Payactiv Inc. Reviews 

2,147
•
TrustScore 4 out of 5

4.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 173 reviews, reviewers had a great experience with this company. People frequently share that incredibly supportive representatives go above and beyond to listen carefully and offer clear solutions. Customers feel genuinely valued when helpful staff members guide them patiently step by step through their account setups. However, some reviewers were not happy with response times and long waiting periods when trying to reach support. Consumers also mentioned receiving generic answers, facing unexpected difficulties with payment transfers, and experiencing trouble updating work hours. A few individuals noted that multiple chat attempts often went completely unanswered before finally getting proper assistance.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting helpful representatives who went... See more

Service

Customers had ambiguous experiences with service, as some reviewers expressed deep frustration regarding... See more

Payment

Consumers find payment processing to be extremely frustrating due to unexpected fees, locked accounts, and... See more

Response time

People report negative experiences with response time, frequently expressing frustration over unreturned... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 5 out of 5 stars

Mary Queen was the most helpful agent I have had ever, she asked what was the issue I had her check my case out me on hold and like magic my issue was resolved. Please recognize her for her customer... See more

Company replied

Rated 5 out of 5 stars

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Is... See more

Company replied

Rated 5 out of 5 stars

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him a... See more

Company replied


Company details

  1. Business-to-Business service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.0

Great

TrustScore 4 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.0

All reviews

(2,147)

165 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Service agents are efficient, service is excellent

Had an issue with my account not linking correctly. About 30 minutes and 2 transfers later the problem was wholly resolved and the enrollment team member, Kaila Hazlynn, answered several questions i had succinctly and clearly

14 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Levi, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 1 out of 5 stars

I was told it takes 24-48 hours to…

I was told it takes 24-48 hours to unlock an account that I have been using since 2025, they locked my account saying I wasn’t who I was because my name was messing an a Apostrophe literally my name was spelled the same everything was the same and if that was a big deal nobody contacted me last year about it , my job update my name Wednesday right my account is still locked and they keep saying 24-48 hours it’s Sunday literally what company locks an account over a apostrophe and still has the account lock remind you I contacted this company September 5th and not only do they not care I still haven’t heard anything back! If I could give a 0 I will I have been very frustrated and tired of reaching out to customers service

5 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Miyah, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 5 out of 5 stars

Emory L was the biggest help and fixed…

Emory L was the biggest help and fixed my account when its been down for a month and consistently being told there was nothing they could do. So amazing!! Thank you!!!

9 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Mckayla, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 1 out of 5 stars

This app is an absolute joke

This app is an absolute joke.
The customer service staff never resolves an issue in a timely manor, and the app always malfunctions! They need to train people to resolve solutions especially ones that have been occurring for years. All you hear is your case has been escalated and not one time is it resolved when you need it to be!

1 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Erin, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Customer service is a joke

Customer service is a joke! Always the same problem with them not updating our hours and when you ask them about it , because it happened to everyone at our company, you get a generic automated response every damn time!! You got the hours and it's your mess up so fix it and don't be lazy. Isn't that your job?

5 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Brandy, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

All you do is give people the…

All you do is give people the runaround, I called in three times now and you keep telling me wait a maximum of 24 hours 8:30 a.m. yesterday morning until 8:30 a.m. this morning is 24 hours it doesn't matter what time zone you're in that is still 24 hours. Then you keep telling me some BS about time zones and waiting until the end of the day, that's not 24 hours. You are pathetic and I hope that people read this and stop using your services because you really are pathetic all you do is make up excuse after excuse not to tell people what's going on when it's clearly your app is always malfunctioning.

1 September 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi John, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Garbage

You have to call in to update your information, and when you ask to do so they make it incredibly difficult and send you on wild goose chases until you are Litterally screaming at the rep (who will talk over you, and condescending to you like you're an idiot) that no the information they are giving you is incorrect and you need the correct one.

Then the app will not let you in with a correct password and new phone number once it's switched over for months.

And then they introduced ID verification and selfies because you're not trustworthy, and make you send in a selfie every 48 hours.

