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SoLo Funds Reviews 2,322

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,423 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the ease of use and efficiency of the app, highlighting its helpfulness in times of financial need. Many appreciate the quick funding process and the excellent customer service, describing interactions as smooth and supportive. However, some people were dissatisfied with the payment process, specifically mentioning issues with card verification and concerns regarding additional requirements or perceived extra costs associated with securing a loan. A few other people also felt that the customer service was occasionally unresponsive or that the app experienced glitches.

What people talk about most

Payment

Consumers find payment to be ambiguous. Many reviewers praise the easy process, quick funding, and timely... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process easy to understand,... See more

Service

Reviewers mention positive feedback about service. Many customers express satisfaction with the quick and... See more

Application

Clients share positive opinions on the app, with many praising its ease of use and quick access to funds.... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently mention the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

I like how helpful they are trying to get you the funds Yu nee. Great community of people experiencing the same as you so the help your getting is proven tested

Rated 5 out of 5 stars

Solo helped me see that people can help one another and real people helping real people is how it's supposed to be. I gave me a sense of connection not often found these days. refreshing , helpful , a... See more

Company replied

Rated 5 out of 5 stars

It helped me out a lot when I lost my job unexpectedly. There are times in life when you cannot control how companies will let you go through no fault of your own, especially while on FMLA. Solo came... See more

Company replied


Company details

  1. Alternative Financial Services
  2. Non-bank financial service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Great platform

It took awhile before I ever got funded but finally somebody did help me out right when I needed it most to fix my car. I wish I could personally thank that person

7 May 2026
Rated 5 out of 5 stars

"I needed $100 for an unexpected bill…

"I needed $100 for an unexpected bill before my next paycheck. I set a 10% tip, and my loan was funded in about 20 minutes. It was much easier than a traditional bank, and I love that there’s no credit check. However, be careful with the 'donations'—they are optional.

15 April 2026
Unprompted review
Rated 4 out of 5 stars

It's not bad of an APP and peer funding…

It's not bad of an APP and peer funding is not a new type of financing but the way this form of it is used is definitely modern. Lender or borrower or both your choice.

2 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tim,

We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Quick

Quick, easy funding

6 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

A Great Experience

I've only used this app once and had the funding that I requested in my bank account within 24 hours.

Great job, I'll be back and will tell all my friends!

Thanks!

4 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Philip,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo will make you go LOCO when you…

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you won't regret downloading!
I was not paid nor was i promised anything for this statement but it sure would be nice 😉

5 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Stephen,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This has been a great site for getting…

This has been a great site for getting funding for life’s emergencies. Great experience

6 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Heather,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great

Great! Thank you’

5 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Destinee,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Thank you for being there

The fact I was new on site and someone gave me a chance

6 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Fast process

6 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Rosalinda,

We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Everything was awesome

Everything was awesome

5 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re thrilled to hear that everything was awesome and that you had a great experience with us.
We truly appreciate your support and look forward to being there for you whenever you need us again!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I was financed quickly and efficiently…

I was financed quickly and efficiently just really smooth and easy

5 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re so glad to hear your experience was smooth, easy, and efficient! Providing quick access to funding with a simple process is exactly what we strive for.
Thank you for taking the time to share your feedback and for choosing SoLo.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great app and super easy to use

Great app and super easy to use. This has been helping me out a lot lately.

5 May 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Dear Malia,

We’re happy to hear the app has been helpful and easy to use.
Knowing that SoLo has been able to support you when you needed it most truly means a lot to us. We appreciate you being part of the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The people that are lender have come…

The people that are lender have come thru for me when I needed it the most. Tips are very reasonable and repayment time are spaced great.

3 May 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Lee,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Scott,

We’re so glad to hear you found SoLo easy to use and fair.
Creating a simple and transparent experience for our community is always our goal, and we truly appreciate your support!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Nice community

4 May 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

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