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Planet Reviews 

1,407
•
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 107 reviews, reviewers had a great experience with this company. Customers frequently mention that the dedicated staff is exceptionally helpful, proactive, and communicative, guiding them patiently through every single step of the mortgage and loan procedures. People note that the overall refinancing process is remarkably smooth, efficient, and very easy to navigate from start to finish without unexpected complications. Some people were dissatisfied with customer service interactions, noting unhelpful responses, poor communication, delayed issue resolutions, and unprofessional behavior from certain representatives. Reviewers also mentioned encountering payment processing issues, delayed tax paperwork, and unexpected account complications that caused significant added stress during their tenancy.

What people talk about most

Service

Clients share positive opinions on service, highlighting that the entire loan and refinancing process is... See more

Staff

People report positive experiences with staff, highlighting that team members are consistently accessible,... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many customers praising agents for being... See more

Payment

Customers had ambiguous experiences with payment, with reviewers highlighting both positive adjustments and... See more

User experience

Users describe positive interactions with user experience, highlighting a smooth, fast, and stress-free... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Seth Erickson from Planet Home was very helpful with guiding us through the loan process for our first home. He was in communication with us every steps of the process and was always available for any... See more

Company replied

Rated 5 out of 5 stars

Seth was accessible, knowledgeable, and just a great guy to talk to and work with. He helped us navigate our situation, understand when everything needed done, and even gave us reminders if we hadn't... See more

Company replied

Rated 5 out of 5 stars

Kyle was there to answer questions & help us out every step of the process. He was considerate of my overnight work schedule when needing my attention during the days, and was able to provide us a few... See more

Company replied

Rated 5 out of 5 stars

Chris was absolutely amazing! As a first-time homebuyer on a tight deadline, I couldn’t have asked for a better experience. Chris and his team were incredibly thorough, proactive, and on top of every... See more

Company replied


Company details

  1. Mortgage Lender

Written by the company

Planet is a mortgage lending and servicing company focused on helping people navigate the homeownership journey. We work with homebuyers, homeowners and lending partners, providing mortgage solutions and servicing support at different stages of the process. We understand that a mortgage is more than a financial transaction. It's connected to a place to call home, a family's future and one of life's most important financial decisions. Our goal is to make the experience clearer, provide helpful guidance and give customers the support they need along the way. We believe better experiences start with listening. Customer feedback helps us understand what we're doing well, where we can improve and how we can better serve the people who count on us. At Planet, we're moving the mortgage experience forward through expertise, innovation and a commitment to continuous improvement.

Planet Home Lending

Written by the company

Our Core Values
We’re committed to making the home loan experience clear, fair, and achievable. We do what’s right for the customer – what’s ethical, compliant, and provides a good benefit. We treat all people and each other with respect and transparency. We deploy tactical-edge technology to protect our customers and partners. We support, encourage, and educate our customers, employees, and partners. We define our success by their success.
Our Mission
We believe in putting homeowners first, making the home loan experience personal and transparent, and doing the right thing for our customers and clients. We help our customers achieve homeownership, whether it’s their first home, move-up home, vacation home, investment property, or retirement home. We offer diversified products at competitive prices. We identify best-in-class people, technology, and training to expand our knowledge and improve the home loan journey for our customers.

Contact info

3.8

Great

TrustScore 4 out of 5

1k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

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3.8

All reviews

(1,407)

102 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Experience was great with the refinance…

Experience was great with the refinance customer service excellent and walked us through the whole process and communication was excellent thank you

19 January 2026
Unprompted review
Planet logo

Reply from Planet

We appreciate your review and your kind words, Ricardo. It’s customers like you who remind us why we do what we do. Thank you for being part of the Planet family.

Rated 5 out of 5 stars

The easiest mortgage process i have ever had

Sean and his associates were respectful, profession ,patient and always helpful and reassuring throughout the process of arranging and executing our loans. They made a very stressful process easier for us with their positive attitude and no pressure approach to the task of completing the loan process.

