Oxbury Bank Plc Reviews 1,506

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening accounts, the straightforward application process, and the user-friendly nature of both the website and the app. Many people appreciate the competitive interest rates offered, often finding them to be market-leading. Consumers also praise the clear and concise information provided, making it easy to manage their accounts and understand what is happening. However, some customers also noted occasional difficulties with the app, describing it as clunky or experiencing issues with logging in, especially when switching devices or trying to access accounts from a desktop. A few people mentioned that the service could be slow to offer moves to higher interest accounts or that interest rates on variable accounts dropped quickly.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, highlighting the app's ease of use and... See more

Price

Customers consistently note positive experiences with price, often praising the competitive interest rates... See more

Website

Reviewers highlight positive aspects of the website, often praising its ease of navigation and clear,... See more

Application

Customers had positive experiences with the app, finding it very easy to use and user-friendly for managing... See more

Service

Users describe ambiguous interactions with service. Many reviewers express frustration, citing issues like a... See more

Based on these reviews

Rated 5 out of 5 stars

We were trying to instruct Oxbury to transfer our funds on maturity. We each have new mobiles and QR codes with photos are beyond us. A lady from Obury kindly 'phoned to resolve the matter quickly and... See more

Rated 4 out of 5 stars

I'm not particularly techno savvy and got a little confused with accessing my account. Having sussed it out eventually I thought what a good way to do it, you can't be to careful with all these scamm... See more

Rated 5 out of 5 stars

Picked up the recommendation for the product I chose from MSE web page. (6 mth Fixed Term Bond - good rate of interest for my deposit). Process of opening my account was easy and straightforward. R... See more

Rated 5 out of 5 stars

I had difficulty logging into my savings account as my phone was professionally cleaned. Initially, I was informed by email that it would take five working business days to issue a new code. I was not... See more


Company details

  1. #24 of 49 best companies in Bank
  2. #1 of 1 best companies in Agricultural association

About Oxbury Bank Plc

Written by the company

Oxbury Bank was founded to provide the food and farming industries with the funding and support that they need. We are extremely positive about the future of agriculture and the opportunities available for the sector.

Every pound saved with Oxbury goes to help farmers and the wider market produce food, preserve the countryside and deliver a positive impact to the rural economy. We’re a bank that wants to see farming businesses thrive, together we can make that happen.

For most banks, farming is only a small part of their business. At Oxbury, it is what we do.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

Communication with this Bank is so difficult

:
Communication is difficult and time wasting
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I’ve found it incredibly difficult to reinvest in a new bond with Oxbury Bank at the end of its term. Communications are frustratingly slow, especially through their chat line. After wasting so much time on what should be a simple process, and having contacted the bank several times I’ve decided not to reinvest with this bank. Their loss. I had a large sum to reinvest. Incredibly frustrating.

14 January 2026
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. Pllease contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

Rated 1 out of 5 stars

Very Limited Fixed rate bonds available

My fixed rate bond is coming up to maturity and looking at the options open to me, I’m disappointed to only see 3&6 month bond’s available.
What happened to the 1,2,3 etc bonds?
Needless to say I will be taking my business elsewhere after being a happy customer for the last 5 years.

13 January 2026
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. We’ve sent you an email, but if you have any questions, please contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

Rated 5 out of 5 stars

Banking made easy

Banking seems so easy with Oxbury and on the one occasion when I needed to speak to someone I got through straight away and the issue (my lack of knowledge) was sorted out straight away.
I feel confident my money is being looked after with good interest rates.

9 January 2026
Rated 1 out of 5 stars

Tried to register my new phone to my…

Tried to register my new phone to my savings account today, absolute nightmare. Chat bot useless for any help, eventually given a contact number.
Had to resend my photo ID and take a facetime picture only to receive an email saying this ID had failed. The lady on the phone said someone will be in touch, I said when...unable to confirm a timescale.....utter shambles of a bank and customer service. Once this account matures, my money will be going to another bank.
Rosalie Spencer

7 January 2026
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. We’ve sent you an email, but if you have any questions, please contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

Rated 1 out of 5 stars

Beware this bank

Beware, there is no helpline with this bank. I can’t login to my account despite not changing password, pin or device. Still waiting for an email response and assistance after 3 days. Update: over a week now and still not resolved. I strongly suggest you avoid this bank. Just waiting for my fixed rate bond to mature so I can be shot of them.

30 December 2025
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. Please contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

Rated 1 out of 5 stars

Rubbish!!!

I have opened a business account and a private savings accounts account. Everything about the process has been arduous and hard work! I have had the accounts for 2-3 months and I will be closing the accounts this week as the tiny bit of extra interest is not worth the aggro. Don’t use them they are rubbish . Also they are not available on Xero, so again this becomes messy and hard work. I cannot see the business account in the phone app and I am just hoping it’s because you have to log in from a computer but I must say I am panicking abit until I can speak with them tomorrow. Again a load of hassle!

27 December 2025
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. Please contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

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