NFU Mutual Reviews 

6,788
•
TrustScore 4 out of 5

4.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 441 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful, knowledgeable, and professional staff for managing insurance claims with remarkable speed, genuine care, and absolute efficiency during stressful moments. Many people genuinely appreciate the reassuring personal approach and attentive guidance provided throughout every single step of their claims journey. However, some customers also noted that annual policy renewal premiums tend to be quite expensive compared to alternative providers in the broader industry. A few reviewers additionally mentioned encountering occasional communication hurdles, such as unreturned phone calls or frustrating delays when seeking local office assistance.

What people talk about most

Service

People report positive experiences with service, frequently highlighting the prompt response times and... See more

Claim

Consumers find claim experiences mixed, with many reviewers praising the fast, stress-free, and helpful... See more

Staff

Clients share positive opinions on staff, frequently describing them as extremely helpful, knowledgeable, and... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many customers praising the polite, prompt,... See more

Price

Customers had ambiguous experiences with price, as many reviewers pointed out that costs are significantly... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Speedy resolution. Not sure the advice was always consistent as to exactly what was covered. The settlement was however fair and paid promptly. As with all insurance always check that you are covered... See more

Rated 5 out of 5 stars

Had to make a pet (dog) insurance claim - very prompt response to phone call - no significant button pressing or difficulty understanding the person at NFU Mutual. Able to deal with claim requireme... See more

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more

Rated 5 out of 5 stars

Let me start by saying I am not an NFU policy holder, but had to make a claim from NFU as the third-party. Both times I have had to communicate to their motor claims department, I have been astonishe... See more


Company details

  1. Insurance agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.0

Great

TrustScore 4 out of 5

7k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.0

All reviews

(6,788)

401 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Wonderful Service .

I have been with NFU for 16 years and this week made my second claim.
Arrived back last Tuesday from 10 days holiday to find my freezer had completely defrosted a week before due to a power cut that threw the circuit breaker.
I called on Wednesday morning to the Warminster branch and got straight through. The agent called me straight back to confirm I was covered and asked me for a list of the contents with replacement costs and a description of the freezer.
We did that later that afternoon. By 1800 it was confirmed that we would receive all I had claimed for less a £50 excess.
But the most incredible thing was that the cash was in my Bank later on Thursday.
Wonderful service , wouldn’t dream of going anywhere else.

13 May 2026
Unprompted review
Rated 1 out of 5 stars

Treated like criminals and pretty much…

Treated like criminals and pretty much had sort the whole claim out ourselves with no support from NFU !!!!!

23 May 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback, and I'm sorry to read about the issues you've experienced.

We strive to provide excellent service to our customers and would welcome the opportunity to review what's happened with your claim, so we can address any mistakes and improve our service in future.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy / claim number, and we will look into this further.

Kind regards

Sophia

Rated 1 out of 5 stars

Shocking service - beggars belief !

Terrible service. I made an official complaint about an ongoing claim involving a fallen tree which was not actioned at all - I ended up paying £3800 out of pocket to get the roof mended. U ahve had no resolution 6 weeks later-

To add insult to injury, the NFU have refused to cover our home after one failed payment which was an oversight during a period of severe illness, leaving two vulnerable adults in an uninsured house. My mother used NFU for 40 years - it’s an absolute scandal. I’m sure the papers will have something to say about this.

I couldn’t recommend the NFU to anyone, please avoid especially if you are in anyway vulnerable they will not look after you.

18 March 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review, and I was sorry to read about the issues you've experienced. We appreciate any feedback on how we can work to improve the experiences of our customers and would welcome the opportunity to look into this further.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as the relevant policy and complaint reference numbers, and we will be able to investigate what's happened for you.

Kind regards

Sophia

Rated 5 out of 5 stars

NFU are the best insurance company I…

NFU are the best insurance company I have ever dealt with. Following a roof leak they swiftly sent a loss adjustor who efficiently helped me through the process. The claim was settled quickly and every consideration was given. I am most thankful to have them by my side.

22 January 2026
Unprompted review
Rated 5 out of 5 stars

Help and guidance.

This was the first time since my husband died that I have had to make a claim and I found the staff very helpful in explaining the procedure. Many thanks to them.

11 May 2026
Unprompted review
Rated 1 out of 5 stars

Our claim took 2 years and 3 months to…

Our claim took 2 years and 3 months to complete. I felt I had to fight NFU for every penny! Not what anyone needs when they’ve had to move out of their home to dig up their entire floors. There was no compassion whatsoever!

11 May 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and for providing your feedback. I'm very sorry to read about how long the claim has taken and the disruption you've experienced.

I'd like us to be able to look into this further for you. Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy & claim number, and a member of our team will investigate how the claim has been managed.

Kind regards

Sophia

Rated 5 out of 5 stars

After a car accident which I was not at…

After a car accident which I was not at fault, but my car was written off, NFU sorted everything at 5.30 in the morning, including recovery, getting home if needed,courtesy car the same day and a good prompt settlement. They also put me in touch with health professionals,as I was injured.They made a horrible experience into something I could cope with, I cannot thank them enough, Well done!

14 March 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look