A great idea executed terribly - massive fail
Pay with Spare is a great idea. Load up a virtual wallet for your kids to spend on lunch and snacks at school securely and safely. However, it has been executed incredibly poorly. The user experience is terrible. The service requires you to login and enter all of your credit card details from scratch each time you top up. It does not take Apple Pay. This means a 5-10 minute task every time you want to add funds to your kids accounts once a week! I asked them if they were going to add Apple Pay a year ago. Nothing.



