Nationwide Reviews 

9,168
TrustScore 2.5 out of 5

2.6

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Review summary

Created with AI, based on recent reviews

Considering 1,560 reviews, most reviewers were unhappy with their experience overall. Many consumers report issues with accessing support, finding it nearly impossible to speak with a person, and experiencing delays on chat systems. Reviewers often mentioned frustrations concerning banking processes, such as payment discrepancies and difficulty managing accounts. Conversely, a small portion of people felt that staff at specific locations provided excellent assistance, being professional and empathetic when helping with issues. Another minority view expressed satisfaction with receiving rewards, like the fairer share payment, while others felt certain aspects were archaic or unfair.

What people talk about most

Customer service

Users describe negative interactions with customer_service, noting long wait times and unhelpful automated... See more

Staff

Customers had ambiguous experiences with staff, highlighting both exceptional support and frustrating... See more

Payment

People report negative experiences with payment, highlighting significant frustration when trying to access... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark division in customer feedback. Many... See more

Customer communications

Clients share negative opinions on contact, experiencing great difficulty reaching support. Reviewers report... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Failed to send my virtually housebound 90 year old mother a new chequebook. Completely obstructive when we tried to resolve it. Much more detail but looking at the number of poor reviews here and the... See more

Company replied

Rated 1 out of 5 stars

First time using their website today. I am trying to find out if my account is a sole or joint account. Does not state it anywhere. My Partner's name appears on statements but not anywhere else... See more

Company replied

Rated 1 out of 5 stars

Had an expired card last month with Nationwide and was never sent a new one despite using my card regularly. So here's my experience trying to chase for a new one > - Customer service on chat... See more

Company replied

Rated 1 out of 5 stars

Used the wedsite chat with AI then with a member of staff. The question was "Do you charge for me to use my credit card to buy gift vouchers from Vivup?" - closed question, 'yes' or 'no'. The answer... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.6

Poor

TrustScore 2.5 out of 5

9k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 58% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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2.6

All reviews

(9,168)

1,814 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Cant recommend Nationwide enough

Cant recommend Nationwide enough . Excellent customer service and very friendly and courteous staff . so glad I switched , they put all the other banks and building society to shame. They could all learn alit from Nationwide.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Sharon, thanks for taking the time to recognise the service you received recently. It’s great to hear the team were able to make such a positive impression and were able to support☺️

Rated 5 out of 5 stars

Lost my debit card went into a branch…

Lost my debit card went into a branch had the card stopped and a new one sent to my address I was treated.very efficiently and without any drama

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Michael, we're pleased to hear your card was quickly and efficiently stopped and replaced when you visited your local branch. Thanks for taking the time to share this feedback ☺️

Rated 5 out of 5 stars

Love the fact you have a branch located…

Love the fact you have a branch located in the town. Very pleasant friendly staff.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Alan, thanks for sharing this feedback about the the service you received from your local branch, and thank you for banking with us ☺️

Rated 5 out of 5 stars

Improvements in branch

Have been with Nationwide fir decades. My homebranch is Farnborough in Hampshire. I have had some dismissive experience in the past I Chippenham, but this seems to have been turned around for the better.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Linda, thanks for sharing this feedback about the service you received from our Farnborough and Chippenham branches. We're always looking for ways to improve our products and services, so if you'd like to submit any feedback regarding your experiences, you can do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

You feel as if you are special…

You feel as if you are special important customer to this company no matter who you are.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing this lovely comment, I'm pleased to hear you're happy with the service you have received ☺️

Rated 5 out of 5 stars

Always happy to help and very…

Always happy to help and very professional, a pleasure to visit, please don’t close !

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Stewart, this is great to hear, thanks for taking the time to share this feedback ☺️

Rated 5 out of 5 stars

Excellent service staff knew exactly…

Excellent service staff knew exactly what I required and helped me deal with the issue always recommend

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Jennifer, thanks for sharing this 5* review about the service you received recently and that the team were able to support with the issue you were facing

Rated 5 out of 5 stars

Looking at the pending payment I will…

Looking at the pending payment I will have to make

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Colin, if you need any further support with regard to your pending payment, please give us a call on 03457 302011 or start a secure chat via the app or internet bank

Rated 5 out of 5 stars

Great 1st experience for 2 young lads

I took 2 young boys to open their 1st account and love the input for the lady that serviced us a great experience for the young lads. Thank you

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Martha, thanks for taking the time to recognise the service you received from the colleague you spoke with recently. It’s great to hear they were able to make such a positive impression and were able to support ☺️

Rated 5 out of 5 stars

It was a very short wait...

It was a very short wait (less than 2 minutes) to see someone and the cashier that dealt with my enquiry was very knowledgeable and friendly.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Andrew, thanks for sharing this review. We're pleased to hear you only experienced a short wait when you visited your local branch, and that the colleague you spoke to was able to support ☺️

Rated 1 out of 5 stars

Rubbish customer service

Terrible. Poor customer service; you have to fight past an idiot robot to speak to a human being. Then they sent me a stupid survey asking me about my experience 'in the branch' - but I never said I went into a branch! There was no N/A option. Poor quality.
NOTE: N'wide has replied to this review asking me to raise a complaint. Ha! Are they REALLY going to replace idiot time-wasting 'bots' with human beings if I complain about them? I doubt it very much. My attempt at contact with them WAS a complaint already, about the fact that their app doesn't work on iPad. I've now had an email saying that I've agreed this complaint has 'been resolved'. IT HAS NOT! Not only have they NOT fixed the app, but they think I agreed to trek across London & take the iPad into a branch to see if it can be fixed by a random person in a branch🤦🏻‍♀️. What ridiculous nonsense. I have better things to do.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Alice, I'm sorry to hear about your experience when contacting us, and that you received a survey about your experience in branch when you'd not visited. If you’d like us to look into your concerns further, you can find information on how to raise a complaint here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Great service and its always good to…

Great service and its always good to have local branches remaining open to the public for us to ask an adviser face to face for assistance.
Excellent

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, thanks for sharing this 5* review about the service you received from your local branch ☺️

Rated 5 out of 5 stars

Had my account for over 20 years always…

Had my account for over 20 years always a good experience with whatever I require from my bank

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Sean, thanks for banking with us for over 20 years, and for taking the time to share this 5* review ☺️

Rated 5 out of 5 stars

All staff are very kind and patient

All staff are very kind and patient, every time you enter, making you feel safe ,very grateful.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Teresa, we're pleased to hear of your positive experience when visiting your local branch. Thanks for taking the time to share this review with us ☺️

Rated 3 out of 5 stars

Local branches good - rest dreadful

The on-line aspects of Nationwide are dreadful, with lack of human contact, dated systems etc as covered in hundreds of negative posts over the past year or more. However, the staff in the local branches are far more ameniable and friendly as I found in a recent visit with a query which they rapidly solved (although I had to wait for one of the days when the branch was actualy open) so my rating balances the shortcomings of the technical side with the helpful human side
However, what is extremely puzzling for me is the strange balance of reviews over the past week or so.
After hundreds of extremely negative 1 star reviews for many months, suddenly in the last few day there have been dozens of 5 star reviews and praise - so much so that the overall rating has shifted in the space of a week or so from 1.9 to 2.2. Really? Massive improvement because of what ?
Is there some campaign to try and block out the negative reviews or are there more sinister machinations in the background ?

PS It seems even odder now - many more 5 star reviews pouring in, batch an hour ago, ditto 2 hours ago. How is it all these customers are suddenly deciding to be so positive, all at the same time, when previously a positive review was a rarity. Has AI taken over ?

18 August 2026
Unprompted review

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