National Debt Relief Reviews 

44,923
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 2,327 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, caring, and professional, providing clear explanations and consistent support. Many highlight the company's effective service in negotiating lower debt payments and consolidating accounts, leading to earlier payoffs and reduced financial stress. However, some customers noted issues with communication, reporting ignored inquiries for smaller debts or unresponsive agents. A few others experienced slower progress, unexpected charges, or difficulties with automatic withdrawals and continued creditor calls.

What people talk about most

Staff

Consumers find staff to be positive, often describing them as knowledgeable, helpful, and polite, providing... See more

Customer service

Clients share positive opinions on customer service, with many reviewers highlighting the helpfulness,... See more

Service

Customers had positive experiences with service, with many reviewers expressing satisfaction and highlighting... See more

Payment

People report ambiguous experiences with payment, with some reviewers expressing satisfaction with the help... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of the process... See more

Reviews shaping this summary

Rated 5 out of 5 stars

You finalized 5 accounts very fast, there were worth it, when I have extra money to put towards my account you give us our own savings account, we dont have to speak to one debt caller, you tell us... See more

Rated 5 out of 5 stars

I felt like I was drowning in debt, with no way out. I really wanted to pay my creditors, but had no resources that would allow me to keep up. National Debt Relief put together a workable plan for me,... See more

Rated 5 out of 5 stars

What has made the experience great is knowing I had support to handle this MOUNTAIN it felt like. The way things got handled professionally made a difference and resolved effectively made me feel bett... See more

Rated 5 out of 5 stars

NDR is diligently working to save me some money on some of my credit cards. In fact NDR has already secured lower balances and payment arrangements i n 3 of the 4 debts of mine. I couldn’t be happier... See more


Company details

  1. Debt relief service
  2. Financial advisor

Written by the company

Don’t let debt hold you back! National Debt Relief is dedicated to helping people resolve their debt quickly and affordably so they can get back to living the life they want. We handle working with creditors, talking to collections agencies, and deal with all the hassles so you can focus on the things in your life that truly matter. We’ll work with you to create a customized plan that’s easy to follow and make the debt relief process as stress-free as possible. helped over 550,000 clients resolve over $11.5B in debt National Debt Relief has helped over 550,000 clients resolve over $11.5B in debt since 2009, and we’re rated A+ by the Better Business Bureau, ranked #1 by Forbes Advisor, and have been recognized by other reputable organizations for our unique approach to debt relief. Call us for a free, no-obligation consultation to see if our program is right for you. For many, we’re a better alternative to bankruptcy, credit counseling or debt consolidation loans.

Written by the company

Money Back Guarantee

If you're not happy, we're not happy.

We offer a 100% money back guarantee if you are ever unsatisfied with our service.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

45k reviews

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4.7

All reviews

(44,923)

2,231 reviews in the last 12 months

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Rated 5 out of 5 stars

Thank You!!

Thank You! This was a big relief for me worked out perfect. Great Customer Service, staff always ready to explain any thing to you. This Journey has open my path it is bit easy, yet sometimes it was hard. My recommendation is trust the program.

24 June 2026
Rated 1 out of 5 stars

I signed up with a total debt of…

I signed up with a total debt of 28,000. They promised a reduction of debt. To about $18,000. I made payment of $539.00 monthly totaling over 14,000. After my commitment with them ended they stuck me with a loan of $23,000 with payments of $605.82x72 which will total over $43,000. This is 15,000 over my original debt. This is a scam disguised as debt assistance. Do not fall for the con. They take advantage of people who are desperate and exploit it for their own financial gain.

8 August 2025
Unprompted review
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Reply from National Debt Relief

Hello Zoraida,

Thank you for your feedback. We apologize for any dissatisfaction you have experienced with the outcome of your program. We understand that the process of debt relief can be complex and we apologize for any misunderstanding regarding our fees and settlement process. A member of our team will be reaching out to review the details of your program and further discuss any questions or concerns you may have. You may also reach out to our Client Success Team by calling 888-660-7427.

Thank you,
The National Debt Relief Team

Rated 5 out of 5 stars

Muy buen servicio y amabilidad con sus…

Muy buen servicio y amabilidad con sus clientes y disculpas por usar este medio para en viarle ests informacion que acabo de resivir Loomisv.suncoast Credit Union .Settlement Administrator Los Angeles,CA 90030-1130 por favor podrian decirme si esta en mi cuenta con ustedes y dice LEGAL NOTICE Y UN BAR CODE PARA ESCANIAR

18 May 2026
Rated 5 out of 5 stars

Details explain the goal…

Everything was explained to me in detail. I appreciate not having to I deal with creditors personally. The payment to the fund is worth the eventual freedom of bad credit. NDR has already had a couple settlements, started on my my behalf, and the best part is because i've asked if I will to accept the offer before having the offer approved. Also, the staff that I talk to have been very reassurance. It explained to me process and the fees

19 June 2026
Rated 5 out of 5 stars

The problem arose when an automatic…

The problem arose when an automatic payment would not set up. Even after several phone calls and no results were given, National Debt stepped in and handled the automatic payment. Finally someone offered a solution. So happy with National Debt. Relief.

24 January 2026
Rated 5 out of 5 stars

I wish that I could give NDR 100 stars…

I wish that I could give NDR 100 stars but I can only give 5. I’m disabled and I get a fixed income every month. I was more than $26,000 in debt. With all the internet my creditors were charging me, there is no way I could have gotten out of debt by myself. I contacted them Nov. 2025 and I will be graduating from their program in July 2026.

18 June 2026
Rated 5 out of 5 stars

I felt like I was drowning in debt.

I felt like I was drowning in debt, with no way out. I really wanted to pay my creditors, but had no resources that would allow me to keep up. National Debt Relief put together a workable plan for me, and I am starting to feel some, much needed, relief. Thank you, NDR! I recommend this company to anyone struggling with unmanageable debt.

17 June 2026

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