20 January 2026
Unprompted review
Planet logo

Reply from Planet

So glad you had a great experience, Jim! We’re proud to be part of your homeownership journey — thanks for choosing Planet.

Rated 5 out of 5 stars

David and Mary were amazing and helped…

David and Mary were amazing and helped us out so much, kept us informed every step of the way and answered all our questions. The refinancing process was so easy thanks to them and there was no run around, everything was clear and processed in a timely manner. So happy we got to stay with planet home lending!

9 January 2026
Unprompted review
Planet logo

Reply from Planet

Thank you for your review, Eloisa. We're glad your mortgage refinance experience was a good one with Planet Home Lending, and we’ll be here to help with all your future home loan needs.

Rated 5 out of 5 stars

Derek Watkins and John Ellis …

Derek Watkins and John Ellis made my mortgage process go through without all the stress I was expecting. Their knowledge and prompt response to any questions or concerns I had really amazed me. Would recommend to anyone looking for a mortgage lender.

14 January 2026
Unprompted review
Planet logo

Reply from Planet

So glad you had a great experience, Benny! We’re proud to be part of your homeownership journey — thanks for choosing Planet. - Derek

Rated 5 out of 5 stars

Chris was absolutely amazing

Chris was absolutely amazing! As a first-time homebuyer on a tight deadline, I couldn’t have asked for a better experience. Chris and his team were incredibly thorough, proactive, and on top of every step to make sure we met our closing timeline. We are so grateful for Chris and his team!

9 January 2026
Unprompted review
Planet logo

Reply from Planet

This is exactly what we mean by, “We’ll Get You Home.” Amanda, we’re honored to be part of your homeownership story.

Rated 5 out of 5 stars

Great Experience

My experience with Kyle was awesome the process was seamless!😎
Thank you.

7 January 2026
Unprompted review
Planet logo

Reply from Planet

We’re thrilled to hear this! Your kind words remind us why we do what we do: getting people home with the service they deserve.

Rated 5 out of 5 stars

Dan and Richard are professional and…

Dan and Richard are professional and knowledgeable. They were relentless in finding the right program for us. We are now home owners! Whoot! Whoot!!

8 January 2026
Unprompted review
Planet logo

Reply from Planet

Thank you for being a Planet customer and taking the time to share your experience! We’re committed to getting people home with care and consistency, and your feedback helps us do just that.

Rated 5 out of 5 stars

Excellent

Excellent! As first time home buyers we didn’t have any issues with understanding the mortgage process. Rick Scherer was great to work with!

30 December 2025
Unprompted review
Planet logo

Reply from Planet

Thank you, Debra, for being a Planet customer and taking the time to share your experience! We’re committed to getting people home with care and consistency — and your feedback helps us do just that. - Rick Scherer

Rated 5 out of 5 stars

overall terrific experience

overall terrific experience. Erik was fantastic and would work with again. Clear communication and fast responses. Appreciate all their help!

19 December 2025
Unprompted review
Planet logo

Reply from Planet

Thank you for your positive feedback, John. I’m glad I could provide expert guidance along the way, and I’ll be here for your future mortgage needs. - Erik

Rated 5 out of 5 stars

First Class Company

I've been with Planet Home Lending since shortly after I purchased my home. A few weeks ago I decided to call them about my refinance options. I spoke with Chris, who went over my options with me. With his help and wealth of knowledge, we decided on their Streamline option. The process was quick and easy and Chris & Naomi helped me every step of the way.

11 December 2025
Unprompted review
Planet logo

Reply from Planet

I appreciate your kind words, James. Helping you refinance your mortgage was a highlight of my month, and I hope to be your lender for life. – Chris

Rated 4 out of 5 stars

Overall a smooth refinance

Overall a smooth refinance. Had a few issues but it was handled immediately. The communication was great during the process.

