am I prepared to knowingly input false information at the start of a legal process, even if this part is only their online form. Then when I challenged this I was told to call. I pointed them back to the reasonable adjustments around calls, and yet again pushed back towards phone calls. So sorry, my confidence has been shattered, by over two hours of trying to tell the truth and define whether you could accommodate some reasonable adjustments for my condition. Sadly, any hint of movement came too little too late. Perhaps they provide amazing service once your onboarded, but I wont be finding out, as I dont see why I should have to keep pushing back for reasonable adjustments, and have to filter the advice in order to stay truthful.

31 July 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Hi Neil, we're really sorry to hear about your experience. If you'd like to feed this back to the operations team, please email complaints@moneyadvicetrust.org

Rated 5 out of 5 stars

The website is extremely easy to use as…

The website is extremely easy to use as it provides short steps to help give you advice /solutions to whatever problems you may worry to have or been having. Personally, it's helped my confidence in budgeting in Preperation for university.

20 July 2026
Unprompted review
Rated 5 out of 5 stars

very respectful,empathetic,useful…

very respectful,empathetic,useful advice
which has reduced stress levels

16 July 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review, we're pleased to hear about your positive experience. Kind regards, National Debtline

Rated 5 out of 5 stars

helpful and reassuring

Very helpful and reassuring. I called to check things I thought I knew and these were confirmed. I also received other useful advice.

16 July 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review, we're pleased to hear you found the service helpful. Kind regards, National Debtline

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