Payactiv Inc. Reviews 

2,147
•
TrustScore 4 out of 5

4.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 173 reviews, reviewers had a great experience with this company. People frequently share that incredibly supportive representatives go above and beyond to listen carefully and offer clear solutions. Customers feel genuinely valued when helpful staff members guide them patiently step by step through their account setups. However, some reviewers were not happy with response times and long waiting periods when trying to reach support. Consumers also mentioned receiving generic answers, facing unexpected difficulties with payment transfers, and experiencing trouble updating work hours. A few individuals noted that multiple chat attempts often went completely unanswered before finally getting proper assistance.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting helpful representatives who went... See more

Service

Customers had ambiguous experiences with service, as some reviewers expressed deep frustration regarding... See more

Payment

Consumers find payment processing to be extremely frustrating due to unexpected fees, locked accounts, and... See more

Response time

People report negative experiences with response time, frequently expressing frustration over unreturned... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 5 out of 5 stars

Mary Queen was the most helpful agent I have had ever, she asked what was the issue I had her check my case out me on hold and like magic my issue was resolved. Please recognize her for her customer... See more

Company replied

Rated 5 out of 5 stars

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Is... See more

Company replied

Rated 5 out of 5 stars

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him a... See more

Company replied


Company details

  1. Business-to-Business service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.0

Great

TrustScore 4 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.0

All reviews

(2,147)

165 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I talked to Mr. Zach Larson

I talked to Mr. Zach Larson early this morning honestly kind of in a panic, because yesterday the call volumes were high and I couldn’t get a hold of anyone. When I did, there was no solution and I was very disappointed because I knew the problem wasn’t on my side. When I got ahold of Mr. Larson, Zach repeatedly apologized and reassured me that the problem I was having would be promptly fixed. After chatting about my problem for a few minutes he escalated it, and told me I should be able to log in within the next twenty-four hours! That solution made my heart happy as today is my day off and I didn’t want to have to sit on the phone for hours. He was the best staff from Payactiv I believe I could have talked to! He is an absolute asset to Payactiv and I believe he honestly needs a raise! Five out of Five stars for Payactiv, only because of him though, because if it was only based on my experience yesterday I wouldn’t have recommended it to anyone. So please, thank Mr. Zach Larson!

1 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Alexzandrea, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Quinn Avery was amazing

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him about what was going on he quickly assisted me and fixed my issue! Please give him a promotion a raise or something because of him I'm going to continue to use pay activ & recommend others thank you so much Mr. Avery you are phenomenal!

26 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Arnold, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 1 out of 5 stars

Absolutely a waste of time support is…

Absolutely a waste of time support is useless the app sucks the company sucks

18 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kyle, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Doesn't work if you are a Bosselman…

Doesn't work if you are a Bosselman employee. They aren't interested in helping figure it out. Wouldn't recommend to a coworker.

17 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jacob, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

Brent Taylor is an outstand employee

Brent Taylor is an outstand employee. This is probably my 3rd time interacting with him and he solves my issues in a timely manner.

Thanks Brent

10 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Drake, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 1 out of 5 stars

The worse company ever

The worse company ever. My issue still isn't fixed and it's been over a week. They lied and said it was my company fault but find out it's not. Oh and no one ever knows anything. How is this company still up? Shut them down
Now they called and said I owe them $100 from April. This company is nothing but LIES. They probably mad because I have made so many bad reviews but I will never use them again

2 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kim, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 1 out of 5 stars

Update issues

I use this service regularly. I have had an issue with my hours being updated since Tuesday. I'm a salary employee and can't seem to get a straight answer from their support team as to what the problem is .

28 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Dorothy, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 1 out of 5 stars

Steer clear of this company

Steer clear of this company. Very deceptive liars. They are not there to help you, but to make things worse. Watched their video, was under the impression that there weren’t fees associated. The fees are predatory. The app is confusing, clearly they want you confused. You’re better off with Cash App and free overdraft. Do not let them get your paycheck! The fees will shrink your hourly wages.

28 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kristy, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 5 out of 5 stars

Zach Larson was great and walked me…

Zach Larson was great and walked me through the process!!

