PaydayUK Reviews 

8,022
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,705 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is exceptionally simple, user-friendly, and very fast to complete. People really appreciate receiving their cash funds almost immediately after approval, which provides reliable financial help during unexpected emergencies. Consumers note that the service is highly professional and efficient, making the entire procedure straightforward and stress-free. Some reviewers were not happy with unexpected redirections to other pages, or experienced issues regarding loan repayments and sudden application denials. A few consumers also mentioned concerns about the cost of repayments and the clarity of some secondary agreements encountered along the way.

What people talk about most

User experience

Customers had positive experiences with user experience, highlighting the application process as... See more

Service

Reviewers mention positive feedback about service, expressing widespread satisfaction with the fast,... See more

Payment

Users describe positive interactions with payment, noting that funds are transferred into their bank accounts... See more

Response time

Consumers find response time to be exceptionally fast, expressing great satisfaction with how quickly... See more

Website

People report positive experiences with website, noting that the online application process is... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I needed money for repairs and couldn’t get loan elsewhere. After filling quick application form had money on my account in 2 minutes. Would highly recommend Lending Stream!

Company replied

Rated 5 out of 5 stars

Experience was great. Very straight forwards and easy to understand, you just add in a few small details about yourself then you get told if you're accepted or not. Great work would recommend

Company replied

Rated 5 out of 5 stars

100% recommend…. Super easy system, took me around five minutes in total to fill out information for the quote, and to get this paid out! I received payment with a few minutes of even clicking... See more

Company replied

Rated 5 out of 5 stars

Set amount, location & it did its scan. Came back in under 5 mins with some offers. I chose and proceeded to fill in application. It was accepted and had the cash in my bank account within 30 mins, st... See more

Company replied


Company details

  1. Loan agency
  2. also in
  3. Non-bank financial service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8k reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(8,022)

1,669 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Very simple

Very simple, easy to follow. Redirects you to the most suited lender. Very helpful

9 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Payday UK Simple, Quick and Helpful Service

My experience with Payday UK was positive. The application process was straightforward, and the website was easy to use. The information was clear, and the overall process was simple to follow. I appreciated how convenient it was to complete the application online. Overall, I had a good experience and would recommend the service to others looking for a straightforward application process.

9 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 4 out of 5 stars

Easy accessibility

Easy accessibility, very comforting customer service, I would definitely recommend this to a family member or friend.

8 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 4 out of 5 stars

First time ever applying for a loan and…

First time ever applying for a loan and it felt very scary and a little daunting however the application was easy to fill in and i recieved my loan very quickly. They send you an email to ensure you are aware of what payments you will pay back and they are very helpful

8 October 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It was very easy and quick

It was very easy and quick. I will highly recommend to friends and family

7 October 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Really good and helpful would…

Really good and helpful would definitely recommend thanks for everything

6 October 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 4 out of 5 stars

Easy to use and navigate

Easy to use and navigate. Website is user friendly, and had no problems submitting an application.

5 October 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great experience.

Great experience. Real helping hand in time of crisis. In 10 minutes I had money into my bank account. From start of process.

Very happy. Thank you.

5 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It is a very good trust worthy company…

It is a very good trust worthy company a d I'm.vdty happy to be one of those that has gotten a good deal with them I recommend any body to this company

5 October 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Fast and easy

Fast and easy. No hassle. Would use again.

3 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Everythint was done quickly and easily

Everythint was done quickly and easily, money was in my account within an hour. The application was simple and the service was great 👍

2 October 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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