Spot on Mortgages Ltd Reviews 

274
TrustScore 5 out of 5

5.0

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Rated 5 out of 5 stars

Superb mortgage advice from a guy I actually trust. Ian really knows this business and his advice has been excellent; got us a really good deal in a difficult market. Spot on mortgages were recommen... See more

Rated 5 out of 5 stars

Ian is our go to for everything to do with mortgages. He arranged our first ever mortgage (including explaining things like fixed and variable rates etc to us as new homeowners with no clue!) and has... See more

Rated 5 out of 5 stars

We have used Spot On Mortgages for many years now. Ian is professional, approachable and knowledgeable; all of which have been essential as we’ve negotiated the enormous subject of ‘mortgage lending’... See more

Rated 5 out of 5 stars

Amazing service as always. We have used Ian's advice and guidance to inform our mortgage decisions for years. He is honest, trustworthy and knowledgeable, offering a range of options and helping us t... See more

Company details

  1. Mortgage broker
  2. Insurance company

About Spot on Mortgages Ltd

Written by the company

Spot On Mortgages offer free* mortgage advice in Bristol, Gloucester, Somerset & surrounding areas.

* We are paid commission received from the lender for arranging the mortgage on your behalf.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Spot On Mortgages Ltd is an Appointed Representative of TenetLime Ltd.

Spot On Mortgages Ltd is registered in England & Wales under reference: 07774662. Registered office: 120 Phoenix Way, Portishead, Bristol, North Somerset, BS20 7JX.


Contact info

5.0

Excellent

TrustScore 5 out of 5

274 reviews

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5.0

All reviews

(274)

4 reviews in the last 12 months

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Rated 5 out of 5 stars

Couldn't recommend Spot on Mortgages highly enough

Spot on Mortgages have helped with our mortgage twice now and each time Ian was extremely helpful and explained in very easy terms each product's pros/cons. Always friendly and very communicative, Ian went above and beyond when we needed a very short notice DIP too, scheduling meetings that worked for us (after work etc). Wouldn't hesitate to recommend Spot on Mortgages to others and look forward to meeting again when our mortgage is up for renewal.

18 October 2024
Unprompted review
Rated 5 out of 5 stars

First time buyers

As first time buyers, we couldn’t recommend Spot On Mortgages enough!
Ian was very informative and helpful every step of the way. We met with him a few times prior to taking out our mortgage, and nothing was too big of an ask. He was up front with what was available to us and gave his honest and professional opinion. He was supportive with the whole buying process, not just the mortgage, which was a godsend!
We’d highly recommend!

30 September 2024
Rated 5 out of 5 stars

Have been using Spot on for years

We've been speaking to Ian at Spot on Mortgages for years and recommend him to all our friends and family. Totally up front, honest advice and always looking for the best deal to suit us and our needs at the time. Can't recommend highly enough.

30 September 2024
Unprompted review
Rated 5 out of 5 stars

A spot on service!

Ian at Spot on Mortgages was brilliant, as a first time buyer Ian has provided support and recommendations on not only mortgages but has also provided advice on a number of the processes on buying for the first time.
Ian was recommended by a work colleague and I would not hesitate on recommending to anyone looking for advice.

12 July 2024
Unprompted review
Rated 5 out of 5 stars

First class service

Ian at Spot on Mortgages has always provided a first class service over the years that we have needed his advice. His expertise and knowledge has been invaluable when trying to navigate the best mortgage rates. We would highly recommend this business

4 August 2024
Rated 5 out of 5 stars

Highly recommended

This is the second time we’ve used Spot on Mortgages - both times have been excellent. Ian is friendly, knowledgeable and efficient - he even answered our questions whilst on holiday. Sorry Ian! We highly recommend their services.

8 July 2024
Rated 5 out of 5 stars

Ian at spot-on mortgages has been…

Ian at spot-on mortgages has been brilliant for us. We returned twice since our first mortgage several years ago. He's worked hard on our behalf, is friendly and explained our options very clearly.
Highly recommended!

8 July 2024
Rated 5 out of 5 stars

Spot on Mortgages Ltd - TOP CLASS COMPANY

Spot on Mortgages Ltd have been part of our lives for around 30 years since they began and they have helped my wife and I with all our mortgage requirements to suit our needs, they have always advised and assisted as and when required. They are a Top Class Company.

14 June 2024
Rated 5 out of 5 stars

Highly recommend

Spot on mortgages have helped us twice now and I can’t recommend them enough! Ian was so helpful with finding the right mortgage for us and we’ll definitely be using them in the future. They provide a great service and go through all your options so you don’t have to. Highly recommend!

10 April 2024
Rated 5 out of 5 stars

Ian's the best

Ian's the best. Thoroughly decent guy who takes all of the stress out of remortgaging and genuinely works his hardest the get you the best deal on the market. He makes the process easy and explains things in a simple, concise and easy to understand manner. He also uses online meetings which are super convenient.

The service is free for the customer as he gets his fee from the lender. He is transparent, open and honest about this and the level of service he gives is excellent.

It was the first time we have used his services, having been recommended by a friend. I wouldn't go with anyone else now and would recommend him to any of my friends.

1 February 2024
Unprompted review
Rated 5 out of 5 stars

Excellent

Been a customer for years and Wouldn't use anyone else, totally amazing honest company and Ian is the nicest man ever !!!
Nothing is too much trouble

14 December 2023
Rated 5 out of 5 stars

Would highly recommend

My Wife and I have used Spot on Mortgages (Ian) for the past 30+ years. Ian takes all the stress of mortgaging / remortgaging away. One meeting, now on teams a few emails and some base information and that's it. I have just remortgaged and with Ian keeping an eye on the market secured a better interest rate than we first settled for which was a nice surprise. Would highly recommend.

14 February 2024
Rated 5 out of 5 stars

A successful experience with Spot on Mortgages Ltd

I was introduced to Ian through close friends of mine after they used Spot on Mortgages for their remortgaging. After some hunting around with other mortgage advisors and with no success of finding a lender that would help my situation it was Ian that was able to find a lender that would agree to offer a mortgage. I spoke to Ian over the internet by video call which felt much more human then a telephone call or email correspondence. What I especially appreciated is Ian's working hours fits in around my work times so that I had a chance to speak with him after my work hours. Ian was incredibly understanding with my situation and let me know if I needed some time whilst dealing with the mortgage and personal circumstances. Ian very swiftly found a mortgage deal that suited and we ran with the offer after it had been approved by the lender. Unfortunately, due to complexity with the remortgaging that was down to the property being transferred and the management for the leasehold it took longer than expected to be dealt with and after 6 months of trying to push it over the line, Ian helped to speed up the process on his side when our conveyancer was out of office which meant that it was settled just in time before the winter holidays arrived and the mortgage offer expired. Thank you Ian for your inside experience and knowledge and getting us the remortgage when no other advisor could do that.

21 December 2023
Unprompted review
Rated 5 out of 5 stars

First time buyers, new to Bristol

Being first time buyers, with a limited understanding of the market, our priority was working with an advisor we felt we could trust. We were recommended Spot On Mortgages by a work colleague of Lucy's. After our first consultation we were happy. Ian at Spot On Mortgages walked us through the process, made us feel at ease and gathered all the info he needed quickly. The best part for us was how Ian was so transparent throughout, making it clear why he recommended certain products and was always available for questions. Spot On Mortgages were also able to recommend other great services, including a very efficient solicitors. We're now happily in our new home and satisfied with the mortgage we were recommended, Nick & Lucy

16 November 2023

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