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Pumpkin Pet Insurance Reviews 

3,795
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,675 reviews, reviewers overwhelmingly had a genuinely great experience with this company. Customers frequently mention that submitting claims is extremely simple and fast, ensuring that medical expenses and surgery costs are handled smoothly without unnecessary stress. People truly appreciate the incredibly quick response times, reliable communication, and prompt reimbursements sent directly into their personal bank accounts. Some reviewers were not happy with customer service delays, experiencing significant difficulties when trying to reach support representatives for policy information. A few consumers also mentioned that certain staff members were unhelpful, and some expected reimbursements for vaccinations or injury claims were ultimately denied.

What people talk about most

Claim

Customers consistently note positive experiences with claim processing, highlighting how easy it is to submit... See more

Service

Users describe positive interactions with service, highlighting fast and fair claim processing along with... See more

Response time

People report positive experiences with response time, highlighting very fast and efficient service regarding... See more

Refund

Consumers find the refund experience to be highly positive, praising the fast and prompt reimbursement... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as kind, knowledgeable,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We love Pumpkin pet insurance. It’s like having an additional family member that looks after our pets. Cash and Pinot are well taken care thanks to Pumpkin pet insurance. Thank you Pumpkin

Rated 5 out of 5 stars

Utilizing our Pumpkin Insurance has been an extremely positive experience. The process and tools to provide doctors and hospital bills are very user-friendly and straightforward. The technology worked... See more

Rated 5 out of 5 stars

We have had great success with Pumpkin Pet Insurance. Our dog is almost 4 years old and has had MAJOR health issues. We have submitted several claims. The process to submit claims is easy and in mos... See more

Rated 5 out of 5 stars

I was actually scared of sending it, because of my previous claim denial. I was very surprised to actually get this solved so fast it was. It gave me such a relief and to be able to focus on my dog, o... See more


Company details

  1. Pet Insurance Company
  2. Insurance company
  3. Veterinarian

Written by the company

If pets are your kids, we’re your insurance. Dog, cat – doesn’t matter. When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4k reviews

5-star
4-star
3-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.8

All reviews

(3,795)

1,607 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very Satisfied!

Clear communication, super fast resolution to claims, and all accomplished electronically.

26 August 2026
Rated 5 out of 5 stars

Great service!

I sent in my claims on a Sunday, claim was processed that day and funds were there in a day or so. Fast efficient service. Highly recommend!

19 July 2026
Rated 1 out of 5 stars

They wouldnt take my card

They wouldnt take my card. Said its the wrong kind. Dont you mean the poor kind! Im as good as any of your customers. Probably a lot more honest too. Screw your company! I will do business with someone who takes my kind.

1 September 2026
Unprompted review
Pumpkin Pet Insurance logo

Reply from Pumpkin Pet Insurance

Thank you for your feedback, Joe. We'd love to have you and your pet in the pack! We do accept most major credit and debit cards. Please give us a call and we'd love to help walk you through enrollment!

Rated 5 out of 5 stars

A Huge Help During a Difficult Time

I can’t say enough good things about Pumpkin Pet Insurance, and I’m echoing the many other positive reviews here. My dog, Luca, was diagnosed with cancer and has gone through radiation treatment as well as several follow-up CT scans.

During such a stressful and emotional time, Pumpkin has been an incredible help. Their customer service is outstanding. I can always reach a kind, helpful person without much of a wait. They even suggested lowering my premium around renewal because they knew I had significant vet bills coming up, which says a lot about how much they genuinely care.

The payouts have also been incredibly fast. Estimates are usually turned around the same day, and I haven’t had any issues with claims. Having Pumpkin there to help take some of the financial stress off our shoulders has made a massive difference. I’m so grateful for them.

31 August 2026
Unprompted review
Rated 5 out of 5 stars

Best Insurance

Claims are easy to submit and customer service is always nice and knowledgeable. Very happy with the insurance.

21 August 2026
Rated 5 out of 5 stars

Yes,my experience with Pumpkin was…

Yes,my experience with Pumpkin was really great,because respond always so quick and they are always ready for help . Pumpkin understands what it’s so important protecting. I am really recommend this health insurance. Thank you for your great job and protect us

22 August 2026

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