11 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jade, we are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

You're the Best Zach Larson

You're the Best Zach Larson, & you absolutely, deserve a raise.!!!! You were kind patient and helped me every step of the way!!!☺️☺️☺️☺️

18 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Amy, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 1 out of 5 stars

Blames employer for not updating hours consistently

I haven't been able to access funds recently due to Payactiv blaming my employer not updating my hours. I know it's their system not updating my hours. Now it's a new pay period without any response from anyone regarding the matter.

15 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 5 out of 5 stars

Working with Kayle Howard was the great…

Working with Kayle Howard was the great part. I have called 4 other times and he was the only person to give me a solution to my concern, my concern was that my card that starts with 4008 is no longer being accepted, and I wanted to know how to access funds. No one gave me the information that this gentleman gave me and made it very simple that if and when I need to access my funds, just use the Walmart cash pick up, so I appreciate his knowledge of solving problems for your customers and I hope you have a wonderful day and I wanna make sure this gentleman get recognition for his service

16 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tanva, thank you for your feedback. Our team is always working hard to continuously improve our product for your better experience. Have a blessed day ahead.

Rated 5 out of 5 stars

I specifically want to mention Zach Larson

I specifically want to mention the representative I spoke with, Zach Larson. From the beginning of the call he listened to my concerns and displayed amazing communication and knowledge as well as empathy. He explained the processes he was going through so that I would have a better understanding and created a truly wonderful calm experience. When he put me on hold he made sure to check in with me and as someone who also works in a call center, it is not often when calling other places I get to speak with someone who exceeds my expectations. He truly is an amazing employee with the knowledge and skills as well as a wonderful calming voice. I just want to say thank you to Zach for making something that was frustrating and truly following through and giving me a resolution that was initially confusing. He definitely deserves a raise and if I need help in the future, I will be requesting to speak with him only. You have a truly special employee that is dedicated and creates a wonderful call experience.

Thank you,
Amanda Charbonier

10 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Amanda, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 1 out of 5 stars

They Block you when you ask for proof.

I noticed a discrepancy between what i accessed and what was deducted from my paycheck. After adding all wage accessed in the app, there was over $500 discrepancy in what was deducted from my paycheck. All attempts at contacting support are met with "thank you for contacting us. There is no discrepancy." Not to mention what i spent on that card does not match what theyre claiming i accessed. When I asked for my itemized YTD, I was met with "your YTD is $2013.53" which matches neither my paycheck deductions nor the app. My email has now been blocked by them, but Gmail is free. Either prove to me I accessed that much or give me my money back!!

8 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Brandi, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

I have been reaching out to you guys…

I have been reaching out to you guys for over a week now to see why my hours werent showing up so that i could borrow money against my paycheck. Every person asked for my timesheet which i was unaware I was able to pull up on my own because nobody informed me of that until today when Emory L. took the time to explain to me that my timesheet was something I was able to screenshot myself and send to you guys. She/he is the only 1 that stopped and took her time with me. She/he was a huge help

6 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Robyn, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 2 out of 5 stars

Not truthful

So this is my first time using this particular daily pay system I was skeptical but decided to try it out , well they only have chat and I was asking questions about my accessibility of the money earned and the agent closed the chat without helping— mind you I waited 12 minutes. I already had questions the day prior only to get told to do the email and didn’t get that “resolved” until the next morning even though I was told a “few hours” . I’m really going to talk to my company about switching to a different program because this by far has been a HELL no for me. I don’t even understand how you advertise 50% but only give 20% .

4 May 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Ariel, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Absolutely terrible

Absolutely terrible. I switched employers and had to jump through multiple hoops. It was finally sorted after a month, or so I thought. I went to transfer money and was charged the service fee, but the money never went in. The customer service was excruciating. They are completely helpless and offer nothing of substance. All because I changed employers.

9 April 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Raymond, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 5 out of 5 stars

10/10 amazing fast service!!

10/10 amazing fast service!!

3 April 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Melina, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 1 out of 5 stars

rude towards customers.

Paid for support and received some of the most dismissive service I’ve experienced. The first representative didn’t even allow me more than 30 seconds to explain my issue before abruptly ending the conversation.

When I reconnected, I was assisted by Nicolas F., who was equally unhelpful. After I asked to end the session so I could leave feedback, he immediately terminated the interaction himself and marked it as ‘no additional questions needed.

Ending a paid support session the moment a customer mentions feedback is not just unprofessional, it reflects a complete lack of accountability. This service felt rushed, dismissive, and not worth paying for. I would strongly advise others not to rely on it.

29 March 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jake, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look