Except for their system is shitty and cheap for a company that demands to be trusted with your money and that will glitch our and noteg you in

30 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tyana, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 1 out of 5 stars

If I could give no stars I would

If I could give no stars I would! This company is HORRIBLE!!! The service offered is never correct or available. I’ve spent 2 days on the phone with customer service 2 separate times and nothing they said that was going to be fixed was fixed! Today I finally get a text saying my funds have been updated to be locked out of my account. Then told that I should be able to log in later today or tomorrow! This company is a joke and should be shut down immediately. My job may as well not even offer the service if we have to deal with this. Total waste of time!!!! Not pleased at all!

26 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 1 out of 5 stars

Horrible

Horrible, unprofessional, 50-50 chance your funds will be available

25 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Myra, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

Emory L was very positive to…

Emory L was very positive to communicate with ! i've had a couple rude agents the last couple days but Emory L was amazing thank you so much

21 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Alexandra, thanks for taking the time to rate us. It really helps us to keep going and deliver our best. Have a blessed day.

Rated 1 out of 5 stars

Whyyyyyyyyyyyyyyy

Whyyyyyyyyyyyyyyy! What is going on. 😳 They messed up my accesible pay AGAIN! This is like I cant count how many times I've had to reach out to them because of this problem. I get the run around every time. EVERY time hey want me to send my paystub to their email but I have done this NUMEROUS TIMES in the past couple months. They should have it on file! This should NOT be continuing to happen all the time. I should not have to be on the chat with someone every week because my payrate has been reset in there system. 😒 Especially if I have sent my payrate paystub on NUMEROUS OCCASIONS!!!!! WHAT IS THE PROBLEM

16 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Shannon, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

She was very patient and clear on what…

She was very patient and clear on what needed to be done. She went above and beyond the call of duty. She deserves a raise. One of the best customer service reps I've ever had. And I work at a call center too so I know good service and she should be recognized. Much appreciated, she made my day so much better.

17 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi John, we are pleased that you enjoyed our services/support. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 1 out of 5 stars

The account gets locked

The account gets locked. Had to wait 48 hours to get it fixed just for it to lock again less than 24 hours later and tech support can’t figure it out and now it’s not a 48 hour max it’s when ever they can figure out what’s wrong and fix it. Being out of work and coming back I need to pull from my upcoming check to stay afloat and I can’t because of it continuing to glitch out on their end. 0/10 I deff will not recommend this app/service to anyone. Find another app like it so you don’t waste your time.

13 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi kamden, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 1 out of 5 stars

If I could give a negative ten stars

If I could give a negative ten stars, I would. The amounts accessed were taken out of my pay checks. I then have a deduction of $2009.00 from mymost current check. I contacted the customer service and sent in the requested pay stubs showing the amounts had been deducted. I then receive an email saying I still owe $299.00. I send in more information confirming all the deductions once again. I receive another email saying I now owe 550.03. Do not use this service. They steal your hard earned money.

As of yesterday, I am having the 550.03 decucted from my pay check when I was told no more would be taken and this is while Payactiv is reviewing my complaint.

7 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

Samuel is one of the only ones to help…

Samuel is one of the only ones to help with my issue. He fixed the issue quickly and made sure I could get in my account! Super helpful!!

12 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

I spoke with Mary Queen today and she…

I spoke with Mary Queen today and she was very informative. She answerd all my questions and is very professional. Thamk you Mary ! Thank ypu payactive !

11 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Shante, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

Levi was very curteous and resolved my…

Levi was very curteous and resolved my issue RIGHT away!

6 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Baroque, we are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

Brent T helped me fast and efficient

Brent T helped me fast and efficient, plus he was very kind in this matter

5 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Travis, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

Samuel was the best helped me with…

Samuel was the best helped me with everything and didn’t make it seem like he didn’t want to talk and just get it over with

5 August 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Hayden, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 5 out of 5 stars

Ryan Kane was very kind

Ryan Kane was very kind, very understanding, very caring. I’m very happy he helped me out

30 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look