18 December 2025
Unprompted review
Planet logo

Reply from Planet

Thanks for sharing your thoughts, Alan. It was great to help you with your refinance milestone, and we’ll be here when you’re ready for your next mortgage journey.

Rated 1 out of 5 stars

illegally withholding insurance funds due to homeowner

We are trying to rebuild a disabled veterans' home after a total loss fire. We are at 85% completion and have not been paid since we are in the 40% range. During the process, Planet Mortgage bought this loan and took over the nearly $200K in Insurance proceeds. For the last 6 weeks, we have been repeatedly giving them the Documents they have asked for to get the money released, only for them to say they do not have them. The Veteran is about to be homeless because we cannot finish the house without being paid. They DO NOT CARE AND WILL NOT DO THEIR JOB! We will have to file a lien and force the veteran to sell the home because we have to pay the bills on the property. Planet Homes allegedly has the money, but they will not release it to the homeowner, no matter how many times we provide the documentation. It makes me wonder if they actually have the money. I hope you will consider another, more reputable Mortgage company, as Planet Homes likes to cheat Veterans out of their money.

22 December 2025
Unprompted review
Planet logo

Reply from Planet

Thank you for reaching out. We want to deliver the level of service our customers deserve and would welcome the chance to connect with you directly. Please send your name, phone number, and property address to ReviewTeam-DG@planethomelending.com so we can escalate this.

Rated 5 out of 5 stars

I’m so thankful

I’m so happy for the chance for refinance so thanks to my planet home family.

15 December 2025
Unprompted review
Planet logo

Reply from Planet

We’re happy to have you in the Planet family — thanks for choosing us.

Rated 5 out of 5 stars

Sam did a great job keeping us informed…

Sam did a great job keeping us informed and the process simple?

26 November 2025
Unprompted review
Planet logo

Reply from Planet

Thank you for choosing Planet! We’re happy we could provide the service and support you needed, and we’re grateful you took the time to share your review.

Rated 5 out of 5 stars

My Planet Home Lending Experience …

David Ambula and his team were wonderful and trusting to work with on my Refinance completed. They made the process easy and understandable. They were available to answer any questions or concerns that you had during the process. I would definitely recommend Planet Home Lending!

21 November 2025
Unprompted review
Planet logo

Reply from Planet

Thanks for being a Planet customer and taking the time to share your experience! We’re proud that David Ambalu delivered the care and service that made you feel confident and supported through every step of homeownership.

Rated 5 out of 5 stars

Easiest mortgage company I’ve had

Easiest mortgage company I’ve had. Great communication and simple to work with.

3 December 2025
Unprompted review
Planet logo

Reply from Planet

Thank you for the kind words. We’re here for you and proud to support your homeownership journey for years to come.

Rated 5 out of 5 stars

10/10 experience

John was calm, gave measured advice without a big sales pitch. He was trustworthy and reliable. 10/10 will come back if or when we refinance.

1 November 2025
Unprompted review
Planet logo

Reply from Planet

Thanks so much for your kind words. Helping with your home loan milestone was an honor, and we hope to serve you again when you're ready to refinance.

Rated 5 out of 5 stars

Refinancing planet home lending

Orin Swiss was honest and upfront about refinancing and closing was simple and to the point. Thank you for your honesty and helping military veterans.

11 November 2025
Unprompted review
Planet logo

Reply from Planet

We appreciate your thoughtful review! Our goal is to deliver outstanding service every step of the way, and it’s wonderful to hear Orin Swiss delivered for you.

Rated 5 out of 5 stars

Kyle is great!

Kyle was there to answer questions & help us out every step of the process. He was considerate of my overnight work schedule when needing my attention during the days, and was able to provide us a few options on loans to choose from. He also helped my Mom get a home a couple years ago; we tell everyone about him!

17 November 2025
Unprompted review
Planet logo

Reply from Planet

Thank you for taking the time to share your experience. We're glad to know Kyle provided the support you and your mom needed. Your referrals are the greatest compliment we could receive.

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