This card is fantastic. I used it recently overseas and there was no issue at all. No Af. No Ftf. No late fees. Nothing to dislike about it. Even with fair credit. My score around 665. Fico. It i... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Card arrived on time. Notified it was delivered. Better interest rate than others and good starting credit line. Easy app and simple to pay. 05/26.
Zero annual fee, approved for a solid available credit line considering my current credit, easy to apply, card arrived on time and simple to activate, works with Apple Pay, and the app is well built t... See more
Company replied
Really love this card, I can earn cash rewards. Only reason I am not using it a lot is because it is a small credit line compared to my other cards. Would go against my credit score.
Company replied
Company details
Written by the company
We are a credit card company that puts you first. With straightforward products, no-nonsense tools and 24/7 US-based support, we’re here to help you build your future, starting today.
Contact info
1000 N West St, 19801, Wilmington, United States
- www.ollocard.com
4.5
Excellent
2k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 97% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
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Helpful statements and email updates.
The statements and email updates you send me periodically are very helpful. Thank you.
22 June 2026
Reply from Ollo Credit Cards
Thank you for your feedback, James.
The app made everything convenient
22 June 2026
Reply from Ollo Credit Cards
Happy to hear you are enjoying our mobile app, Dan!
No credit increase after several months of on time payments.
Have made on-time payments for more than 6 months but no credit increase yet. The other card I have with a different company has given me 2 increases (not requested by me) in the same time frame.
That being said I prefer that card over Ollo card.
22 June 2026
Reply from Ollo Credit Cards
Hi Angie. Merrick Bank reviews accounts on a regular basis for credit line increases. If your account qualifies, the credit line may be increased. If you have further questions, please call us at 833-845-1900 for assistance. We're happy to help.
Reply from Ollo Credit Cards
We’re so glad to hear that our credit program has made a positive difference for you and helped improve your credit score. Thank you so much for sharing your feedback with us, Renee.
Simple straight forward terms.
22 June 2026
Reply from Ollo Credit Cards
Thank you for your review, Hernan. We're happy to hear that we're meeting your expectations.
Reply from Ollo Credit Cards
Thank you for sharing your feedback, Valerie.
Credit is always good so I chose Ollie…
Credit is always good so I chose Ollie as my credit provider and I have no regrets.
22 June 2026
Reply from Ollo Credit Cards
We're happy to hear this, Terrance.
Customer service is the WORST
Customer service isn't just bad, they don't even try to understand. Truly horrifying. Even the supervisor couldn't care less.
20 June 2026
Unprompted review
Reply from Ollo Credit Cards
Thank you so much for sharing your experience, Joseph. We value your feedback and are always looking for ways to improve our customers’ experiences. If you're still in need of assistance, please contact us at 833-845-1900. This is a unique number made for inquiries from social media.
so nice to have an opportunity to…
so nice to have an opportunity to reestablish myself, and my credit thank you OLLO
15 June 2026
paid on time and multiple times a month…
paid on time and multiple times a month No credit line increase.
18 June 2026
Reply from Ollo Credit Cards
Thanks for reaching out to share your review. Merrick Bank reviews accounts on a regular basis for credit line increases. If your account qualifies, the credit line may be increased. If you have further questions, please call us at 833-845-1900 for assistance. We're here to help.
Excellent service Great card !!
1 June 2026
Greedy, unnecessary extra fees
I’m just learning that using my card on Venmo even for the smallest transaction causes a $10 transaction fee every single time. And then on top of that, I’m being charged interest on top of those fees as an additional expense. This feels like pure greed. I’m sick of this company.
17 June 2026
Unprompted review
Reply from Ollo Credit Cards
We appreciate you taking the time to leave a review, Tyler. We take all feedback seriously, as we strive to improve our customers’ experiences. If you're still in need of assistance, please call us at 833-845-2200. We are happy to help.
Over all, good.
Over all, OLLO has been pretty great. I love that they offered X amount of months without interest, I think that is fantastic!
My only hiccup with them: My bank account was double charged for a payment I had submitted; OLLO couldn't tell me whos mistake it was, theirs, or my bank's. So when that one payment was reversed back to me, OLLO froze my account. It took me a little while to get the answer of "just pay ANY dollar amount to your account, and we will unfreeze it in 5ish days"
Which was fine. Just be aware if a payment is double charged.
Other than that, they have been very nice.
16 April 2026
Reply from Ollo Credit Cards
Thank you for your review, Jade.
If you have any questions or concerns regarding payments, please feel free to contact us at 833-845-2200.
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